Gym Access IND Gold POS BC 5651
Gold · POS · Florida Health Care Plans · Florida
At age 40 it costs between $826.79 and $1,048.77 a month before any subsidy, depending on which county you live in — a marketplace plan is priced per rating area, not per state.
What CMS publishes about it
| Plan ID | 56503FL2600002 |
|---|---|
| Insurer | Florida Health Care Plans |
| Metal level | Gold |
| Plan type | POS |
| Deductible (individual) | $0 |
| Deductible (family) | $0 |
| Drug deductible | Included in the medical deductible |
| Most you could pay in a year | $7,800 |
| Family maximum | $15,600 |
| Primary care visit | No Charge |
| Specialist visit | $50 |
| Emergency room | $350 |
| Inpatient stay | $600 Copay per Day |
| Generic drugs | $10 |
| Preferred brand drugs | $40 |
| Specialty drugs | 30% |
| Adult dental included | No |
| Child dental included | No |
| Share of premium buying essential health benefits | 100.00% |
| Network directory | Who is in network |
| Summary of benefits | Summary of benefits and coverage |
| Drug list | Formulary |
| Customer service | 1-800-232-0578 · TTY 1-800-955-8771 |
Where it is sold, and what it costs there
5 counties. The premium is the price before any tax credit; what you pay depends on your income.
| County | At 21 | At 30 | At 40 | At 50 | At 60 |
|---|---|---|---|---|---|
| Brevard County | $646.94 | $734.28 | $826.79 | $1,155.43 | $1,755.80 |
| Saint Johns County | $729.08 | $827.51 | $931.76 | $1,302.14 | $1,978.72 |
| Volusia County | $752.54 | $854.13 | $961.75 | $1,344.04 | $2,042.39 |
| Flagler County | $786.22 | $892.36 | $1,004.79 | $1,404.19 | $2,133.80 |
| Seminole County | $820.63 | $931.42 | $1,048.77 | $1,465.65 | $2,227.19 |
Open enrollment for 2026 coverage runs 1 November 2025 to 15 January 2026 in most states. Outside that window you need a qualifying life event — losing other coverage, moving, marrying, having a child — to enrol.
Get told when this changes
When this plan’s price or benefits change.
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Premiums, deductibles, out-of-pocket maximums and cost sharing are reproduced from the HealthCare.gov Qualified Health Plan landscape file published by the Centers for Medicare & Medicaid Services for plan year 2026. Nothing on this page is calculated by us. This is not a complete list of your options and it is not advice: to see every plan and to enrol, use HealthCare.gov or call 1-800-318-2596.