Gym Access IND Gold HMO H.S.A 9010
Gold · HMO · Florida Health Care Plans · Florida
At age 40 it costs between $641.99 and $814.34 a month before any subsidy, depending on which county you live in — a marketplace plan is priced per rating area, not per state.
What CMS publishes about it
| Plan ID | 56503FL2860001 |
|---|---|
| Insurer | Florida Health Care Plans |
| Metal level | Gold |
| Plan type | HMO |
| Deductible (individual) | $2,000 |
| Deductible (family) | $4,000 |
| Drug deductible | Included in the medical deductible |
| Most you could pay in a year | $6,500 |
| Family maximum | $13,000 |
| Primary care visit | 10% Coinsurance after deductible |
| Specialist visit | 10% Coinsurance after deductible |
| Emergency room | 10% Coinsurance after deductible |
| Inpatient stay | 10% Coinsurance after deductible |
| Generic drugs | $10 Copay after deductible |
| Preferred brand drugs | $30 Copay after deductible |
| Specialty drugs | 50% Coinsurance after deductible |
| Adult dental included | No |
| Child dental included | No |
| Share of premium buying essential health benefits | 100.00% |
| Network directory | Who is in network |
| Summary of benefits | Summary of benefits and coverage |
| Drug list | Formulary |
| Customer service | 1-800-232-0578 · TTY 1-800-955-8771 |
Where it is sold, and what it costs there
5 counties. The premium is the price before any tax credit; what you pay depends on your income.
| County | At 21 | At 30 | At 40 | At 50 | At 60 |
|---|---|---|---|---|---|
| Brevard County | $502.34 | $570.16 | $641.99 | $897.18 | $1,363.35 |
| Saint Johns County | $566.11 | $642.53 | $723.49 | $1,011.07 | $1,536.42 |
| Volusia County | $584.33 | $663.21 | $746.77 | $1,043.61 | $1,585.87 |
| Flagler County | $610.48 | $692.89 | $780.19 | $1,090.32 | $1,656.84 |
| Seminole County | $637.20 | $723.22 | $814.34 | $1,138.04 | $1,729.36 |
Open enrollment for 2026 coverage runs 1 November 2025 to 15 January 2026 in most states. Outside that window you need a qualifying life event — losing other coverage, moving, marrying, having a child — to enrol.
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When this plan’s price or benefits change.
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Premiums, deductibles, out-of-pocket maximums and cost sharing are reproduced from the HealthCare.gov Qualified Health Plan landscape file published by the Centers for Medicare & Medicaid Services for plan year 2026. Nothing on this page is calculated by us. This is not a complete list of your options and it is not advice: to see every plan and to enrol, use HealthCare.gov or call 1-800-318-2596.