Gym Access IND Gold POS 55001
Gold · POS · Florida Health Care Plans · Florida
At age 40 it costs between $794.23 and $1,007.45 a month before any subsidy, depending on which county you live in — a marketplace plan is priced per rating area, not per state.
What CMS publishes about it
| Plan ID | 56503FL2010001 |
|---|---|
| Insurer | Florida Health Care Plans |
| Metal level | Gold |
| Plan type | POS |
| Deductible (individual) | $2,800 |
| Deductible (family) | $5,600 |
| Drug deductible | $100 |
| Most you could pay in a year | $8,100 |
| Family maximum | $16,200 |
| Primary care visit | No Charge |
| Specialist visit | $35 |
| Emergency room | $200 |
| Inpatient stay | 20% Coinsurance after deductible |
| Generic drugs | $10 |
| Preferred brand drugs | $30 |
| Specialty drugs | 50% Coinsurance after deductible |
| Adult dental included | No |
| Child dental included | No |
| Share of premium buying essential health benefits | 100.00% |
| Network directory | Who is in network |
| Summary of benefits | Summary of benefits and coverage |
| Drug list | Formulary |
| Customer service | 1-800-232-0578 · TTY 1-800-955-8771 |
Where it is sold, and what it costs there
5 counties. The premium is the price before any tax credit; what you pay depends on your income.
| County | At 21 | At 30 | At 40 | At 50 | At 60 |
|---|---|---|---|---|---|
| Brevard County | $621.46 | $705.36 | $794.23 | $1,109.93 | $1,686.64 |
| Saint Johns County | $700.36 | $794.91 | $895.06 | $1,250.84 | $1,900.78 |
| Volusia County | $722.89 | $820.48 | $923.85 | $1,291.08 | $1,961.92 |
| Flagler County | $755.25 | $857.21 | $965.21 | $1,348.88 | $2,049.75 |
| Seminole County | $788.30 | $894.72 | $1,007.45 | $1,407.90 | $2,139.45 |
Open enrollment for 2026 coverage runs 1 November 2025 to 15 January 2026 in most states. Outside that window you need a qualifying life event — losing other coverage, moving, marrying, having a child — to enrol.
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When this plan’s price or benefits change.
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Premiums, deductibles, out-of-pocket maximums and cost sharing are reproduced from the HealthCare.gov Qualified Health Plan landscape file published by the Centers for Medicare & Medicaid Services for plan year 2026. Nothing on this page is calculated by us. This is not a complete list of your options and it is not advice: to see every plan and to enrol, use HealthCare.gov or call 1-800-318-2596.