Gym Access IND Bronze Standardized HMO
Expanded Bronze · HMO · Florida Health Care Plans · Florida
At age 40 it costs between $485.03 and $615.24 a month before any subsidy, depending on which county you live in — a marketplace plan is priced per rating area, not per state.
What CMS publishes about it
| Plan ID | 56503FL2670001 |
|---|---|
| Insurer | Florida Health Care Plans |
| Metal level | Expanded Bronze |
| Plan type | HMO |
| Deductible (individual) | $7,150 |
| Deductible (family) | $14,300 |
| Drug deductible | Included in the medical deductible |
| Most you could pay in a year | $10,150 |
| Family maximum | $20,300 |
| Primary care visit | No Charge |
| Specialist visit | $80 |
| Emergency room | 40% Coinsurance after deductible |
| Inpatient stay | 40% Coinsurance after deductible |
| Generic drugs | $35 |
| Preferred brand drugs | $200 |
| Specialty drugs | 50% Coinsurance after deductible |
| Adult dental included | No |
| Child dental included | No |
| Share of premium buying essential health benefits | 100.00% |
| Network directory | Who is in network |
| Summary of benefits | Summary of benefits and coverage |
| Drug list | Formulary |
| Customer service | 1-800-232-0578 · TTY 1-800-955-8771 |
Where it is sold, and what it costs there
5 counties. The premium is the price before any tax credit; what you pay depends on your income.
| County | At 21 | At 30 | At 40 | At 50 | At 60 |
|---|---|---|---|---|---|
| Brevard County | $379.52 | $430.76 | $485.03 | $677.82 | $1,030.02 |
| Saint Johns County | $427.71 | $485.45 | $546.61 | $763.89 | $1,160.80 |
| Volusia County | $441.47 | $501.07 | $564.20 | $788.47 | $1,198.15 |
| Flagler County | $461.22 | $523.48 | $589.44 | $823.74 | $1,251.75 |
| Seminole County | $481.41 | $546.40 | $615.24 | $859.80 | $1,306.55 |
Open enrollment for 2026 coverage runs 1 November 2025 to 15 January 2026 in most states. Outside that window you need a qualifying life event — losing other coverage, moving, marrying, having a child — to enrol.
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When this plan’s price or benefits change.
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Premiums, deductibles, out-of-pocket maximums and cost sharing are reproduced from the HealthCare.gov Qualified Health Plan landscape file published by the Centers for Medicare & Medicaid Services for plan year 2026. Nothing on this page is calculated by us. This is not a complete list of your options and it is not advice: to see every plan and to enrol, use HealthCare.gov or call 1-800-318-2596.