QHP Index

Bronze Simple Diabetes

Expanded Bronze · EPO · Oscar Insurance Company · Missouri

At age 40 it costs between $440.54 and $540.49 a month before any subsidy, depending on which county you live in — a marketplace plan is priced per rating area, not per state.

What CMS publishes about it

Plan ID69512MO0010055
InsurerOscar Insurance Company
Metal levelExpanded Bronze
Plan typeEPO
Deductible (individual)$5,500
Deductible (family)$11,000
Drug deductibleIncluded in the medical deductible
Most you could pay in a year$10,150
Family maximum$20,300
Primary care visit$50
Specialist visit$150
Emergency room50% Coinsurance after deductible
Inpatient stay50% Coinsurance after deductible
Generic drugs$3
Preferred brand drugs$75 Copay after deductible
Specialty drugs50% Coinsurance after deductible
Adult dental includedNo
Child dental includedNo
Share of premium buying essential health benefits100.00%
Network directoryWho is in network
Summary of benefitsSummary of benefits and coverage
Drug listFormulary
Customer service1-855-672-2755

Where it is sold, and what it costs there

15 counties. The premium is the price before any tax credit; what you pay depends on your income.

CountyAt 21At 30At 40At 50At 60
Lincoln County $344.72$391.25 $440.54$615.66 $935.55
Saint Charles County $344.72$391.25 $440.54$615.66 $935.55
Saint Louis County $344.72$391.25 $440.54$615.66 $935.55
Saint Louis City $344.72$391.25 $440.54$615.66 $935.55
Warren County $344.72$391.25 $440.54$615.66 $935.55
Cass County $362.20$411.09 $462.88$646.88 $982.99
Clay County $362.20$411.09 $462.88$646.88 $982.99
Jackson County $362.20$411.09 $462.88$646.88 $982.99
Platte County $362.20$411.09 $462.88$646.88 $982.99
Clinton County $397.66$451.33 $508.20$710.20 $1,079.22
Ray County $397.66$451.33 $508.20$710.20 $1,079.22
Bates County $422.93$480.01 $540.49$755.33 $1,147.79
Henry County $422.93$480.01 $540.49$755.33 $1,147.79
Johnson County $422.93$480.01 $540.49$755.33 $1,147.79
Lafayette County $422.93$480.01 $540.49$755.33 $1,147.79

Open enrollment for 2026 coverage runs 1 November 2025 to 15 January 2026 in most states. Outside that window you need a qualifying life event — losing other coverage, moving, marrying, having a child — to enrol.

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Premiums, deductibles, out-of-pocket maximums and cost sharing are reproduced from the HealthCare.gov Qualified Health Plan landscape file published by the Centers for Medicare & Medicaid Services for plan year 2026. Nothing on this page is calculated by us. This is not a complete list of your options and it is not advice: to see every plan and to enrol, use HealthCare.gov or call 1-800-318-2596.