QHP Index

Bronze Classic 4700

Expanded Bronze · EPO · Oscar Insurance Company · Missouri

At age 40 it costs between $438.11 and $537.49 a month before any subsidy, depending on which county you live in — a marketplace plan is priced per rating area, not per state.

What CMS publishes about it

Plan ID69512MO0010024
InsurerOscar Insurance Company
Metal levelExpanded Bronze
Plan typeEPO
Deductible (individual)$4,700
Deductible (family)$9,400
Drug deductibleIncluded in the medical deductible
Most you could pay in a year$9,800
Family maximum$19,600
Primary care visit$70
Specialist visit$125
Emergency room50% Coinsurance after deductible
Inpatient stay50% Coinsurance after deductible
Generic drugs$3
Preferred brand drugs50% Coinsurance after deductible
Specialty drugs50% Coinsurance after deductible
Adult dental includedNo
Child dental includedNo
Share of premium buying essential health benefits100.00%
Network directoryWho is in network
Summary of benefitsSummary of benefits and coverage
Drug listFormulary
Customer service1-855-672-2755

Where it is sold, and what it costs there

15 counties. The premium is the price before any tax credit; what you pay depends on your income.

CountyAt 21At 30At 40At 50At 60
Lincoln County $342.82$389.08 $438.11$612.25 $930.38
Saint Charles County $342.82$389.08 $438.11$612.25 $930.38
Saint Louis County $342.82$389.08 $438.11$612.25 $930.38
Saint Louis City $342.82$389.08 $438.11$612.25 $930.38
Warren County $342.82$389.08 $438.11$612.25 $930.38
Cass County $360.20$408.81 $460.32$643.30 $977.55
Clay County $360.20$408.81 $460.32$643.30 $977.55
Jackson County $360.20$408.81 $460.32$643.30 $977.55
Platte County $360.20$408.81 $460.32$643.30 $977.55
Clinton County $395.46$448.83 $505.38$706.27 $1,073.25
Ray County $395.46$448.83 $505.38$706.27 $1,073.25
Bates County $420.58$477.35 $537.49$751.15 $1,141.44
Henry County $420.58$477.35 $537.49$751.15 $1,141.44
Johnson County $420.58$477.35 $537.49$751.15 $1,141.44
Lafayette County $420.58$477.35 $537.49$751.15 $1,141.44

Open enrollment for 2026 coverage runs 1 November 2025 to 15 January 2026 in most states. Outside that window you need a qualifying life event — losing other coverage, moving, marrying, having a child — to enrol.

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Premiums, deductibles, out-of-pocket maximums and cost sharing are reproduced from the HealthCare.gov Qualified Health Plan landscape file published by the Centers for Medicare & Medicaid Services for plan year 2026. Nothing on this page is calculated by us. This is not a complete list of your options and it is not advice: to see every plan and to enrol, use HealthCare.gov or call 1-800-318-2596.