Molina Gold Core 1640 Plus with Adult Dental and Vision
Gold · HMO · Molina Healthcare · Florida
At age 40 it costs between $722.15 and $1,031.94 a month before any subsidy, depending on which county you live in — a marketplace plan is priced per rating area, not per state.
What CMS publishes about it
| Plan ID | 54172FL0070001 |
|---|---|
| Insurer | Molina Healthcare |
| Metal level | Gold |
| Plan type | HMO |
| Deductible (individual) | $1,640 |
| Deductible (family) | $3,280 |
| Drug deductible | Included in the medical deductible |
| Most you could pay in a year | $8,100 |
| Family maximum | $16,200 |
| Primary care visit | $25 |
| Specialist visit | $55 |
| Emergency room | 25% Coinsurance after deductible |
| Inpatient stay | 25% Coinsurance after deductible |
| Generic drugs | $15 |
| Preferred brand drugs | $50 Copay after deductible |
| Specialty drugs | 40% Coinsurance after deductible |
| Adult dental included | Yes |
| Child dental included | No |
| Share of premium buying essential health benefits | 97.44% |
| Network directory | Who is in network |
| Summary of benefits | Summary of benefits and coverage |
| Drug list | Formulary |
| Customer service | 1-888-560-5716 · TTY 1-800-955-8771 |
Where it is sold, and what it costs there
20 counties. The premium is the price before any tax credit; what you pay depends on your income.
| County | At 21 | At 30 | At 40 | At 50 | At 60 |
|---|---|---|---|---|---|
| Osceola County | $565.06 | $641.35 | $722.15 | $1,009.20 | $1,533.58 |
| Marion County | $587.94 | $667.31 | $751.39 | $1,050.06 | $1,595.67 |
| Lake County | $593.47 | $673.59 | $758.46 | $1,059.94 | $1,610.69 |
| Bradford County | $597.49 | $678.15 | $763.59 | $1,067.11 | $1,621.57 |
| Broward County | $601.74 | $682.97 | $769.02 | $1,074.71 | $1,633.12 |
| Baker County | $606.07 | $687.89 | $774.56 | $1,082.44 | $1,644.88 |
| Desoto County | $606.46 | $688.34 | $775.06 | $1,083.14 | $1,645.94 |
| Miami-Dade County | $609.29 | $691.54 | $778.67 | $1,088.19 | $1,653.61 |
| Palm Beach County | $612.44 | $695.12 | $782.70 | $1,093.82 | $1,662.16 |
| Polk County | $636.03 | $721.89 | $812.84 | $1,135.94 | $1,726.18 |
| Hillsborough County | $641.52 | $728.12 | $819.86 | $1,145.75 | $1,741.08 |
| Pasco County | $646.17 | $733.40 | $825.80 | $1,154.05 | $1,753.70 |
| Collier County | $652.82 | $740.95 | $834.31 | $1,165.94 | $1,771.76 |
| Seminole County | $655.10 | $743.54 | $837.22 | $1,170.01 | $1,777.94 |
| Orange County | $666.39 | $756.35 | $851.65 | $1,190.17 | $1,808.58 |
| Hendry County | $682.50 | $774.63 | $872.23 | $1,218.94 | $1,852.29 |
| Pinellas County | $689.49 | $782.57 | $881.17 | $1,231.43 | $1,871.28 |
| Duval County | $705.74 | $801.02 | $901.94 | $1,260.45 | $1,915.38 |
| Clay County | $714.11 | $810.51 | $912.63 | $1,275.39 | $1,938.08 |
| Hardee County | $807.47 | $916.47 | $1,031.94 | $1,442.14 | $2,191.46 |
Open enrollment for 2026 coverage runs 1 November 2025 to 15 January 2026 in most states. Outside that window you need a qualifying life event — losing other coverage, moving, marrying, having a child — to enrol.
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When this plan’s price or benefits change.
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Premiums, deductibles, out-of-pocket maximums and cost sharing are reproduced from the HealthCare.gov Qualified Health Plan landscape file published by the Centers for Medicare & Medicaid Services for plan year 2026. Nothing on this page is calculated by us. This is not a complete list of your options and it is not advice: to see every plan and to enrol, use HealthCare.gov or call 1-800-318-2596.