Gym Access IND Bronze POS BC 3841
Expanded Bronze · POS · Florida Health Care Plans · Florida
At age 40 it costs between $563.93 and $715.32 a month before any subsidy, depending on which county you live in — a marketplace plan is priced per rating area, not per state.
What CMS publishes about it
| Plan ID | 56503FL2540002 |
|---|---|
| Insurer | Florida Health Care Plans |
| Metal level | Expanded Bronze |
| Plan type | POS |
| Deductible (individual) | $6,000 |
| Deductible (family) | $12,000 |
| Drug deductible | Included in the medical deductible |
| Most you could pay in a year | $10,000 |
| Family maximum | $20,000 |
| Primary care visit | No Charge |
| Specialist visit | $90 |
| Emergency room | 50% Coinsurance after deductible |
| Inpatient stay | $100 Copay per Stay after deductible |
| Generic drugs | $35 |
| Preferred brand drugs | 35% Coinsurance after deductible |
| Specialty drugs | 45% Coinsurance after deductible |
| Adult dental included | No |
| Child dental included | No |
| Share of premium buying essential health benefits | 100.00% |
| Network directory | Who is in network |
| Summary of benefits | Summary of benefits and coverage |
| Drug list | Formulary |
| Customer service | 1-800-232-0578 · TTY 1-800-955-8771 |
Where it is sold, and what it costs there
5 counties. The premium is the price before any tax credit; what you pay depends on your income.
| County | At 21 | At 30 | At 40 | At 50 | At 60 |
|---|---|---|---|---|---|
| Brevard County | $441.26 | $500.83 | $563.93 | $788.09 | $1,197.58 |
| Saint Johns County | $497.28 | $564.41 | $635.52 | $888.14 | $1,349.62 |
| Volusia County | $513.28 | $582.57 | $655.97 | $916.72 | $1,393.04 |
| Flagler County | $536.25 | $608.64 | $685.33 | $957.74 | $1,455.38 |
| Seminole County | $559.72 | $635.28 | $715.32 | $999.66 | $1,519.08 |
Open enrollment for 2026 coverage runs 1 November 2025 to 15 January 2026 in most states. Outside that window you need a qualifying life event — losing other coverage, moving, marrying, having a child — to enrol.
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When this plan’s price or benefits change.
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Premiums, deductibles, out-of-pocket maximums and cost sharing are reproduced from the HealthCare.gov Qualified Health Plan landscape file published by the Centers for Medicare & Medicaid Services for plan year 2026. Nothing on this page is calculated by us. This is not a complete list of your options and it is not advice: to see every plan and to enrol, use HealthCare.gov or call 1-800-318-2596.