Gym Access IND Bronze HMO 1340
Expanded Bronze · HMO · Florida Health Care Plans · Florida
At age 40 it costs between $426.78 and $541.35 a month before any subsidy, depending on which county you live in — a marketplace plan is priced per rating area, not per state.
What CMS publishes about it
| Plan ID | 56503FL2730001 |
|---|---|
| Insurer | Florida Health Care Plans |
| Metal level | Expanded Bronze |
| Plan type | HMO |
| Deductible (individual) | $10,150 |
| Deductible (family) | $20,300 |
| Drug deductible | Included in the medical deductible |
| Most you could pay in a year | $10,150 |
| Family maximum | $20,300 |
| Primary care visit | No Charge |
| Specialist visit | No Charge after Deductible |
| Emergency room | No Charge after Deductible |
| Inpatient stay | No Charge after Deductible |
| Generic drugs | $30 |
| Preferred brand drugs | No Charge after Deductible |
| Specialty drugs | No Charge after Deductible |
| Adult dental included | No |
| Child dental included | No |
| Share of premium buying essential health benefits | 100.00% |
| Network directory | Who is in network |
| Summary of benefits | Summary of benefits and coverage |
| Drug list | Formulary |
| Customer service | 1-800-232-0578 · TTY 1-800-955-8771 |
Where it is sold, and what it costs there
5 counties. The premium is the price before any tax credit; what you pay depends on your income.
| County | At 21 | At 30 | At 40 | At 50 | At 60 |
|---|---|---|---|---|---|
| Brevard County | $333.94 | $379.02 | $426.78 | $596.42 | $906.31 |
| Saint Johns County | $376.33 | $427.13 | $480.95 | $672.13 | $1,021.36 |
| Volusia County | $388.44 | $440.88 | $496.43 | $693.75 | $1,054.23 |
| Flagler County | $405.83 | $460.62 | $518.65 | $724.81 | $1,101.42 |
| Seminole County | $423.59 | $480.77 | $541.35 | $756.53 | $1,149.62 |
Open enrollment for 2026 coverage runs 1 November 2025 to 15 January 2026 in most states. Outside that window you need a qualifying life event — losing other coverage, moving, marrying, having a child — to enrol.
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When this plan’s price or benefits change.
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Premiums, deductibles, out-of-pocket maximums and cost sharing are reproduced from the HealthCare.gov Qualified Health Plan landscape file published by the Centers for Medicare & Medicaid Services for plan year 2026. Nothing on this page is calculated by us. This is not a complete list of your options and it is not advice: to see every plan and to enrol, use HealthCare.gov or call 1-800-318-2596.