Marketplace health plans in Clay County

Name: Marketplace health plans in Clay County, TN: all 40
Creator: Centers for Medicare & Medicaid Services
License: https://www.usa.gov/publicdomain/label/1.0/

40 plans sold in Clay County, Tennessee, from 3 insurers, priced at age 40.

What people in Clay County actually paid

The prices below are the sticker price. Most people do not pay it. In 2026, the average plan in Clay County listed at $1,023 a month and the average person paid $126 after the advance premium tax credit.

257 of the 793 people who enrolled here — 32.4% — paid $10 a month or less.

What you pay depends on your income and your household, and only HealthCare.gov can work it out for you. These are the county's published averages, not a quote.

Premiums at age 40: 21 27 30 40 50 60

Plan	Metal	Type	Premium at 40	Deductible	Max out of pocket
BlueCross B15E $0 virtual care from Teladoc Health® BlueCross BlueShield of Tennessee	Bronze	EPO	$552.52	$10,600	$10,600
BlueCross B17E $0 virtual care from Teladoc Health® + Adult Dental BlueCross BlueShield of Tennessee	Bronze	EPO	$568.85	$10,600	$10,600
UHC Bronze Essential (No Referrals) UnitedHealthcare	Bronze	EPO	$576.46	$10,600	$10,600
BlueCross B16E $50 PCP Copay + $0 virtual care from Teladoc Health® BlueCross BlueShield of Tennessee	Expanded Bronze	EPO	$589.66	$7,500	$10,000
UHC Bronze Standard (No Referrals) UnitedHealthcare	Expanded Bronze	EPO	$604.32	$7,500	$10,000
Everyday Bronze Ambetter of Tennessee	Expanded Bronze	EPO	$610.59	$8,450	$10,150
Standard Expanded Bronze Ambetter of Tennessee	Expanded Bronze	EPO	$612.80	$7,500	$10,000
BlueCross B16S $50 PCP Copay + $0 virtual care from Teladoc Health® BlueCross BlueShield of Tennessee	Expanded Bronze	EPO	$618.74	$7,500	$10,000
Everyday Bronze + Vision + Adult Dental Ambetter of Tennessee	Expanded Bronze	EPO	$627.39	$8,450	$10,150
Standard Expanded Bronze + Vision + Adult Dental Ambetter of Tennessee	Expanded Bronze	EPO	$629.66	$7,500	$10,000
UHC Bronze Copay Focus (Virtual Urgent Care, No Referrals) UnitedHealthcare	Expanded Bronze	EPO	$637.12	$0	$10,600
UHC Bronze Copay Focus + (Virtual Urgent Care, Dental + Vision, No Referrals) UnitedHealthcare	Expanded Bronze	EPO	$657.56	$0	$10,600
Elite Bronze Ambetter of Tennessee	Expanded Bronze	EPO	$695.60	$0	$10,500
BlueCross B19E $60 PCP Copay + $0 virtual care from Teladoc Health® BlueCross BlueShield of Tennessee	Expanded Bronze	EPO	$696.08	$0	$10,600
Elite Bronze + Vision + Adult Dental Ambetter of Tennessee	Expanded Bronze	EPO	$714.74	$0	$10,500
BlueCross S34E $45 PCP Copay + $0 virtual care from Teladoc Health® BlueCross BlueShield of Tennessee	Silver	EPO	$776.40	$8,100	$8,100
BlueCross S26E $40 PCP Copay + $0 virtual care from Teladoc Health® BlueCross BlueShield of Tennessee	Silver	EPO	$793.80	$6,000	$8,900
Standard Silver Ambetter of Tennessee	Silver	EPO	$796.04	$6,000	$8,900
BlueCross S27E $60 PCP Copay + $0 virtual care from Teladoc Health® BlueCross BlueShield of Tennessee	Silver	EPO	$796.08	$5,900	$6,900
UHC Gold Advantage (Virtual Urgent Care, No Referrals) UnitedHealthcare	Gold	EPO	$804.21	$2,000	$8,500
UHC Gold Standard (No Referrals) UnitedHealthcare	Gold	EPO	$808.63	$2,000	$8,200
Standard Gold Ambetter of Tennessee	Gold	EPO	$811.69	$2,000	$8,200
Enhanced Diabetes Care Silver with $0 Drug Options Ambetter of Tennessee	Silver	EPO	$816.78	$5,000	$8,650
Standard Silver + Vision + Adult Dental Ambetter of Tennessee	Silver	EPO	$817.94	$6,000	$8,900
BlueCross S29E $60 PCP Copay + $0 virtual care from Teladoc Health® + Adult Dental BlueCross BlueShield of Tennessee	Silver	EPO	$821.19	$5,900	$6,900
Everyday Gold Ambetter of Tennessee	Gold	EPO	$823.08	$800	$7,250
UHC Gold Advantage + (Virtual Urgent Care, Dental + Vision, No Referrals) UnitedHealthcare	Gold	EPO	$824.66	$2,000	$8,500
UHC Silver Standard (No Referrals) UnitedHealthcare	Silver	EPO	$827.96	$6,000	$8,900
UHC Gold Copay Focus (Virtual Urgent Care, No Referrals) UnitedHealthcare	Gold	EPO	$828.18	$0	$8,500
BlueCross G08E $30 PCP Copay + $0 virtual care from Teladoc Health ® BlueCross BlueShield of Tennessee	Gold	EPO	$829.17	$2,000	$8,200
BlueCross S26S $40 PCP Copay + $0 virtual care from Teladoc Health® BlueCross BlueShield of Tennessee	Silver	EPO	$832.96	$6,000	$8,900
Standard Gold + Vision + Adult Dental Ambetter of Tennessee	Gold	EPO	$834.02	$2,000	$8,200
UHC Silver Advantage (Virtual Urgent Care, No Referrals) UnitedHealthcare	Silver	EPO	$837.21	$3,500	$10,500
Enhanced Diabetes Care Silver with $0 Drug Options + Vision + Adult Dental Ambetter of Tennessee	Silver	EPO	$839.26	$5,000	$8,650
UHC Silver Copay Focus (Virtual Urgent Care, No Referrals) UnitedHealthcare	Silver	EPO	$840.74	$0	$10,150
Everyday Gold + Vision + Adult Dental Ambetter of Tennessee	Gold	EPO	$845.73	$800	$7,250
UHC Silver Advantage + (Virtual Urgent Care, Dental + Vision, No Referrals) UnitedHealthcare	Silver	EPO	$857.66	$3,500	$10,500
BlueCross G08S $30 PCP Copay + $0 virtual care from Teladoc Health ® BlueCross BlueShield of Tennessee	Gold	EPO	$870.06	$2,000	$8,200
Elite Gold Ambetter of Tennessee	Gold	EPO	$921.54	$0	$6,500
Elite Gold + Vision + Adult Dental Ambetter of Tennessee	Gold	EPO	$946.90	$0	$6,500

Open enrollment for 2026 coverage runs 1 November 2025 to 15 January 2026 in most states. Outside that window you need a qualifying life event — losing other coverage, moving, marrying, having a child — to enrol.

Get told when this changes

When next year’s premiums are posted for Clay County, or an insurer arrives or leaves.

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Premiums, deductibles, out-of-pocket maximums and cost sharing are reproduced from the HealthCare.gov Qualified Health Plan landscape file published by the Centers for Medicare & Medicaid Services for plan year 2026. What people actually paid comes from the CMS open-enrollment county public use file for 2026. Nothing on this page is calculated by us. This is not a complete list of your options and it is not advice: to see every plan and to enrol, use HealthCare.gov or call 1-800-318-2596.