Connect Bronze CMS Standard
Expanded Bronze · HMO · Cigna Healthcare · North Carolina
At age 40 it costs between $548.45 and $895.18 a month before any subsidy, depending on which county you live in — a marketplace plan is priced per rating area, not per state.
What CMS publishes about it
| Plan ID | 73943NC0070046 |
|---|---|
| Insurer | Cigna Healthcare |
| Metal level | Expanded Bronze |
| Plan type | HMO |
| Standardised design | Design 1 — a plan CMS defined the benefits of, so it can be compared like for like |
| Deductible (individual) | $7,500 |
| Deductible (family) | $15,000 |
| Drug deductible | Included in the medical deductible |
| Most you could pay in a year | $10,000 |
| Family maximum | $20,000 |
| Primary care visit | $50 |
| Specialist visit | $100 |
| Emergency room | 50% Coinsurance after deductible |
| Inpatient stay | 50% Coinsurance after deductible |
| Generic drugs | $25 |
| Preferred brand drugs | $50 Copay after deductible |
| Specialty drugs | $500 Copay after deductible |
| Adult dental included | No |
| Child dental included | No |
| Share of premium buying essential health benefits | 100.00% |
| Network directory | Who is in network |
| Summary of benefits | Summary of benefits and coverage |
| Drug list | Formulary |
| Customer service | 1-877-900-1237 · TTY 1-800-676-3777 |
Where it is sold, and what it costs there
74 counties. The premium is the price before any tax credit; what you pay depends on your income.
| County | At 21 | At 30 | At 40 | At 50 | At 60 |
|---|---|---|---|---|---|
| Anson County | $429.15 | $487.09 | $548.45 | $766.46 | $1,164.71 |
| Cabarrus County | $429.15 | $487.09 | $548.45 | $766.46 | $1,164.71 |
| Mecklenburg County | $429.15 | $487.09 | $548.45 | $766.46 | $1,164.71 |
| Rowan County | $429.15 | $487.09 | $548.45 | $766.46 | $1,164.71 |
| Union County | $429.15 | $487.09 | $548.45 | $766.46 | $1,164.71 |
| Gaston County | $440.98 | $500.51 | $563.57 | $787.59 | $1,196.82 |
| Guilford County | $451.34 | $512.27 | $576.81 | $806.09 | $1,224.94 |
| Randolph County | $451.34 | $512.27 | $576.81 | $806.09 | $1,224.94 |
| Rockingham County | $451.34 | $512.27 | $576.81 | $806.09 | $1,224.94 |
| Davidson County | $453.81 | $515.07 | $579.97 | $810.50 | $1,231.64 |
| Davie County | $453.81 | $515.07 | $579.97 | $810.50 | $1,231.64 |
| Forsyth County | $453.81 | $515.07 | $579.97 | $810.50 | $1,231.64 |
| Stokes County | $453.81 | $515.07 | $579.97 | $810.50 | $1,231.64 |
| Yadkin County | $453.81 | $515.07 | $579.97 | $810.50 | $1,231.64 |
| Bertie County | $542.60 | $615.85 | $693.44 | $969.08 | $1,472.62 |
| Camden County | $542.60 | $615.85 | $693.44 | $969.08 | $1,472.62 |
| Chowan County | $542.60 | $615.85 | $693.44 | $969.08 | $1,472.62 |
| Currituck County | $542.60 | $615.85 | $693.44 | $969.08 | $1,472.62 |
| Gates County | $542.60 | $615.85 | $693.44 | $969.08 | $1,472.62 |
| Halifax County | $542.60 | $615.85 | $693.44 | $969.08 | $1,472.62 |
| Hertford County | $542.60 | $615.85 | $693.44 | $969.08 | $1,472.62 |
| Martin County | $542.60 | $615.85 | $693.44 | $969.08 | $1,472.62 |
| Northampton County | $542.60 | $615.85 | $693.44 | $969.08 | $1,472.62 |
| Pasquotank County | $542.60 | $615.85 | $693.44 | $969.08 | $1,472.62 |
| Perquimans County | $542.60 | $615.85 | $693.44 | $969.08 | $1,472.62 |
| Montgomery County | $562.33 | $638.24 | $718.66 | $1,004.32 | $1,526.16 |
| Moore County | $562.33 | $638.24 | $718.66 | $1,004.32 | $1,526.16 |
| Bladen County | $572.20 | $649.45 | $731.27 | $1,021.95 | $1,552.95 |
| Cumberland County | $572.20 | $649.45 | $731.27 | $1,021.95 | $1,552.95 |
| Harnett County | $572.20 | $649.45 | $731.27 | $1,021.95 | $1,552.95 |
| Hoke County | $572.20 | $649.45 | $731.27 | $1,021.95 | $1,552.95 |
| Richmond County | $572.20 | $649.45 | $731.27 | $1,021.95 | $1,552.95 |
| Robeson County | $572.20 | $649.45 | $731.27 | $1,021.95 | $1,552.95 |
| Sampson County | $572.20 | $649.45 | $731.27 | $1,021.95 | $1,552.95 |
| Scotland County | $572.20 | $649.45 | $731.27 | $1,021.95 | $1,552.95 |
| Beaufort County | $589.46 | $669.04 | $753.33 | $1,052.78 | $1,599.79 |
| Carteret County | $589.46 | $669.04 | $753.33 | $1,052.78 | $1,599.79 |
| Craven County | $589.46 | $669.04 | $753.33 | $1,052.78 | $1,599.79 |
| Dare County | $589.46 | $669.04 | $753.33 | $1,052.78 | $1,599.79 |
| Hyde County | $589.46 | $669.04 | $753.33 | $1,052.78 | $1,599.79 |
| Jones County | $589.46 | $669.04 | $753.33 | $1,052.78 | $1,599.79 |
| Lenoir County | $589.46 | $669.04 | $753.33 | $1,052.78 | $1,599.79 |
| Pamlico County | $589.46 | $669.04 | $753.33 | $1,052.78 | $1,599.79 |
| Tyrrell County | $589.46 | $669.04 | $753.33 | $1,052.78 | $1,599.79 |
| Washington County | $589.46 | $669.04 | $753.33 | $1,052.78 | $1,599.79 |
| Brunswick County | $625.72 | $710.19 | $799.67 | $1,117.54 | $1,698.20 |
| Columbus County | $625.72 | $710.19 | $799.67 | $1,117.54 | $1,698.20 |
| Duplin County | $625.72 | $710.19 | $799.67 | $1,117.54 | $1,698.20 |
| New Hanover County | $625.72 | $710.19 | $799.67 | $1,117.54 | $1,698.20 |
| Onslow County | $625.72 | $710.19 | $799.67 | $1,117.54 | $1,698.20 |
| Pender County | $625.72 | $710.19 | $799.67 | $1,117.54 | $1,698.20 |
| Edgecombe County | $670.85 | $761.41 | $857.35 | $1,198.14 | $1,820.69 |
| Greene County | $670.85 | $761.41 | $857.35 | $1,198.14 | $1,820.69 |
| Nash County | $670.85 | $761.41 | $857.35 | $1,198.14 | $1,820.69 |
| Pitt County | $670.85 | $761.41 | $857.35 | $1,198.14 | $1,820.69 |
| Wayne County | $670.85 | $761.41 | $857.35 | $1,198.14 | $1,820.69 |
| Wilson County | $670.85 | $761.41 | $857.35 | $1,198.14 | $1,820.69 |
| Avery County | $700.45 | $795.01 | $895.18 | $1,251 | $1,901.02 |
| Buncombe County | $700.45 | $795.01 | $895.18 | $1,251 | $1,901.02 |
| Cherokee County | $700.45 | $795.01 | $895.18 | $1,251 | $1,901.02 |
| Clay County | $700.45 | $795.01 | $895.18 | $1,251 | $1,901.02 |
| Graham County | $700.45 | $795.01 | $895.18 | $1,251 | $1,901.02 |
| Haywood County | $700.45 | $795.01 | $895.18 | $1,251 | $1,901.02 |
| Henderson County | $700.45 | $795.01 | $895.18 | $1,251 | $1,901.02 |
| Jackson County | $700.45 | $795.01 | $895.18 | $1,251 | $1,901.02 |
| Macon County | $700.45 | $795.01 | $895.18 | $1,251 | $1,901.02 |
| Madison County | $700.45 | $795.01 | $895.18 | $1,251 | $1,901.02 |
| McDowell County | $700.45 | $795.01 | $895.18 | $1,251 | $1,901.02 |
| Mitchell County | $700.45 | $795.01 | $895.18 | $1,251 | $1,901.02 |
| Polk County | $700.45 | $795.01 | $895.18 | $1,251 | $1,901.02 |
| Rutherford County | $700.45 | $795.01 | $895.18 | $1,251 | $1,901.02 |
| Swain County | $700.45 | $795.01 | $895.18 | $1,251 | $1,901.02 |
| Transylvania County | $700.45 | $795.01 | $895.18 | $1,251 | $1,901.02 |
| Yancey County | $700.45 | $795.01 | $895.18 | $1,251 | $1,901.02 |
Open enrollment for 2026 coverage runs 1 November 2025 to 15 January 2026 in most states. Outside that window you need a qualifying life event — losing other coverage, moving, marrying, having a child — to enrol.
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Premiums, deductibles, out-of-pocket maximums and cost sharing are reproduced from the HealthCare.gov Qualified Health Plan landscape file published by the Centers for Medicare & Medicaid Services for plan year 2026. Nothing on this page is calculated by us. This is not a complete list of your options and it is not advice: to see every plan and to enrol, use HealthCare.gov or call 1-800-318-2596.