UHC Bronze Copay Focus (Virtual Urgent Care, No Referrals)
Expanded Bronze · EPO · UnitedHealthcare · Tennessee
At age 40 it costs between $530.66 and $638.12 a month before any subsidy, depending on which county you live in — a marketplace plan is priced per rating area, not per state.
What CMS publishes about it
| Plan ID | 69443TN0140028 |
|---|---|
| Insurer | UnitedHealthcare |
| Metal level | Expanded Bronze |
| Plan type | EPO |
| Deductible (individual) | $0 |
| Deductible (family) | $0 |
| Drug deductible | $4,500 |
| Most you could pay in a year | $10,600 |
| Family maximum | $21,200 |
| Primary care visit | $25 |
| Specialist visit | $100 |
| Emergency room | $2,000 |
| Inpatient stay | $3,000 Copay per Day |
| Generic drugs | $25 |
| Preferred brand drugs | 40% Coinsurance after deductible |
| Specialty drugs | 50% Coinsurance after deductible |
| Adult dental included | No |
| Child dental included | Yes |
| Share of premium buying essential health benefits | 100.00% |
| Network directory | Who is in network |
| Summary of benefits | Summary of benefits and coverage |
| Drug list | Formulary |
| Customer service | 1-877-250-8188 · TTY 1-877-250-8188 |
Where it is sold, and what it costs there
95 counties. The premium is the price before any tax credit; what you pay depends on your income.
| County | At 21 | At 30 | At 40 | At 50 | At 60 |
|---|---|---|---|---|---|
| Anderson County | $415.23 | $471.29 | $530.66 | $741.60 | $1,126.93 |
| Blount County | $415.23 | $471.29 | $530.66 | $741.60 | $1,126.93 |
| Campbell County | $415.23 | $471.29 | $530.66 | $741.60 | $1,126.93 |
| Claiborne County | $415.23 | $471.29 | $530.66 | $741.60 | $1,126.93 |
| Cocke County | $415.23 | $471.29 | $530.66 | $741.60 | $1,126.93 |
| Grainger County | $415.23 | $471.29 | $530.66 | $741.60 | $1,126.93 |
| Hamblen County | $415.23 | $471.29 | $530.66 | $741.60 | $1,126.93 |
| Jefferson County | $415.23 | $471.29 | $530.66 | $741.60 | $1,126.93 |
| Knox County | $415.23 | $471.29 | $530.66 | $741.60 | $1,126.93 |
| Loudon County | $415.23 | $471.29 | $530.66 | $741.60 | $1,126.93 |
| Monroe County | $415.23 | $471.29 | $530.66 | $741.60 | $1,126.93 |
| Morgan County | $415.23 | $471.29 | $530.66 | $741.60 | $1,126.93 |
| Roane County | $415.23 | $471.29 | $530.66 | $741.60 | $1,126.93 |
| Scott County | $415.23 | $471.29 | $530.66 | $741.60 | $1,126.93 |
| Sevier County | $415.23 | $471.29 | $530.66 | $741.60 | $1,126.93 |
| Union County | $415.23 | $471.29 | $530.66 | $741.60 | $1,126.93 |
| Carter County | $473.05 | $536.91 | $604.55 | $844.86 | $1,283.85 |
| Greene County | $473.05 | $536.91 | $604.55 | $844.86 | $1,283.85 |
| Hancock County | $473.05 | $536.91 | $604.55 | $844.86 | $1,283.85 |
| Hawkins County | $473.05 | $536.91 | $604.55 | $844.86 | $1,283.85 |
| Johnson County | $473.05 | $536.91 | $604.55 | $844.86 | $1,283.85 |
| Sullivan County | $473.05 | $536.91 | $604.55 | $844.86 | $1,283.85 |
| Unicoi County | $473.05 | $536.91 | $604.55 | $844.86 | $1,283.85 |
| Washington County | $473.05 | $536.91 | $604.55 | $844.86 | $1,283.85 |
| Bledsoe County | $474.15 | $538.16 | $605.96 | $846.83 | $1,286.83 |
| Bradley County | $474.15 | $538.16 | $605.96 | $846.83 | $1,286.83 |
| Franklin County | $474.15 | $538.16 | $605.96 | $846.83 | $1,286.83 |
| Grundy County | $474.15 | $538.16 | $605.96 | $846.83 | $1,286.83 |
| Hamilton County | $474.15 | $538.16 | $605.96 | $846.83 | $1,286.83 |
| Marion County | $474.15 | $538.16 | $605.96 | $846.83 | $1,286.83 |
| McMinn County | $474.15 | $538.16 | $605.96 | $846.83 | $1,286.83 |
| Meigs County | $474.15 | $538.16 | $605.96 | $846.83 | $1,286.83 |
| Polk County | $474.15 | $538.16 | $605.96 | $846.83 | $1,286.83 |
| Rhea County | $474.15 | $538.16 | $605.96 | $846.83 | $1,286.83 |
| Sequatchie County | $474.15 | $538.16 | $605.96 | $846.83 | $1,286.83 |
| Benton County | $495.36 | $562.24 | $633.07 | $884.72 | $1,344.41 |
| Carroll County | $495.36 | $562.24 | $633.07 | $884.72 | $1,344.41 |
| Chester County | $495.36 | $562.24 | $633.07 | $884.72 | $1,344.41 |
| Crockett County | $495.36 | $562.24 | $633.07 | $884.72 | $1,344.41 |
| Decatur County | $495.36 | $562.24 | $633.07 | $884.72 | $1,344.41 |
| Dyer County | $495.36 | $562.24 | $633.07 | $884.72 | $1,344.41 |
| Gibson County | $495.36 | $562.24 | $633.07 | $884.72 | $1,344.41 |
| Hardeman County | $495.36 | $562.24 | $633.07 | $884.72 | $1,344.41 |
| Hardin County | $495.36 | $562.24 | $633.07 | $884.72 | $1,344.41 |
| Henderson County | $495.36 | $562.24 | $633.07 | $884.72 | $1,344.41 |
| Henry County | $495.36 | $562.24 | $633.07 | $884.72 | $1,344.41 |
| Lake County | $495.36 | $562.24 | $633.07 | $884.72 | $1,344.41 |
| Madison County | $495.36 | $562.24 | $633.07 | $884.72 | $1,344.41 |
| McNairy County | $495.36 | $562.24 | $633.07 | $884.72 | $1,344.41 |
| Obion County | $495.36 | $562.24 | $633.07 | $884.72 | $1,344.41 |
| Weakley County | $495.36 | $562.24 | $633.07 | $884.72 | $1,344.41 |
| Bedford County | $495.38 | $562.26 | $633.10 | $884.75 | $1,344.46 |
| Coffee County | $495.38 | $562.26 | $633.10 | $884.75 | $1,344.46 |
| Dickson County | $495.38 | $562.26 | $633.10 | $884.75 | $1,344.46 |
| Giles County | $495.38 | $562.26 | $633.10 | $884.75 | $1,344.46 |
| Hickman County | $495.38 | $562.26 | $633.10 | $884.75 | $1,344.46 |
| Houston County | $495.38 | $562.26 | $633.10 | $884.75 | $1,344.46 |
| Humphreys County | $495.38 | $562.26 | $633.10 | $884.75 | $1,344.46 |
| Lawrence County | $495.38 | $562.26 | $633.10 | $884.75 | $1,344.46 |
| Lewis County | $495.38 | $562.26 | $633.10 | $884.75 | $1,344.46 |
| Lincoln County | $495.38 | $562.26 | $633.10 | $884.75 | $1,344.46 |
| Marshall County | $495.38 | $562.26 | $633.10 | $884.75 | $1,344.46 |
| Maury County | $495.38 | $562.26 | $633.10 | $884.75 | $1,344.46 |
| Moore County | $495.38 | $562.26 | $633.10 | $884.75 | $1,344.46 |
| Perry County | $495.38 | $562.26 | $633.10 | $884.75 | $1,344.46 |
| Stewart County | $495.38 | $562.26 | $633.10 | $884.75 | $1,344.46 |
| Wayne County | $495.38 | $562.26 | $633.10 | $884.75 | $1,344.46 |
| Cannon County | $498.53 | $565.83 | $637.12 | $890.37 | $1,353 |
| Clay County | $498.53 | $565.83 | $637.12 | $890.37 | $1,353 |
| Cumberland County | $498.53 | $565.83 | $637.12 | $890.37 | $1,353 |
| DeKalb County | $498.53 | $565.83 | $637.12 | $890.37 | $1,353 |
| Fentress County | $498.53 | $565.83 | $637.12 | $890.37 | $1,353 |
| Jackson County | $498.53 | $565.83 | $637.12 | $890.37 | $1,353 |
| Macon County | $498.53 | $565.83 | $637.12 | $890.37 | $1,353 |
| Overton County | $498.53 | $565.83 | $637.12 | $890.37 | $1,353 |
| Pickett County | $498.53 | $565.83 | $637.12 | $890.37 | $1,353 |
| Putnam County | $498.53 | $565.83 | $637.12 | $890.37 | $1,353 |
| Smith County | $498.53 | $565.83 | $637.12 | $890.37 | $1,353 |
| Van Buren County | $498.53 | $565.83 | $637.12 | $890.37 | $1,353 |
| Warren County | $498.53 | $565.83 | $637.12 | $890.37 | $1,353 |
| White County | $498.53 | $565.83 | $637.12 | $890.37 | $1,353 |
| Cheatham County | $499.18 | $566.57 | $637.95 | $891.53 | $1,354.77 |
| Davidson County | $499.18 | $566.57 | $637.95 | $891.53 | $1,354.77 |
| Montgomery County | $499.18 | $566.57 | $637.95 | $891.53 | $1,354.77 |
| Robertson County | $499.18 | $566.57 | $637.95 | $891.53 | $1,354.77 |
| Rutherford County | $499.18 | $566.57 | $637.95 | $891.53 | $1,354.77 |
| Sumner County | $499.18 | $566.57 | $637.95 | $891.53 | $1,354.77 |
| Trousdale County | $499.18 | $566.57 | $637.95 | $891.53 | $1,354.77 |
| Williamson County | $499.18 | $566.57 | $637.95 | $891.53 | $1,354.77 |
| Wilson County | $499.18 | $566.57 | $637.95 | $891.53 | $1,354.77 |
| Fayette County | $499.31 | $566.72 | $638.12 | $891.77 | $1,355.13 |
| Haywood County | $499.31 | $566.72 | $638.12 | $891.77 | $1,355.13 |
| Lauderdale County | $499.31 | $566.72 | $638.12 | $891.77 | $1,355.13 |
| Shelby County | $499.31 | $566.72 | $638.12 | $891.77 | $1,355.13 |
| Tipton County | $499.31 | $566.72 | $638.12 | $891.77 | $1,355.13 |
Open enrollment for 2026 coverage runs 1 November 2025 to 15 January 2026 in most states. Outside that window you need a qualifying life event — losing other coverage, moving, marrying, having a child — to enrol.
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Premiums, deductibles, out-of-pocket maximums and cost sharing are reproduced from the HealthCare.gov Qualified Health Plan landscape file published by the Centers for Medicare & Medicaid Services for plan year 2026. Nothing on this page is calculated by us. This is not a complete list of your options and it is not advice: to see every plan and to enrol, use HealthCare.gov or call 1-800-318-2596.