Molina Gold Core 1640
Gold · HMO · Molina Healthcare · Ohio
At age 40 it costs between $566.12 and $803.77 a month before any subsidy, depending on which county you live in — a marketplace plan is priced per rating area, not per state.
What CMS publishes about it
| Plan ID | 64353OH0010001 |
|---|---|
| Insurer | Molina Healthcare |
| Metal level | Gold |
| Plan type | HMO |
| Deductible (individual) | $1,640 |
| Deductible (family) | $3,280 |
| Drug deductible | Included in the medical deductible |
| Most you could pay in a year | $8,100 |
| Family maximum | $16,200 |
| Primary care visit | $25 |
| Specialist visit | $55 |
| Emergency room | 25% Coinsurance after deductible |
| Inpatient stay | 25% Coinsurance after deductible |
| Generic drugs | $15 |
| Preferred brand drugs | $50 Copay after deductible |
| Specialty drugs | 40% Coinsurance after deductible |
| Adult dental included | No |
| Child dental included | No |
| Share of premium buying essential health benefits | 99.90% |
| Network directory | Who is in network |
| Summary of benefits | Summary of benefits and coverage |
| Drug list | Formulary |
| Customer service | 1-888-296-7677 |
Where it is sold, and what it costs there
80 counties. The premium is the price before any tax credit; what you pay depends on your income.
| County | At 21 | At 30 | At 40 | At 50 | At 60 |
|---|---|---|---|---|---|
| Ashtabula County | $442.97 | $502.77 | $566.12 | $791.15 | $1,202.22 |
| Cuyahoga County | $442.97 | $502.77 | $566.12 | $791.15 | $1,202.22 |
| Geauga County | $442.97 | $502.77 | $566.12 | $791.15 | $1,202.22 |
| Lake County | $442.97 | $502.77 | $566.12 | $791.15 | $1,202.22 |
| Lorain County | $442.97 | $502.77 | $566.12 | $791.15 | $1,202.22 |
| Erie County | $450.34 | $511.14 | $575.54 | $804.31 | $1,222.23 |
| Huron County | $450.34 | $511.14 | $575.54 | $804.31 | $1,222.23 |
| Ottawa County | $450.34 | $511.14 | $575.54 | $804.31 | $1,222.23 |
| Sandusky County | $450.34 | $511.14 | $575.54 | $804.31 | $1,222.23 |
| Seneca County | $450.34 | $511.14 | $575.54 | $804.31 | $1,222.23 |
| Wyandot County | $450.34 | $511.14 | $575.54 | $804.31 | $1,222.23 |
| Carroll County | $456.31 | $517.91 | $583.16 | $814.96 | $1,238.41 |
| Stark County | $456.31 | $517.91 | $583.16 | $814.96 | $1,238.41 |
| Columbiana County | $458.18 | $520.04 | $585.56 | $818.31 | $1,243.51 |
| Mahoning County | $458.18 | $520.04 | $585.56 | $818.31 | $1,243.51 |
| Trumbull County | $458.18 | $520.04 | $585.56 | $818.31 | $1,243.51 |
| Adams County | $463.23 | $525.77 | $592.01 | $827.33 | $1,257.21 |
| Brown County | $463.23 | $525.77 | $592.01 | $827.33 | $1,257.21 |
| Clermont County | $463.23 | $525.77 | $592.01 | $827.33 | $1,257.21 |
| Clinton County | $463.23 | $525.77 | $592.01 | $827.33 | $1,257.21 |
| Highland County | $463.23 | $525.77 | $592.01 | $827.33 | $1,257.21 |
| Butler County | $467.19 | $530.26 | $597.07 | $834.41 | $1,267.96 |
| Hamilton County | $467.19 | $530.26 | $597.07 | $834.41 | $1,267.96 |
| Warren County | $467.19 | $530.26 | $597.07 | $834.41 | $1,267.96 |
| Defiance County | $475.45 | $539.64 | $607.63 | $849.16 | $1,290.38 |
| Fulton County | $475.45 | $539.64 | $607.63 | $849.16 | $1,290.38 |
| Henry County | $475.45 | $539.64 | $607.63 | $849.16 | $1,290.38 |
| Lucas County | $475.45 | $539.64 | $607.63 | $849.16 | $1,290.38 |
| Wood County | $475.45 | $539.64 | $607.63 | $849.16 | $1,290.38 |
| Allen County | $487.13 | $552.90 | $622.56 | $870.02 | $1,322.08 |
| Auglaize County | $487.13 | $552.90 | $622.56 | $870.02 | $1,322.08 |
| Hancock County | $487.13 | $552.90 | $622.56 | $870.02 | $1,322.08 |
| Hardin County | $487.13 | $552.90 | $622.56 | $870.02 | $1,322.08 |
| Mercer County | $487.13 | $552.90 | $622.56 | $870.02 | $1,322.08 |
| Paulding County | $487.13 | $552.90 | $622.56 | $870.02 | $1,322.08 |
| Putnam County | $487.13 | $552.90 | $622.56 | $870.02 | $1,322.08 |
| Van Wert County | $487.13 | $552.90 | $622.56 | $870.02 | $1,322.08 |
| Gallia County | $493.56 | $560.19 | $630.77 | $881.50 | $1,339.52 |
| Jackson County | $493.56 | $560.19 | $630.77 | $881.50 | $1,339.52 |
| Lawrence County | $493.56 | $560.19 | $630.77 | $881.50 | $1,339.52 |
| Pike County | $493.56 | $560.19 | $630.77 | $881.50 | $1,339.52 |
| Ross County | $493.56 | $560.19 | $630.77 | $881.50 | $1,339.52 |
| Scioto County | $493.56 | $560.19 | $630.77 | $881.50 | $1,339.52 |
| Vinton County | $493.56 | $560.19 | $630.77 | $881.50 | $1,339.52 |
| Holmes County | $501.11 | $568.76 | $640.42 | $894.99 | $1,360.02 |
| Wayne County | $501.11 | $568.76 | $640.42 | $894.99 | $1,360.02 |
| Belmont County | $518.02 | $587.96 | $662.03 | $925.19 | $1,405.91 |
| Coshocton County | $518.02 | $587.96 | $662.03 | $925.19 | $1,405.91 |
| Guernsey County | $518.02 | $587.96 | $662.03 | $925.19 | $1,405.91 |
| Harrison County | $518.02 | $587.96 | $662.03 | $925.19 | $1,405.91 |
| Jefferson County | $518.02 | $587.96 | $662.03 | $925.19 | $1,405.91 |
| Monroe County | $518.02 | $587.96 | $662.03 | $925.19 | $1,405.91 |
| Morgan County | $518.02 | $587.96 | $662.03 | $925.19 | $1,405.91 |
| Muskingum County | $518.02 | $587.96 | $662.03 | $925.19 | $1,405.91 |
| Noble County | $518.02 | $587.96 | $662.03 | $925.19 | $1,405.91 |
| Perry County | $518.02 | $587.96 | $662.03 | $925.19 | $1,405.91 |
| Crawford County | $535.91 | $608.26 | $684.89 | $957.14 | $1,454.46 |
| Richland County | $535.91 | $608.26 | $684.89 | $957.14 | $1,454.46 |
| Athens County | $562.54 | $638.48 | $718.93 | $1,004.70 | $1,526.73 |
| Hocking County | $562.54 | $638.48 | $718.93 | $1,004.70 | $1,526.73 |
| Meigs County | $562.54 | $638.48 | $718.93 | $1,004.70 | $1,526.73 |
| Champaign County | $565.84 | $642.22 | $723.14 | $1,010.58 | $1,535.68 |
| Clark County | $565.84 | $642.22 | $723.14 | $1,010.58 | $1,535.68 |
| Darke County | $565.84 | $642.22 | $723.14 | $1,010.58 | $1,535.68 |
| Greene County | $565.84 | $642.22 | $723.14 | $1,010.58 | $1,535.68 |
| Miami County | $565.84 | $642.22 | $723.14 | $1,010.58 | $1,535.68 |
| Montgomery County | $565.84 | $642.22 | $723.14 | $1,010.58 | $1,535.68 |
| Preble County | $565.84 | $642.22 | $723.14 | $1,010.58 | $1,535.68 |
| Shelby County | $565.84 | $642.22 | $723.14 | $1,010.58 | $1,535.68 |
| Marion County | $602.10 | $683.38 | $769.48 | $1,075.34 | $1,634.09 |
| Morrow County | $602.10 | $683.38 | $769.48 | $1,075.34 | $1,634.09 |
| Delaware County | $628.93 | $713.84 | $803.77 | $1,123.27 | $1,706.92 |
| Fairfield County | $628.93 | $713.84 | $803.77 | $1,123.27 | $1,706.92 |
| Fayette County | $628.93 | $713.84 | $803.77 | $1,123.27 | $1,706.92 |
| Franklin County | $628.93 | $713.84 | $803.77 | $1,123.27 | $1,706.92 |
| Licking County | $628.93 | $713.84 | $803.77 | $1,123.27 | $1,706.92 |
| Logan County | $628.93 | $713.84 | $803.77 | $1,123.27 | $1,706.92 |
| Madison County | $628.93 | $713.84 | $803.77 | $1,123.27 | $1,706.92 |
| Pickaway County | $628.93 | $713.84 | $803.77 | $1,123.27 | $1,706.92 |
| Union County | $628.93 | $713.84 | $803.77 | $1,123.27 | $1,706.92 |
Open enrollment for 2026 coverage runs 1 November 2025 to 15 January 2026 in most states. Outside that window you need a qualifying life event — losing other coverage, moving, marrying, having a child — to enrol.
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Premiums, deductibles, out-of-pocket maximums and cost sharing are reproduced from the HealthCare.gov Qualified Health Plan landscape file published by the Centers for Medicare & Medicaid Services for plan year 2026. Nothing on this page is calculated by us. This is not a complete list of your options and it is not advice: to see every plan and to enrol, use HealthCare.gov or call 1-800-318-2596.