QHP Index

Gym Access IND Bronze POS 1042

Expanded Bronze · POS · Florida Health Care Plans · Florida

At age 40 it costs between $557.87 and $707.64 a month before any subsidy, depending on which county you live in — a marketplace plan is priced per rating area, not per state.

What CMS publishes about it

Plan ID56503FL2790001
InsurerFlorida Health Care Plans
Metal levelExpanded Bronze
Plan typePOS
Deductible (individual)$5,500
Deductible (family)$11,000
Drug deductibleIncluded in the medical deductible
Most you could pay in a year$10,150
Family maximum$20,300
Primary care visitNo Charge
Specialist visit$75
Emergency room50% Coinsurance after deductible
Inpatient stay50% Coinsurance after deductible
Generic drugs$35
Preferred brand drugs35% Coinsurance after deductible
Specialty drugs45% Coinsurance after deductible
Adult dental includedNo
Child dental includedNo
Share of premium buying essential health benefits100.00%
Network directoryWho is in network
Summary of benefitsSummary of benefits and coverage
Drug listFormulary
Customer service1-800-232-0578 · TTY 1-800-955-8771

Where it is sold, and what it costs there

5 counties. The premium is the price before any tax credit; what you pay depends on your income.

CountyAt 21At 30At 40At 50At 60
Brevard County $436.52$495.45 $557.87$779.62 $1,184.72
Saint Johns County $491.94$558.35 $628.70$878.60 $1,335.13
Volusia County $507.76$576.31 $648.92$906.86 $1,378.06
Flagler County $530.49$602.11 $677.97$947.46 $1,439.75
Seminole County $553.71$628.46 $707.64$988.93 $1,502.77

Open enrollment for 2026 coverage runs 1 November 2025 to 15 January 2026 in most states. Outside that window you need a qualifying life event — losing other coverage, moving, marrying, having a child — to enrol.

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Premiums, deductibles, out-of-pocket maximums and cost sharing are reproduced from the HealthCare.gov Qualified Health Plan landscape file published by the Centers for Medicare & Medicaid Services for plan year 2026. Nothing on this page is calculated by us. This is not a complete list of your options and it is not advice: to see every plan and to enrol, use HealthCare.gov or call 1-800-318-2596.