Molina Silver Core
Silver · HMO · Molina Healthcare · Ohio
At age 40 it costs between $490.51 and $696.42 a month before any subsidy, depending on which county you live in — a marketplace plan is priced per rating area, not per state.
What this Silver plan costs if your income qualifies
Below certain incomes the marketplace improves a Silver plan's cost sharing automatically — you do not apply for it, and it happens on Silver and on no other metal level. The premium does not change; the deductible and what you pay at the doctor do.
| If your income is | Deductible | Most you could pay in a year | Primary care | Generic drugs |
|---|---|---|---|---|
| Above 250%, or not applied for | $6,000 | $8,990 | $35 | $15 |
| up to 150% of the federal poverty level | $0 | $2,000 | No Charge | No Charge |
| 150% to 200% | $850 | $3,195 | $8 | $5 |
| 200% to 250% | $3,500 | $7,685 | $30 | $15 |
CMS calls these cost-sharing reductions. The percentages are actuarial values, not discounts. HealthCare.gov works out which one you get from the income you report when you apply.
What CMS publishes about it
| Plan ID | 64353OH0010002 |
|---|---|
| Insurer | Molina Healthcare |
| Metal level | Silver |
| Plan type | HMO |
| Deductible (individual) | $6,000 |
| Deductible (family) | $12,000 |
| Drug deductible | Included in the medical deductible |
| Most you could pay in a year | $8,990 |
| Family maximum | $17,980 |
| Primary care visit | $35 |
| Specialist visit | $60 |
| Emergency room | 40% Coinsurance after deductible |
| Inpatient stay | 40% Coinsurance after deductible |
| Generic drugs | $15 |
| Preferred brand drugs | $75 Copay after deductible |
| Specialty drugs | 50% Coinsurance after deductible |
| Adult dental included | No |
| Child dental included | No |
| Share of premium buying essential health benefits | 99.88% |
| Network directory | Who is in network |
| Summary of benefits | Summary of benefits and coverage |
| Drug list | Formulary |
| Customer service | 1-888-296-7677 |
Where it is sold, and what it costs there
80 counties. The premium is the price before any tax credit; what you pay depends on your income.
| County | At 21 | At 30 | At 40 | At 50 | At 60 |
|---|---|---|---|---|---|
| Ashtabula County | $383.81 | $435.62 | $490.51 | $685.48 | $1,041.66 |
| Cuyahoga County | $383.81 | $435.62 | $490.51 | $685.48 | $1,041.66 |
| Geauga County | $383.81 | $435.62 | $490.51 | $685.48 | $1,041.66 |
| Lake County | $383.81 | $435.62 | $490.51 | $685.48 | $1,041.66 |
| Lorain County | $383.81 | $435.62 | $490.51 | $685.48 | $1,041.66 |
| Erie County | $390.19 | $442.87 | $498.67 | $696.89 | $1,058.99 |
| Huron County | $390.19 | $442.87 | $498.67 | $696.89 | $1,058.99 |
| Ottawa County | $390.19 | $442.87 | $498.67 | $696.89 | $1,058.99 |
| Sandusky County | $390.19 | $442.87 | $498.67 | $696.89 | $1,058.99 |
| Seneca County | $390.19 | $442.87 | $498.67 | $696.89 | $1,058.99 |
| Wyandot County | $390.19 | $442.87 | $498.67 | $696.89 | $1,058.99 |
| Carroll County | $395.36 | $448.74 | $505.27 | $706.12 | $1,073.01 |
| Stark County | $395.36 | $448.74 | $505.27 | $706.12 | $1,073.01 |
| Columbiana County | $396.99 | $450.58 | $507.35 | $709.02 | $1,077.43 |
| Mahoning County | $396.99 | $450.58 | $507.35 | $709.02 | $1,077.43 |
| Trumbull County | $396.99 | $450.58 | $507.35 | $709.02 | $1,077.43 |
| Adams County | $401.36 | $455.54 | $512.94 | $716.83 | $1,089.29 |
| Brown County | $401.36 | $455.54 | $512.94 | $716.83 | $1,089.29 |
| Clermont County | $401.36 | $455.54 | $512.94 | $716.83 | $1,089.29 |
| Clinton County | $401.36 | $455.54 | $512.94 | $716.83 | $1,089.29 |
| Highland County | $401.36 | $455.54 | $512.94 | $716.83 | $1,089.29 |
| Butler County | $404.79 | $459.44 | $517.33 | $722.96 | $1,098.61 |
| Hamilton County | $404.79 | $459.44 | $517.33 | $722.96 | $1,098.61 |
| Warren County | $404.79 | $459.44 | $517.33 | $722.96 | $1,098.61 |
| Defiance County | $411.95 | $467.57 | $526.47 | $735.75 | $1,118.04 |
| Fulton County | $411.95 | $467.57 | $526.47 | $735.75 | $1,118.04 |
| Henry County | $411.95 | $467.57 | $526.47 | $735.75 | $1,118.04 |
| Lucas County | $411.95 | $467.57 | $526.47 | $735.75 | $1,118.04 |
| Wood County | $411.95 | $467.57 | $526.47 | $735.75 | $1,118.04 |
| Allen County | $422.07 | $479.05 | $539.41 | $753.82 | $1,145.50 |
| Auglaize County | $422.07 | $479.05 | $539.41 | $753.82 | $1,145.50 |
| Hancock County | $422.07 | $479.05 | $539.41 | $753.82 | $1,145.50 |
| Hardin County | $422.07 | $479.05 | $539.41 | $753.82 | $1,145.50 |
| Mercer County | $422.07 | $479.05 | $539.41 | $753.82 | $1,145.50 |
| Paulding County | $422.07 | $479.05 | $539.41 | $753.82 | $1,145.50 |
| Putnam County | $422.07 | $479.05 | $539.41 | $753.82 | $1,145.50 |
| Van Wert County | $422.07 | $479.05 | $539.41 | $753.82 | $1,145.50 |
| Gallia County | $427.64 | $485.37 | $546.52 | $763.76 | $1,160.61 |
| Jackson County | $427.64 | $485.37 | $546.52 | $763.76 | $1,160.61 |
| Lawrence County | $427.64 | $485.37 | $546.52 | $763.76 | $1,160.61 |
| Pike County | $427.64 | $485.37 | $546.52 | $763.76 | $1,160.61 |
| Ross County | $427.64 | $485.37 | $546.52 | $763.76 | $1,160.61 |
| Scioto County | $427.64 | $485.37 | $546.52 | $763.76 | $1,160.61 |
| Vinton County | $427.64 | $485.37 | $546.52 | $763.76 | $1,160.61 |
| Holmes County | $434.18 | $492.80 | $554.89 | $775.45 | $1,178.37 |
| Wayne County | $434.18 | $492.80 | $554.89 | $775.45 | $1,178.37 |
| Belmont County | $448.84 | $509.43 | $573.61 | $801.62 | $1,218.14 |
| Coshocton County | $448.84 | $509.43 | $573.61 | $801.62 | $1,218.14 |
| Guernsey County | $448.84 | $509.43 | $573.61 | $801.62 | $1,218.14 |
| Harrison County | $448.84 | $509.43 | $573.61 | $801.62 | $1,218.14 |
| Jefferson County | $448.84 | $509.43 | $573.61 | $801.62 | $1,218.14 |
| Monroe County | $448.84 | $509.43 | $573.61 | $801.62 | $1,218.14 |
| Morgan County | $448.84 | $509.43 | $573.61 | $801.62 | $1,218.14 |
| Muskingum County | $448.84 | $509.43 | $573.61 | $801.62 | $1,218.14 |
| Noble County | $448.84 | $509.43 | $573.61 | $801.62 | $1,218.14 |
| Perry County | $448.84 | $509.43 | $573.61 | $801.62 | $1,218.14 |
| Crawford County | $464.33 | $527.02 | $593.42 | $829.30 | $1,260.20 |
| Richland County | $464.33 | $527.02 | $593.42 | $829.30 | $1,260.20 |
| Athens County | $487.41 | $553.21 | $622.91 | $870.51 | $1,322.82 |
| Hocking County | $487.41 | $553.21 | $622.91 | $870.51 | $1,322.82 |
| Meigs County | $487.41 | $553.21 | $622.91 | $870.51 | $1,322.82 |
| Champaign County | $490.26 | $556.45 | $626.56 | $875.61 | $1,330.57 |
| Clark County | $490.26 | $556.45 | $626.56 | $875.61 | $1,330.57 |
| Darke County | $490.26 | $556.45 | $626.56 | $875.61 | $1,330.57 |
| Greene County | $490.26 | $556.45 | $626.56 | $875.61 | $1,330.57 |
| Miami County | $490.26 | $556.45 | $626.56 | $875.61 | $1,330.57 |
| Montgomery County | $490.26 | $556.45 | $626.56 | $875.61 | $1,330.57 |
| Preble County | $490.26 | $556.45 | $626.56 | $875.61 | $1,330.57 |
| Shelby County | $490.26 | $556.45 | $626.56 | $875.61 | $1,330.57 |
| Marion County | $521.68 | $592.11 | $666.71 | $931.72 | $1,415.84 |
| Morrow County | $521.68 | $592.11 | $666.71 | $931.72 | $1,415.84 |
| Delaware County | $544.93 | $618.50 | $696.42 | $973.24 | $1,478.94 |
| Fairfield County | $544.93 | $618.50 | $696.42 | $973.24 | $1,478.94 |
| Fayette County | $544.93 | $618.50 | $696.42 | $973.24 | $1,478.94 |
| Franklin County | $544.93 | $618.50 | $696.42 | $973.24 | $1,478.94 |
| Licking County | $544.93 | $618.50 | $696.42 | $973.24 | $1,478.94 |
| Logan County | $544.93 | $618.50 | $696.42 | $973.24 | $1,478.94 |
| Madison County | $544.93 | $618.50 | $696.42 | $973.24 | $1,478.94 |
| Pickaway County | $544.93 | $618.50 | $696.42 | $973.24 | $1,478.94 |
| Union County | $544.93 | $618.50 | $696.42 | $973.24 | $1,478.94 |
Open enrollment for 2026 coverage runs 1 November 2025 to 15 January 2026 in most states. Outside that window you need a qualifying life event — losing other coverage, moving, marrying, having a child — to enrol.
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Premiums, deductibles, out-of-pocket maximums and cost sharing are reproduced from the HealthCare.gov Qualified Health Plan landscape file published by the Centers for Medicare & Medicaid Services for plan year 2026. Nothing on this page is calculated by us. This is not a complete list of your options and it is not advice: to see every plan and to enrol, use HealthCare.gov or call 1-800-318-2596.