Molina Gold Enhanced 895 Pluswith Adult Vision
Gold · HMO · Molina Healthcare · Florida
At age 40 it costs between $708.40 and $1,012.30 a month before any subsidy, depending on which county you live in — a marketplace plan is priced per rating area, not per state.
What CMS publishes about it
| Plan ID | 54172FL0040004 |
|---|---|
| Insurer | Molina Healthcare |
| Metal level | Gold |
| Plan type | HMO |
| Deductible (individual) | $895 |
| Deductible (family) | $1,790 |
| Drug deductible | Included in the medical deductible |
| Most you could pay in a year | $8,700 |
| Family maximum | $17,400 |
| Primary care visit | $25 |
| Specialist visit | $55 |
| Emergency room | 30% Coinsurance after deductible |
| Inpatient stay | 30% Coinsurance after deductible |
| Generic drugs | $10 |
| Preferred brand drugs | $75 Copay after deductible |
| Specialty drugs | 50% Coinsurance after deductible |
| Adult dental included | No |
| Child dental included | No |
| Share of premium buying essential health benefits | 99.42% |
| Network directory | Who is in network |
| Summary of benefits | Summary of benefits and coverage |
| Drug list | Formulary |
| Customer service | 1-888-560-5716 · TTY 1-800-955-8771 |
Where it is sold, and what it costs there
20 counties. The premium is the price before any tax credit; what you pay depends on your income.
| County | At 21 | At 30 | At 40 | At 50 | At 60 |
|---|---|---|---|---|---|
| Osceola County | $554.31 | $629.14 | $708.40 | $989.99 | $1,504.39 |
| Marion County | $576.75 | $654.61 | $737.08 | $1,030.07 | $1,565.29 |
| Lake County | $582.18 | $660.77 | $744.02 | $1,039.77 | $1,580.03 |
| Bradford County | $586.11 | $665.24 | $749.05 | $1,046.80 | $1,590.71 |
| Broward County | $590.29 | $669.97 | $754.39 | $1,054.25 | $1,602.04 |
| Baker County | $594.54 | $674.80 | $759.82 | $1,061.84 | $1,613.57 |
| Desoto County | $594.92 | $675.23 | $760.31 | $1,062.53 | $1,614.61 |
| Miami-Dade County | $597.69 | $678.38 | $763.85 | $1,067.47 | $1,622.13 |
| Palm Beach County | $600.78 | $681.89 | $767.80 | $1,073 | $1,630.52 |
| Polk County | $623.92 | $708.15 | $797.37 | $1,114.32 | $1,693.32 |
| Hillsborough County | $629.31 | $714.26 | $804.26 | $1,123.94 | $1,707.94 |
| Pasco County | $633.87 | $719.44 | $810.08 | $1,132.09 | $1,720.32 |
| Collier County | $640.40 | $726.85 | $818.43 | $1,143.75 | $1,738.03 |
| Seminole County | $642.63 | $729.38 | $821.28 | $1,147.74 | $1,744.10 |
| Orange County | $653.71 | $741.96 | $835.44 | $1,167.52 | $1,774.16 |
| Hendry County | $669.50 | $759.89 | $855.63 | $1,195.74 | $1,817.04 |
| Pinellas County | $676.37 | $767.68 | $864.40 | $1,207.99 | $1,835.66 |
| Duval County | $692.31 | $785.77 | $884.77 | $1,236.46 | $1,878.92 |
| Clay County | $700.51 | $795.08 | $895.26 | $1,251.12 | $1,901.19 |
| Hardee County | $792.10 | $899.03 | $1,012.30 | $1,414.69 | $2,149.75 |
Open enrollment for 2026 coverage runs 1 November 2025 to 15 January 2026 in most states. Outside that window you need a qualifying life event — losing other coverage, moving, marrying, having a child — to enrol.
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When this plan’s price or benefits change.
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Premiums, deductibles, out-of-pocket maximums and cost sharing are reproduced from the HealthCare.gov Qualified Health Plan landscape file published by the Centers for Medicare & Medicaid Services for plan year 2026. Nothing on this page is calculated by us. This is not a complete list of your options and it is not advice: to see every plan and to enrol, use HealthCare.gov or call 1-800-318-2596.