QHP Index

Gym Access IND Bronze Standardized HMO

Expanded Bronze · HMO · Florida Health Care Plans · Florida

At age 40 it costs between $485.03 and $615.24 a month before any subsidy, depending on which county you live in — a marketplace plan is priced per rating area, not per state.

What CMS publishes about it

Plan ID56503FL2670001
InsurerFlorida Health Care Plans
Metal levelExpanded Bronze
Plan typeHMO
Deductible (individual)$7,150
Deductible (family)$14,300
Drug deductibleIncluded in the medical deductible
Most you could pay in a year$10,150
Family maximum$20,300
Primary care visitNo Charge
Specialist visit$80
Emergency room40% Coinsurance after deductible
Inpatient stay40% Coinsurance after deductible
Generic drugs$35
Preferred brand drugs$200
Specialty drugs50% Coinsurance after deductible
Adult dental includedNo
Child dental includedNo
Share of premium buying essential health benefits100.00%
Network directoryWho is in network
Summary of benefitsSummary of benefits and coverage
Drug listFormulary
Customer service1-800-232-0578 · TTY 1-800-955-8771

Where it is sold, and what it costs there

5 counties. The premium is the price before any tax credit; what you pay depends on your income.

CountyAt 21At 30At 40At 50At 60
Brevard County $379.52$430.76 $485.03$677.82 $1,030.02
Saint Johns County $427.71$485.45 $546.61$763.89 $1,160.80
Volusia County $441.47$501.07 $564.20$788.47 $1,198.15
Flagler County $461.22$523.48 $589.44$823.74 $1,251.75
Seminole County $481.41$546.40 $615.24$859.80 $1,306.55

Open enrollment for 2026 coverage runs 1 November 2025 to 15 January 2026 in most states. Outside that window you need a qualifying life event — losing other coverage, moving, marrying, having a child — to enrol.

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Premiums, deductibles, out-of-pocket maximums and cost sharing are reproduced from the HealthCare.gov Qualified Health Plan landscape file published by the Centers for Medicare & Medicaid Services for plan year 2026. Nothing on this page is calculated by us. This is not a complete list of your options and it is not advice: to see every plan and to enrol, use HealthCare.gov or call 1-800-318-2596.