Molina Gold Core 1640 Plus with Adult Vision
Gold · HMO · Molina Healthcare · Ohio
At age 40 it costs between $569.80 and $809 a month before any subsidy, depending on which county you live in — a marketplace plan is priced per rating area, not per state.
What CMS publishes about it
| Plan ID | 64353OH0040001 |
|---|---|
| Insurer | Molina Healthcare |
| Metal level | Gold |
| Plan type | HMO |
| Deductible (individual) | $1,640 |
| Deductible (family) | $3,280 |
| Drug deductible | Included in the medical deductible |
| Most you could pay in a year | $8,100 |
| Family maximum | $16,200 |
| Primary care visit | $25 |
| Specialist visit | $55 |
| Emergency room | 25% Coinsurance after deductible |
| Inpatient stay | 25% Coinsurance after deductible |
| Generic drugs | $15 |
| Preferred brand drugs | $50 Copay after deductible |
| Specialty drugs | 40% Coinsurance after deductible |
| Adult dental included | No |
| Child dental included | No |
| Share of premium buying essential health benefits | 99.15% |
| Network directory | Who is in network |
| Summary of benefits | Summary of benefits and coverage |
| Drug list | Formulary |
| Customer service | 1-888-296-7677 |
Where it is sold, and what it costs there
80 counties. The premium is the price before any tax credit; what you pay depends on your income.
| County | At 21 | At 30 | At 40 | At 50 | At 60 |
|---|---|---|---|---|---|
| Ashtabula County | $445.85 | $506.04 | $569.80 | $796.29 | $1,210.04 |
| Cuyahoga County | $445.85 | $506.04 | $569.80 | $796.29 | $1,210.04 |
| Geauga County | $445.85 | $506.04 | $569.80 | $796.29 | $1,210.04 |
| Lake County | $445.85 | $506.04 | $569.80 | $796.29 | $1,210.04 |
| Lorain County | $445.85 | $506.04 | $569.80 | $796.29 | $1,210.04 |
| Erie County | $453.27 | $514.46 | $579.28 | $809.54 | $1,230.17 |
| Huron County | $453.27 | $514.46 | $579.28 | $809.54 | $1,230.17 |
| Ottawa County | $453.27 | $514.46 | $579.28 | $809.54 | $1,230.17 |
| Sandusky County | $453.27 | $514.46 | $579.28 | $809.54 | $1,230.17 |
| Seneca County | $453.27 | $514.46 | $579.28 | $809.54 | $1,230.17 |
| Wyandot County | $453.27 | $514.46 | $579.28 | $809.54 | $1,230.17 |
| Carroll County | $459.27 | $521.27 | $586.95 | $820.26 | $1,246.46 |
| Stark County | $459.27 | $521.27 | $586.95 | $820.26 | $1,246.46 |
| Columbiana County | $461.16 | $523.42 | $589.36 | $823.63 | $1,251.59 |
| Mahoning County | $461.16 | $523.42 | $589.36 | $823.63 | $1,251.59 |
| Trumbull County | $461.16 | $523.42 | $589.36 | $823.63 | $1,251.59 |
| Adams County | $466.24 | $529.18 | $595.85 | $832.70 | $1,265.38 |
| Brown County | $466.24 | $529.18 | $595.85 | $832.70 | $1,265.38 |
| Clermont County | $466.24 | $529.18 | $595.85 | $832.70 | $1,265.38 |
| Clinton County | $466.24 | $529.18 | $595.85 | $832.70 | $1,265.38 |
| Highland County | $466.24 | $529.18 | $595.85 | $832.70 | $1,265.38 |
| Butler County | $470.23 | $533.71 | $600.95 | $839.83 | $1,276.20 |
| Hamilton County | $470.23 | $533.71 | $600.95 | $839.83 | $1,276.20 |
| Warren County | $470.23 | $533.71 | $600.95 | $839.83 | $1,276.20 |
| Defiance County | $478.54 | $543.15 | $611.58 | $854.68 | $1,298.77 |
| Fulton County | $478.54 | $543.15 | $611.58 | $854.68 | $1,298.77 |
| Henry County | $478.54 | $543.15 | $611.58 | $854.68 | $1,298.77 |
| Lucas County | $478.54 | $543.15 | $611.58 | $854.68 | $1,298.77 |
| Wood County | $478.54 | $543.15 | $611.58 | $854.68 | $1,298.77 |
| Allen County | $490.30 | $556.49 | $626.60 | $875.67 | $1,330.67 |
| Auglaize County | $490.30 | $556.49 | $626.60 | $875.67 | $1,330.67 |
| Hancock County | $490.30 | $556.49 | $626.60 | $875.67 | $1,330.67 |
| Hardin County | $490.30 | $556.49 | $626.60 | $875.67 | $1,330.67 |
| Mercer County | $490.30 | $556.49 | $626.60 | $875.67 | $1,330.67 |
| Paulding County | $490.30 | $556.49 | $626.60 | $875.67 | $1,330.67 |
| Putnam County | $490.30 | $556.49 | $626.60 | $875.67 | $1,330.67 |
| Van Wert County | $490.30 | $556.49 | $626.60 | $875.67 | $1,330.67 |
| Gallia County | $496.77 | $563.83 | $634.87 | $887.22 | $1,348.22 |
| Jackson County | $496.77 | $563.83 | $634.87 | $887.22 | $1,348.22 |
| Lawrence County | $496.77 | $563.83 | $634.87 | $887.22 | $1,348.22 |
| Pike County | $496.77 | $563.83 | $634.87 | $887.22 | $1,348.22 |
| Ross County | $496.77 | $563.83 | $634.87 | $887.22 | $1,348.22 |
| Scioto County | $496.77 | $563.83 | $634.87 | $887.22 | $1,348.22 |
| Vinton County | $496.77 | $563.83 | $634.87 | $887.22 | $1,348.22 |
| Holmes County | $504.37 | $572.46 | $644.58 | $900.80 | $1,368.86 |
| Wayne County | $504.37 | $572.46 | $644.58 | $900.80 | $1,368.86 |
| Belmont County | $521.39 | $591.78 | $666.33 | $931.20 | $1,415.05 |
| Coshocton County | $521.39 | $591.78 | $666.33 | $931.20 | $1,415.05 |
| Guernsey County | $521.39 | $591.78 | $666.33 | $931.20 | $1,415.05 |
| Harrison County | $521.39 | $591.78 | $666.33 | $931.20 | $1,415.05 |
| Jefferson County | $521.39 | $591.78 | $666.33 | $931.20 | $1,415.05 |
| Monroe County | $521.39 | $591.78 | $666.33 | $931.20 | $1,415.05 |
| Morgan County | $521.39 | $591.78 | $666.33 | $931.20 | $1,415.05 |
| Muskingum County | $521.39 | $591.78 | $666.33 | $931.20 | $1,415.05 |
| Noble County | $521.39 | $591.78 | $666.33 | $931.20 | $1,415.05 |
| Perry County | $521.39 | $591.78 | $666.33 | $931.20 | $1,415.05 |
| Crawford County | $539.39 | $612.21 | $689.34 | $963.36 | $1,463.91 |
| Richland County | $539.39 | $612.21 | $689.34 | $963.36 | $1,463.91 |
| Athens County | $566.20 | $642.63 | $723.60 | $1,011.22 | $1,536.65 |
| Hocking County | $566.20 | $642.63 | $723.60 | $1,011.22 | $1,536.65 |
| Meigs County | $566.20 | $642.63 | $723.60 | $1,011.22 | $1,536.65 |
| Champaign County | $569.51 | $646.40 | $727.84 | $1,017.15 | $1,545.66 |
| Clark County | $569.51 | $646.40 | $727.84 | $1,017.15 | $1,545.66 |
| Darke County | $569.51 | $646.40 | $727.84 | $1,017.15 | $1,545.66 |
| Greene County | $569.51 | $646.40 | $727.84 | $1,017.15 | $1,545.66 |
| Miami County | $569.51 | $646.40 | $727.84 | $1,017.15 | $1,545.66 |
| Montgomery County | $569.51 | $646.40 | $727.84 | $1,017.15 | $1,545.66 |
| Preble County | $569.51 | $646.40 | $727.84 | $1,017.15 | $1,545.66 |
| Shelby County | $569.51 | $646.40 | $727.84 | $1,017.15 | $1,545.66 |
| Marion County | $606.01 | $687.82 | $774.48 | $1,082.33 | $1,644.71 |
| Morrow County | $606.01 | $687.82 | $774.48 | $1,082.33 | $1,644.71 |
| Delaware County | $633.02 | $718.47 | $809 | $1,130.57 | $1,718.01 |
| Fairfield County | $633.02 | $718.47 | $809 | $1,130.57 | $1,718.01 |
| Fayette County | $633.02 | $718.47 | $809 | $1,130.57 | $1,718.01 |
| Franklin County | $633.02 | $718.47 | $809 | $1,130.57 | $1,718.01 |
| Licking County | $633.02 | $718.47 | $809 | $1,130.57 | $1,718.01 |
| Logan County | $633.02 | $718.47 | $809 | $1,130.57 | $1,718.01 |
| Madison County | $633.02 | $718.47 | $809 | $1,130.57 | $1,718.01 |
| Pickaway County | $633.02 | $718.47 | $809 | $1,130.57 | $1,718.01 |
| Union County | $633.02 | $718.47 | $809 | $1,130.57 | $1,718.01 |
Open enrollment for 2026 coverage runs 1 November 2025 to 15 January 2026 in most states. Outside that window you need a qualifying life event — losing other coverage, moving, marrying, having a child — to enrol.
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Premiums, deductibles, out-of-pocket maximums and cost sharing are reproduced from the HealthCare.gov Qualified Health Plan landscape file published by the Centers for Medicare & Medicaid Services for plan year 2026. Nothing on this page is calculated by us. This is not a complete list of your options and it is not advice: to see every plan and to enrol, use HealthCare.gov or call 1-800-318-2596.