Molina Gold Standard
Gold · HMO · Molina Healthcare · Ohio
At age 40 it costs between $591.16 and $839.32 a month before any subsidy, depending on which county you live in — a marketplace plan is priced per rating area, not per state.
What CMS publishes about it
| Plan ID | 64353OH0010008 |
|---|---|
| Insurer | Molina Healthcare |
| Metal level | Gold |
| Plan type | HMO |
| Standardised design | Design 1 — a plan CMS defined the benefits of, so it can be compared like for like |
| Deductible (individual) | $2,000 |
| Deductible (family) | $4,000 |
| Drug deductible | Included in the medical deductible |
| Most you could pay in a year | $8,200 |
| Family maximum | $16,400 |
| Primary care visit | $30 |
| Specialist visit | $60 |
| Emergency room | 25% Coinsurance after deductible |
| Inpatient stay | 25% Coinsurance after deductible |
| Generic drugs | $15 |
| Preferred brand drugs | $30 |
| Specialty drugs | $250 |
| Adult dental included | No |
| Child dental included | No |
| Share of premium buying essential health benefits | 99.90% |
| Network directory | Who is in network |
| Summary of benefits | Summary of benefits and coverage |
| Drug list | Formulary |
| Customer service | 1-888-296-7677 |
Where it is sold, and what it costs there
80 counties. The premium is the price before any tax credit; what you pay depends on your income.
| County | At 21 | At 30 | At 40 | At 50 | At 60 |
|---|---|---|---|---|---|
| Ashtabula County | $462.56 | $525.01 | $591.16 | $826.14 | $1,255.40 |
| Cuyahoga County | $462.56 | $525.01 | $591.16 | $826.14 | $1,255.40 |
| Geauga County | $462.56 | $525.01 | $591.16 | $826.14 | $1,255.40 |
| Lake County | $462.56 | $525.01 | $591.16 | $826.14 | $1,255.40 |
| Lorain County | $462.56 | $525.01 | $591.16 | $826.14 | $1,255.40 |
| Erie County | $470.26 | $533.74 | $600.99 | $839.88 | $1,276.28 |
| Huron County | $470.26 | $533.74 | $600.99 | $839.88 | $1,276.28 |
| Ottawa County | $470.26 | $533.74 | $600.99 | $839.88 | $1,276.28 |
| Sandusky County | $470.26 | $533.74 | $600.99 | $839.88 | $1,276.28 |
| Seneca County | $470.26 | $533.74 | $600.99 | $839.88 | $1,276.28 |
| Wyandot County | $470.26 | $533.74 | $600.99 | $839.88 | $1,276.28 |
| Carroll County | $476.49 | $540.81 | $608.95 | $851.01 | $1,293.19 |
| Stark County | $476.49 | $540.81 | $608.95 | $851.01 | $1,293.19 |
| Columbiana County | $478.45 | $543.04 | $611.46 | $854.51 | $1,298.51 |
| Mahoning County | $478.45 | $543.04 | $611.46 | $854.51 | $1,298.51 |
| Trumbull County | $478.45 | $543.04 | $611.46 | $854.51 | $1,298.51 |
| Adams County | $483.72 | $549.02 | $618.19 | $863.92 | $1,312.81 |
| Brown County | $483.72 | $549.02 | $618.19 | $863.92 | $1,312.81 |
| Clermont County | $483.72 | $549.02 | $618.19 | $863.92 | $1,312.81 |
| Clinton County | $483.72 | $549.02 | $618.19 | $863.92 | $1,312.81 |
| Highland County | $483.72 | $549.02 | $618.19 | $863.92 | $1,312.81 |
| Butler County | $487.86 | $553.72 | $623.48 | $871.31 | $1,324.04 |
| Hamilton County | $487.86 | $553.72 | $623.48 | $871.31 | $1,324.04 |
| Warren County | $487.86 | $553.72 | $623.48 | $871.31 | $1,324.04 |
| Defiance County | $496.48 | $563.51 | $634.50 | $886.72 | $1,347.45 |
| Fulton County | $496.48 | $563.51 | $634.50 | $886.72 | $1,347.45 |
| Henry County | $496.48 | $563.51 | $634.50 | $886.72 | $1,347.45 |
| Lucas County | $496.48 | $563.51 | $634.50 | $886.72 | $1,347.45 |
| Wood County | $496.48 | $563.51 | $634.50 | $886.72 | $1,347.45 |
| Allen County | $508.68 | $577.35 | $650.09 | $908.50 | $1,380.55 |
| Auglaize County | $508.68 | $577.35 | $650.09 | $908.50 | $1,380.55 |
| Hancock County | $508.68 | $577.35 | $650.09 | $908.50 | $1,380.55 |
| Hardin County | $508.68 | $577.35 | $650.09 | $908.50 | $1,380.55 |
| Mercer County | $508.68 | $577.35 | $650.09 | $908.50 | $1,380.55 |
| Paulding County | $508.68 | $577.35 | $650.09 | $908.50 | $1,380.55 |
| Putnam County | $508.68 | $577.35 | $650.09 | $908.50 | $1,380.55 |
| Van Wert County | $508.68 | $577.35 | $650.09 | $908.50 | $1,380.55 |
| Gallia County | $515.39 | $584.96 | $658.67 | $920.48 | $1,398.76 |
| Jackson County | $515.39 | $584.96 | $658.67 | $920.48 | $1,398.76 |
| Lawrence County | $515.39 | $584.96 | $658.67 | $920.48 | $1,398.76 |
| Pike County | $515.39 | $584.96 | $658.67 | $920.48 | $1,398.76 |
| Ross County | $515.39 | $584.96 | $658.67 | $920.48 | $1,398.76 |
| Scioto County | $515.39 | $584.96 | $658.67 | $920.48 | $1,398.76 |
| Vinton County | $515.39 | $584.96 | $658.67 | $920.48 | $1,398.76 |
| Holmes County | $523.28 | $593.92 | $668.75 | $934.57 | $1,420.17 |
| Wayne County | $523.28 | $593.92 | $668.75 | $934.57 | $1,420.17 |
| Belmont County | $540.93 | $613.96 | $691.31 | $966.11 | $1,468.09 |
| Coshocton County | $540.93 | $613.96 | $691.31 | $966.11 | $1,468.09 |
| Guernsey County | $540.93 | $613.96 | $691.31 | $966.11 | $1,468.09 |
| Harrison County | $540.93 | $613.96 | $691.31 | $966.11 | $1,468.09 |
| Jefferson County | $540.93 | $613.96 | $691.31 | $966.11 | $1,468.09 |
| Monroe County | $540.93 | $613.96 | $691.31 | $966.11 | $1,468.09 |
| Morgan County | $540.93 | $613.96 | $691.31 | $966.11 | $1,468.09 |
| Muskingum County | $540.93 | $613.96 | $691.31 | $966.11 | $1,468.09 |
| Noble County | $540.93 | $613.96 | $691.31 | $966.11 | $1,468.09 |
| Perry County | $540.93 | $613.96 | $691.31 | $966.11 | $1,468.09 |
| Crawford County | $559.61 | $635.16 | $715.19 | $999.47 | $1,518.79 |
| Richland County | $559.61 | $635.16 | $715.19 | $999.47 | $1,518.79 |
| Athens County | $587.42 | $666.72 | $750.72 | $1,049.13 | $1,594.26 |
| Hocking County | $587.42 | $666.72 | $750.72 | $1,049.13 | $1,594.26 |
| Meigs County | $587.42 | $666.72 | $750.72 | $1,049.13 | $1,594.26 |
| Champaign County | $590.86 | $670.63 | $755.12 | $1,055.28 | $1,603.60 |
| Clark County | $590.86 | $670.63 | $755.12 | $1,055.28 | $1,603.60 |
| Darke County | $590.86 | $670.63 | $755.12 | $1,055.28 | $1,603.60 |
| Greene County | $590.86 | $670.63 | $755.12 | $1,055.28 | $1,603.60 |
| Miami County | $590.86 | $670.63 | $755.12 | $1,055.28 | $1,603.60 |
| Montgomery County | $590.86 | $670.63 | $755.12 | $1,055.28 | $1,603.60 |
| Preble County | $590.86 | $670.63 | $755.12 | $1,055.28 | $1,603.60 |
| Shelby County | $590.86 | $670.63 | $755.12 | $1,055.28 | $1,603.60 |
| Marion County | $628.73 | $713.60 | $803.51 | $1,122.90 | $1,706.36 |
| Morrow County | $628.73 | $713.60 | $803.51 | $1,122.90 | $1,706.36 |
| Delaware County | $656.75 | $745.41 | $839.32 | $1,172.95 | $1,782.41 |
| Fairfield County | $656.75 | $745.41 | $839.32 | $1,172.95 | $1,782.41 |
| Fayette County | $656.75 | $745.41 | $839.32 | $1,172.95 | $1,782.41 |
| Franklin County | $656.75 | $745.41 | $839.32 | $1,172.95 | $1,782.41 |
| Licking County | $656.75 | $745.41 | $839.32 | $1,172.95 | $1,782.41 |
| Logan County | $656.75 | $745.41 | $839.32 | $1,172.95 | $1,782.41 |
| Madison County | $656.75 | $745.41 | $839.32 | $1,172.95 | $1,782.41 |
| Pickaway County | $656.75 | $745.41 | $839.32 | $1,172.95 | $1,782.41 |
| Union County | $656.75 | $745.41 | $839.32 | $1,172.95 | $1,782.41 |
Open enrollment for 2026 coverage runs 1 November 2025 to 15 January 2026 in most states. Outside that window you need a qualifying life event — losing other coverage, moving, marrying, having a child — to enrol.
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Premiums, deductibles, out-of-pocket maximums and cost sharing are reproduced from the HealthCare.gov Qualified Health Plan landscape file published by the Centers for Medicare & Medicaid Services for plan year 2026. Nothing on this page is calculated by us. This is not a complete list of your options and it is not advice: to see every plan and to enrol, use HealthCare.gov or call 1-800-318-2596.