Molina Gold Enhanced 895 Plus with Adult Dental and Vision
Gold · HMO · Molina Healthcare · Florida
At age 40 it costs between $721.60 and $1,031.16 a month before any subsidy, depending on which county you live in — a marketplace plan is priced per rating area, not per state.
What CMS publishes about it
| Plan ID | 54172FL0070004 |
|---|---|
| Insurer | Molina Healthcare |
| Metal level | Gold |
| Plan type | HMO |
| Deductible (individual) | $895 |
| Deductible (family) | $1,790 |
| Drug deductible | Included in the medical deductible |
| Most you could pay in a year | $8,700 |
| Family maximum | $17,400 |
| Primary care visit | $25 |
| Specialist visit | $55 |
| Emergency room | 30% Coinsurance after deductible |
| Inpatient stay | 30% Coinsurance after deductible |
| Generic drugs | $10 |
| Preferred brand drugs | $75 Copay after deductible |
| Specialty drugs | 50% Coinsurance after deductible |
| Adult dental included | Yes |
| Child dental included | No |
| Share of premium buying essential health benefits | 97.44% |
| Network directory | Who is in network |
| Summary of benefits | Summary of benefits and coverage |
| Drug list | Formulary |
| Customer service | 1-888-560-5716 · TTY 1-800-955-8771 |
Where it is sold, and what it costs there
20 counties. The premium is the price before any tax credit; what you pay depends on your income.
| County | At 21 | At 30 | At 40 | At 50 | At 60 |
|---|---|---|---|---|---|
| Osceola County | $564.63 | $640.86 | $721.60 | $1,008.43 | $1,532.41 |
| Marion County | $587.49 | $666.80 | $750.81 | $1,049.26 | $1,594.45 |
| Lake County | $593.02 | $673.08 | $757.88 | $1,059.14 | $1,609.46 |
| Bradford County | $597.03 | $677.63 | $763 | $1,066.29 | $1,620.34 |
| Broward County | $601.28 | $682.45 | $768.44 | $1,073.89 | $1,631.87 |
| Baker County | $605.61 | $687.37 | $773.97 | $1,081.62 | $1,643.62 |
| Desoto County | $606 | $687.81 | $774.47 | $1,082.32 | $1,644.69 |
| Miami-Dade County | $608.82 | $691.01 | $778.08 | $1,087.36 | $1,652.35 |
| Palm Beach County | $611.97 | $694.59 | $782.10 | $1,092.98 | $1,660.89 |
| Polk County | $635.54 | $721.34 | $812.22 | $1,135.08 | $1,724.86 |
| Hillsborough County | $641.03 | $727.57 | $819.24 | $1,144.88 | $1,739.75 |
| Pasco County | $645.67 | $732.84 | $825.17 | $1,153.17 | $1,752.36 |
| Collier County | $652.32 | $740.39 | $833.67 | $1,165.05 | $1,770.41 |
| Seminole County | $654.60 | $742.97 | $836.58 | $1,169.11 | $1,776.58 |
| Orange County | $665.88 | $755.78 | $851 | $1,189.26 | $1,807.20 |
| Hendry County | $681.97 | $774.04 | $871.56 | $1,218.01 | $1,850.88 |
| Pinellas County | $688.97 | $781.98 | $880.50 | $1,230.49 | $1,869.85 |
| Duval County | $705.20 | $800.41 | $901.25 | $1,259.49 | $1,913.92 |
| Clay County | $713.56 | $809.89 | $911.93 | $1,274.42 | $1,936.61 |
| Hardee County | $806.85 | $915.78 | $1,031.16 | $1,441.04 | $2,189.79 |
Open enrollment for 2026 coverage runs 1 November 2025 to 15 January 2026 in most states. Outside that window you need a qualifying life event — losing other coverage, moving, marrying, having a child — to enrol.
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Premiums, deductibles, out-of-pocket maximums and cost sharing are reproduced from the HealthCare.gov Qualified Health Plan landscape file published by the Centers for Medicare & Medicaid Services for plan year 2026. Nothing on this page is calculated by us. This is not a complete list of your options and it is not advice: to see every plan and to enrol, use HealthCare.gov or call 1-800-318-2596.