QHP Index

Gym Access IND Bronze POS OA Standard 2450

Expanded Bronze · POS · Florida Health Care Plans · Florida

At age 40 it costs between $536.95 and $681.11 a month before any subsidy, depending on which county you live in — a marketplace plan is priced per rating area, not per state.

What CMS publishes about it

Plan ID56503FL3290001
InsurerFlorida Health Care Plans
Metal levelExpanded Bronze
Plan typePOS
Standardised designDesign 1 — a plan CMS defined the benefits of, so it can be compared like for like
Deductible (individual)$7,500
Deductible (family)$15,000
Drug deductibleIncluded in the medical deductible
Most you could pay in a year$10,000
Family maximum$20,000
Primary care visit$50
Specialist visit$100
Emergency room50% Coinsurance after deductible
Inpatient stay50% Coinsurance after deductible
Generic drugs$25
Preferred brand drugs$50 Copay after deductible
Specialty drugs$500 Copay after deductible
Adult dental includedNo
Child dental includedNo
Share of premium buying essential health benefits100.00%
Network directoryWho is in network
Summary of benefitsSummary of benefits and coverage
Drug listFormulary
Customer service1-800-232-0578 · TTY 1-800-955-8771

Where it is sold, and what it costs there

5 counties. The premium is the price before any tax credit; what you pay depends on your income.

CountyAt 21At 30At 40At 50At 60
Brevard County $420.15$476.87 $536.95$750.39 $1,140.29
Saint Johns County $473.49$537.41 $605.12$845.65 $1,285.05
Volusia County $488.73$554.71 $624.60$872.87 $1,326.41
Flagler County $510.60$579.53 $652.55$911.93 $1,385.77
Seminole County $532.95$604.90 $681.11$951.85 $1,446.43

Open enrollment for 2026 coverage runs 1 November 2025 to 15 January 2026 in most states. Outside that window you need a qualifying life event — losing other coverage, moving, marrying, having a child — to enrol.

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Premiums, deductibles, out-of-pocket maximums and cost sharing are reproduced from the HealthCare.gov Qualified Health Plan landscape file published by the Centers for Medicare & Medicaid Services for plan year 2026. Nothing on this page is calculated by us. This is not a complete list of your options and it is not advice: to see every plan and to enrol, use HealthCare.gov or call 1-800-318-2596.