QHP Index

UHC Bronze Copay Focus + (Virtual Urgent Care, Dental + Vision, No Referrals)

Expanded Bronze · EPO · UnitedHealthcare · Tennessee

At age 40 it costs between $547.69 and $658.60 a month before any subsidy, depending on which county you live in — a marketplace plan is priced per rating area, not per state.

What CMS publishes about it

Plan ID69443TN0180003
InsurerUnitedHealthcare
Metal levelExpanded Bronze
Plan typeEPO
Deductible (individual)$0
Deductible (family)$0
Drug deductible$4,500
Most you could pay in a year$10,600
Family maximum$21,200
Primary care visit$25
Specialist visit$100
Emergency room$2,000
Inpatient stay$3,000 Copay per Day
Generic drugs$25
Preferred brand drugs40% Coinsurance after deductible
Specialty drugs50% Coinsurance after deductible
Adult dental includedYes
Child dental includedYes
Share of premium buying essential health benefits96.50%
Network directoryWho is in network
Summary of benefitsSummary of benefits and coverage
Drug listFormulary
Customer service1-877-250-8188 · TTY 1-877-250-8188

Where it is sold, and what it costs there

95 counties. The premium is the price before any tax credit; what you pay depends on your income.

CountyAt 21At 30At 40At 50At 60
Anderson County $428.56$486.41 $547.69$765.40 $1,163.10
Blount County $428.56$486.41 $547.69$765.40 $1,163.10
Campbell County $428.56$486.41 $547.69$765.40 $1,163.10
Claiborne County $428.56$486.41 $547.69$765.40 $1,163.10
Cocke County $428.56$486.41 $547.69$765.40 $1,163.10
Grainger County $428.56$486.41 $547.69$765.40 $1,163.10
Hamblen County $428.56$486.41 $547.69$765.40 $1,163.10
Jefferson County $428.56$486.41 $547.69$765.40 $1,163.10
Knox County $428.56$486.41 $547.69$765.40 $1,163.10
Loudon County $428.56$486.41 $547.69$765.40 $1,163.10
Monroe County $428.56$486.41 $547.69$765.40 $1,163.10
Morgan County $428.56$486.41 $547.69$765.40 $1,163.10
Roane County $428.56$486.41 $547.69$765.40 $1,163.10
Scott County $428.56$486.41 $547.69$765.40 $1,163.10
Sevier County $428.56$486.41 $547.69$765.40 $1,163.10
Union County $428.56$486.41 $547.69$765.40 $1,163.10
Carter County $488.23$554.14 $623.95$871.97 $1,325.05
Greene County $488.23$554.14 $623.95$871.97 $1,325.05
Hancock County $488.23$554.14 $623.95$871.97 $1,325.05
Hawkins County $488.23$554.14 $623.95$871.97 $1,325.05
Johnson County $488.23$554.14 $623.95$871.97 $1,325.05
Sullivan County $488.23$554.14 $623.95$871.97 $1,325.05
Unicoi County $488.23$554.14 $623.95$871.97 $1,325.05
Washington County $488.23$554.14 $623.95$871.97 $1,325.05
Bledsoe County $489.36$555.43 $625.41$874 $1,328.13
Bradley County $489.36$555.43 $625.41$874 $1,328.13
Franklin County $489.36$555.43 $625.41$874 $1,328.13
Grundy County $489.36$555.43 $625.41$874 $1,328.13
Hamilton County $489.36$555.43 $625.41$874 $1,328.13
Marion County $489.36$555.43 $625.41$874 $1,328.13
McMinn County $489.36$555.43 $625.41$874 $1,328.13
Meigs County $489.36$555.43 $625.41$874 $1,328.13
Polk County $489.36$555.43 $625.41$874 $1,328.13
Rhea County $489.36$555.43 $625.41$874 $1,328.13
Sequatchie County $489.36$555.43 $625.41$874 $1,328.13
Benton County $511.26$580.28 $653.39$913.11 $1,387.56
Carroll County $511.26$580.28 $653.39$913.11 $1,387.56
Chester County $511.26$580.28 $653.39$913.11 $1,387.56
Crockett County $511.26$580.28 $653.39$913.11 $1,387.56
Decatur County $511.26$580.28 $653.39$913.11 $1,387.56
Dyer County $511.26$580.28 $653.39$913.11 $1,387.56
Gibson County $511.26$580.28 $653.39$913.11 $1,387.56
Hardeman County $511.26$580.28 $653.39$913.11 $1,387.56
Hardin County $511.26$580.28 $653.39$913.11 $1,387.56
Henderson County $511.26$580.28 $653.39$913.11 $1,387.56
Henry County $511.26$580.28 $653.39$913.11 $1,387.56
Lake County $511.26$580.28 $653.39$913.11 $1,387.56
Madison County $511.26$580.28 $653.39$913.11 $1,387.56
McNairy County $511.26$580.28 $653.39$913.11 $1,387.56
Obion County $511.26$580.28 $653.39$913.11 $1,387.56
Weakley County $511.26$580.28 $653.39$913.11 $1,387.56
Bedford County $511.28$580.30 $653.41$913.14 $1,387.61
Coffee County $511.28$580.30 $653.41$913.14 $1,387.61
Dickson County $511.28$580.30 $653.41$913.14 $1,387.61
Giles County $511.28$580.30 $653.41$913.14 $1,387.61
Hickman County $511.28$580.30 $653.41$913.14 $1,387.61
Houston County $511.28$580.30 $653.41$913.14 $1,387.61
Humphreys County $511.28$580.30 $653.41$913.14 $1,387.61
Lawrence County $511.28$580.30 $653.41$913.14 $1,387.61
Lewis County $511.28$580.30 $653.41$913.14 $1,387.61
Lincoln County $511.28$580.30 $653.41$913.14 $1,387.61
Marshall County $511.28$580.30 $653.41$913.14 $1,387.61
Maury County $511.28$580.30 $653.41$913.14 $1,387.61
Moore County $511.28$580.30 $653.41$913.14 $1,387.61
Perry County $511.28$580.30 $653.41$913.14 $1,387.61
Stewart County $511.28$580.30 $653.41$913.14 $1,387.61
Wayne County $511.28$580.30 $653.41$913.14 $1,387.61
Cannon County $514.53$583.99 $657.56$918.94 $1,396.42
Clay County $514.53$583.99 $657.56$918.94 $1,396.42
Cumberland County $514.53$583.99 $657.56$918.94 $1,396.42
DeKalb County $514.53$583.99 $657.56$918.94 $1,396.42
Fentress County $514.53$583.99 $657.56$918.94 $1,396.42
Jackson County $514.53$583.99 $657.56$918.94 $1,396.42
Macon County $514.53$583.99 $657.56$918.94 $1,396.42
Overton County $514.53$583.99 $657.56$918.94 $1,396.42
Pickett County $514.53$583.99 $657.56$918.94 $1,396.42
Putnam County $514.53$583.99 $657.56$918.94 $1,396.42
Smith County $514.53$583.99 $657.56$918.94 $1,396.42
Van Buren County $514.53$583.99 $657.56$918.94 $1,396.42
Warren County $514.53$583.99 $657.56$918.94 $1,396.42
White County $514.53$583.99 $657.56$918.94 $1,396.42
Cheatham County $515.20$584.75 $658.42$920.14 $1,398.24
Davidson County $515.20$584.75 $658.42$920.14 $1,398.24
Montgomery County $515.20$584.75 $658.42$920.14 $1,398.24
Robertson County $515.20$584.75 $658.42$920.14 $1,398.24
Rutherford County $515.20$584.75 $658.42$920.14 $1,398.24
Sumner County $515.20$584.75 $658.42$920.14 $1,398.24
Trousdale County $515.20$584.75 $658.42$920.14 $1,398.24
Williamson County $515.20$584.75 $658.42$920.14 $1,398.24
Wilson County $515.20$584.75 $658.42$920.14 $1,398.24
Fayette County $515.33$584.90 $658.60$920.39 $1,398.62
Haywood County $515.33$584.90 $658.60$920.39 $1,398.62
Lauderdale County $515.33$584.90 $658.60$920.39 $1,398.62
Shelby County $515.33$584.90 $658.60$920.39 $1,398.62
Tipton County $515.33$584.90 $658.60$920.39 $1,398.62

Open enrollment for 2026 coverage runs 1 November 2025 to 15 January 2026 in most states. Outside that window you need a qualifying life event — losing other coverage, moving, marrying, having a child — to enrol.

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Premiums, deductibles, out-of-pocket maximums and cost sharing are reproduced from the HealthCare.gov Qualified Health Plan landscape file published by the Centers for Medicare & Medicaid Services for plan year 2026. Nothing on this page is calculated by us. This is not a complete list of your options and it is not advice: to see every plan and to enrol, use HealthCare.gov or call 1-800-318-2596.