Molina Gold Enhanced 895 Plus with Adult Vision
Gold · HMO · Molina Healthcare · Ohio
At age 40 it costs between $571.70 and $811.71 a month before any subsidy, depending on which county you live in — a marketplace plan is priced per rating area, not per state.
What CMS publishes about it
| Plan ID | 64353OH0040005 |
|---|---|
| Insurer | Molina Healthcare |
| Metal level | Gold |
| Plan type | HMO |
| Deductible (individual) | $895 |
| Deductible (family) | $1,790 |
| Drug deductible | Included in the medical deductible |
| Most you could pay in a year | $8,700 |
| Family maximum | $17,400 |
| Primary care visit | $25 |
| Specialist visit | $55 |
| Emergency room | 30% Coinsurance after deductible |
| Inpatient stay | 30% Coinsurance after deductible |
| Generic drugs | $10 |
| Preferred brand drugs | $75 Copay after deductible |
| Specialty drugs | 50% Coinsurance after deductible |
| Adult dental included | No |
| Child dental included | No |
| Share of premium buying essential health benefits | 99.15% |
| Network directory | Who is in network |
| Summary of benefits | Summary of benefits and coverage |
| Drug list | Formulary |
| Customer service | 1-888-296-7677 |
Where it is sold, and what it costs there
80 counties. The premium is the price before any tax credit; what you pay depends on your income.
| County | At 21 | At 30 | At 40 | At 50 | At 60 |
|---|---|---|---|---|---|
| Ashtabula County | $447.34 | $507.73 | $571.70 | $798.96 | $1,214.09 |
| Cuyahoga County | $447.34 | $507.73 | $571.70 | $798.96 | $1,214.09 |
| Geauga County | $447.34 | $507.73 | $571.70 | $798.96 | $1,214.09 |
| Lake County | $447.34 | $507.73 | $571.70 | $798.96 | $1,214.09 |
| Lorain County | $447.34 | $507.73 | $571.70 | $798.96 | $1,214.09 |
| Erie County | $454.79 | $516.18 | $581.22 | $812.25 | $1,234.29 |
| Huron County | $454.79 | $516.18 | $581.22 | $812.25 | $1,234.29 |
| Ottawa County | $454.79 | $516.18 | $581.22 | $812.25 | $1,234.29 |
| Sandusky County | $454.79 | $516.18 | $581.22 | $812.25 | $1,234.29 |
| Seneca County | $454.79 | $516.18 | $581.22 | $812.25 | $1,234.29 |
| Wyandot County | $454.79 | $516.18 | $581.22 | $812.25 | $1,234.29 |
| Carroll County | $460.81 | $523.02 | $588.91 | $823.01 | $1,250.64 |
| Stark County | $460.81 | $523.02 | $588.91 | $823.01 | $1,250.64 |
| Columbiana County | $462.71 | $525.17 | $591.34 | $826.39 | $1,255.78 |
| Mahoning County | $462.71 | $525.17 | $591.34 | $826.39 | $1,255.78 |
| Trumbull County | $462.71 | $525.17 | $591.34 | $826.39 | $1,255.78 |
| Adams County | $467.80 | $530.96 | $597.85 | $835.49 | $1,269.61 |
| Brown County | $467.80 | $530.96 | $597.85 | $835.49 | $1,269.61 |
| Clermont County | $467.80 | $530.96 | $597.85 | $835.49 | $1,269.61 |
| Clinton County | $467.80 | $530.96 | $597.85 | $835.49 | $1,269.61 |
| Highland County | $467.80 | $530.96 | $597.85 | $835.49 | $1,269.61 |
| Butler County | $471.80 | $535.50 | $602.96 | $842.64 | $1,280.47 |
| Hamilton County | $471.80 | $535.50 | $602.96 | $842.64 | $1,280.47 |
| Warren County | $471.80 | $535.50 | $602.96 | $842.64 | $1,280.47 |
| Defiance County | $480.15 | $544.97 | $613.63 | $857.54 | $1,303.12 |
| Fulton County | $480.15 | $544.97 | $613.63 | $857.54 | $1,303.12 |
| Henry County | $480.15 | $544.97 | $613.63 | $857.54 | $1,303.12 |
| Lucas County | $480.15 | $544.97 | $613.63 | $857.54 | $1,303.12 |
| Wood County | $480.15 | $544.97 | $613.63 | $857.54 | $1,303.12 |
| Allen County | $491.94 | $558.35 | $628.70 | $878.61 | $1,335.13 |
| Auglaize County | $491.94 | $558.35 | $628.70 | $878.61 | $1,335.13 |
| Hancock County | $491.94 | $558.35 | $628.70 | $878.61 | $1,335.13 |
| Hardin County | $491.94 | $558.35 | $628.70 | $878.61 | $1,335.13 |
| Mercer County | $491.94 | $558.35 | $628.70 | $878.61 | $1,335.13 |
| Paulding County | $491.94 | $558.35 | $628.70 | $878.61 | $1,335.13 |
| Putnam County | $491.94 | $558.35 | $628.70 | $878.61 | $1,335.13 |
| Van Wert County | $491.94 | $558.35 | $628.70 | $878.61 | $1,335.13 |
| Gallia County | $498.43 | $565.72 | $636.99 | $890.20 | $1,352.74 |
| Jackson County | $498.43 | $565.72 | $636.99 | $890.20 | $1,352.74 |
| Lawrence County | $498.43 | $565.72 | $636.99 | $890.20 | $1,352.74 |
| Pike County | $498.43 | $565.72 | $636.99 | $890.20 | $1,352.74 |
| Ross County | $498.43 | $565.72 | $636.99 | $890.20 | $1,352.74 |
| Scioto County | $498.43 | $565.72 | $636.99 | $890.20 | $1,352.74 |
| Vinton County | $498.43 | $565.72 | $636.99 | $890.20 | $1,352.74 |
| Holmes County | $506.06 | $574.38 | $646.74 | $903.82 | $1,373.44 |
| Wayne County | $506.06 | $574.38 | $646.74 | $903.82 | $1,373.44 |
| Belmont County | $523.13 | $593.76 | $668.57 | $934.32 | $1,419.79 |
| Coshocton County | $523.13 | $593.76 | $668.57 | $934.32 | $1,419.79 |
| Guernsey County | $523.13 | $593.76 | $668.57 | $934.32 | $1,419.79 |
| Harrison County | $523.13 | $593.76 | $668.57 | $934.32 | $1,419.79 |
| Jefferson County | $523.13 | $593.76 | $668.57 | $934.32 | $1,419.79 |
| Monroe County | $523.13 | $593.76 | $668.57 | $934.32 | $1,419.79 |
| Morgan County | $523.13 | $593.76 | $668.57 | $934.32 | $1,419.79 |
| Muskingum County | $523.13 | $593.76 | $668.57 | $934.32 | $1,419.79 |
| Noble County | $523.13 | $593.76 | $668.57 | $934.32 | $1,419.79 |
| Perry County | $523.13 | $593.76 | $668.57 | $934.32 | $1,419.79 |
| Crawford County | $541.20 | $614.26 | $691.65 | $966.58 | $1,468.82 |
| Richland County | $541.20 | $614.26 | $691.65 | $966.58 | $1,468.82 |
| Athens County | $568.09 | $644.78 | $726.02 | $1,014.61 | $1,541.80 |
| Hocking County | $568.09 | $644.78 | $726.02 | $1,014.61 | $1,541.80 |
| Meigs County | $568.09 | $644.78 | $726.02 | $1,014.61 | $1,541.80 |
| Champaign County | $571.42 | $648.56 | $730.28 | $1,020.56 | $1,550.84 |
| Clark County | $571.42 | $648.56 | $730.28 | $1,020.56 | $1,550.84 |
| Darke County | $571.42 | $648.56 | $730.28 | $1,020.56 | $1,550.84 |
| Greene County | $571.42 | $648.56 | $730.28 | $1,020.56 | $1,550.84 |
| Miami County | $571.42 | $648.56 | $730.28 | $1,020.56 | $1,550.84 |
| Montgomery County | $571.42 | $648.56 | $730.28 | $1,020.56 | $1,550.84 |
| Preble County | $571.42 | $648.56 | $730.28 | $1,020.56 | $1,550.84 |
| Shelby County | $571.42 | $648.56 | $730.28 | $1,020.56 | $1,550.84 |
| Marion County | $608.04 | $690.12 | $777.07 | $1,085.96 | $1,650.22 |
| Morrow County | $608.04 | $690.12 | $777.07 | $1,085.96 | $1,650.22 |
| Delaware County | $635.14 | $720.88 | $811.71 | $1,134.36 | $1,723.76 |
| Fairfield County | $635.14 | $720.88 | $811.71 | $1,134.36 | $1,723.76 |
| Fayette County | $635.14 | $720.88 | $811.71 | $1,134.36 | $1,723.76 |
| Franklin County | $635.14 | $720.88 | $811.71 | $1,134.36 | $1,723.76 |
| Licking County | $635.14 | $720.88 | $811.71 | $1,134.36 | $1,723.76 |
| Logan County | $635.14 | $720.88 | $811.71 | $1,134.36 | $1,723.76 |
| Madison County | $635.14 | $720.88 | $811.71 | $1,134.36 | $1,723.76 |
| Pickaway County | $635.14 | $720.88 | $811.71 | $1,134.36 | $1,723.76 |
| Union County | $635.14 | $720.88 | $811.71 | $1,134.36 | $1,723.76 |
Open enrollment for 2026 coverage runs 1 November 2025 to 15 January 2026 in most states. Outside that window you need a qualifying life event — losing other coverage, moving, marrying, having a child — to enrol.
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Premiums, deductibles, out-of-pocket maximums and cost sharing are reproduced from the HealthCare.gov Qualified Health Plan landscape file published by the Centers for Medicare & Medicaid Services for plan year 2026. Nothing on this page is calculated by us. This is not a complete list of your options and it is not advice: to see every plan and to enrol, use HealthCare.gov or call 1-800-318-2596.