Marketplace health plans in Mecklenburg County

Name: Marketplace health plans in Mecklenburg County, NC: all 81
Creator: Centers for Medicare & Medicaid Services
License: https://www.usa.gov/publicdomain/label/1.0/

81 plans sold in Mecklenburg County, North Carolina, from 5 insurers, priced at age 40.

What people in Mecklenburg County actually paid

The prices below are the sticker price. Most people do not pay it. In 2026, the average plan in Mecklenburg County listed at $637 a month and the average person paid $138 after the advance premium tax credit.

41,985 of the 111,600 people who enrolled here — 37.6% — paid $10 a month or less.

What you pay depends on your income and your household, and only HealthCare.gov can work it out for you. These are the county's published averages, not a quote.

Premiums at age 40: 21 27 30 40 50 60

Plan	Metal	Type	Premium at 40	Deductible	Max out of pocket
Blue Home Bronze Basic \| 3 Free PCP \| $25 Tier 1 Rx \| Integrated \| with Novant Health Blue Cross and Blue Shield of NC	Expanded Bronze	EPO	$446.85	$7,000	$10,600
Bronze Classic Standard \| with Atrium Health Oscar Health Plan of North Carolina, Inc	Expanded Bronze	HMO	$449.20	$7,500	$10,000
Bronze Simple Diabetes \| with Atrium Health Oscar Health Plan of North Carolina, Inc	Expanded Bronze	HMO	$458.19	$5,500	$10,150
Bronze Classic 4700 \| with Atrium Health Oscar Health Plan of North Carolina, Inc	Expanded Bronze	HMO	$459.61	$4,700	$9,600
Bronze Simple Breathe Easy with Enhanced COPD Benefits \| with Atrium Health Oscar Health Plan of North Carolina, Inc	Expanded Bronze	HMO	$460.88	$5,500	$10,150
Everyday Bronze with Atrium Health Ambetter of North Carolina	Expanded Bronze	HMO	$464.33	$8,450	$10,150
Blue Home Bronze Standard \| with Novant Health Blue Cross and Blue Shield of NC	Expanded Bronze	EPO	$464.89	$7,500	$10,000
Standard Expanded Bronze with Atrium Health Ambetter of North Carolina	Expanded Bronze	HMO	$466.14	$7,500	$10,000
Bronze Simple Chronic Care CKM \| with Atrium Health Oscar Health Plan of North Carolina, Inc	Expanded Bronze	HMO	$467.82	$5,500	$10,150
Everyday Bronze with Atrium Health + Vision + Adult Dental Ambetter of North Carolina	Expanded Bronze	HMO	$479.96	$8,450	$10,150
Standard Expanded Bronze with Atrium Health + Vision + Adult Dental Ambetter of North Carolina	Expanded Bronze	HMO	$481.82	$7,500	$10,000
Bronze Elite + PCP Saver Plus \| with Atrium Health Oscar Health Plan of North Carolina, Inc	Expanded Bronze	HMO	$500.69	$0	$10,600
Elite Bronze with Atrium Health Ambetter of North Carolina	Expanded Bronze	HMO	$527.59	$0	$10,500
Elite Bronze with Atrium Health + Vision + Adult Dental Ambetter of North Carolina	Expanded Bronze	HMO	$545.34	$0	$10,500
Connect Bronze 5500 Indiv Med Deductible Cigna Healthcare	Expanded Bronze	HMO	$547.97	$5,500	$10,250
Connect Bronze CMS Standard Cigna Healthcare	Expanded Bronze	HMO	$548.45	$7,500	$10,000
Connect Bronze 6500 Indiv Med Deductible Cigna Healthcare	Expanded Bronze	HMO	$551.04	$6,500	$9,900
Blue Local Bronze Basic \| 3 Free PCP \| $25 Tier 1 Rx \| Integrated \| with Atrium Health Blue Cross and Blue Shield of NC	Expanded Bronze	EPO	$554.84	$7,000	$10,600
Connect myDiabetesCare Bronze Cigna Healthcare	Expanded Bronze	HMO	$555.65	$6,000	$9,900
Silver Simple PCP Saver \| with Atrium Health Oscar Health Plan of North Carolina, Inc	Silver	HMO	$575.12	$5,500	$9,900
Blue Local Bronze Standard \| with Atrium Health Blue Cross and Blue Shield of NC	Expanded Bronze	EPO	$577.32	$7,500	$10,000
Silver Classic Standard \| with Atrium Health Oscar Health Plan of North Carolina, Inc	Silver	HMO	$582.84	$6,000	$8,900
Silver Simple Diabetes \| with Atrium Health Oscar Health Plan of North Carolina, Inc	Silver	HMO	$583.68	$6,500	$10,000
Blue Home Silver Preferred \| 3 Free PCP \| $10 Tier 1 Rx \| Integrated \| with Novant Health Blue Cross and Blue Shield of NC	Silver	EPO	$585.82	$2,800	$10,600
Silver Simple Breathe Easy with Enhanced COPD Benefits \| with Atrium Health Oscar Health Plan of North Carolina, Inc	Silver	HMO	$586.08	$6,200	$9,600
Silver Simple Chronic Care CKM \| with Atrium Health Oscar Health Plan of North Carolina, Inc	Silver	HMO	$587.35	$5,900	$10,150
Silver Simple Women's Health with Menopause Benefits \| with Atrium Health Oscar Health Plan of North Carolina, Inc	Silver	HMO	$588.29	$6,000	$10,150
Silver Classic \| with Atrium Health Oscar Health Plan of North Carolina, Inc	Silver	HMO	$590.53	$5,400	$9,200
Blue Home Silver Standard \| with Novant Health Blue Cross and Blue Shield of NC	Silver	EPO	$592.25	$6,000	$8,900
Standard Silver with Atrium Health Ambetter of North Carolina	Silver	HMO	$596.97	$6,000	$8,900
Focused Silver with Atrium Health Ambetter of North Carolina	Silver	HMO	$603.07	$6,300	$8,400
Blue Home Gold Premier A \| 3 Free PCP \| $10 Tier 1 Rx \| with Novant Health Blue Cross and Blue Shield of NC	Gold	EPO	$614.67	$1,800	$10,600
Standard Silver with Atrium Health + Vision + Adult Dental Ambetter of North Carolina	Silver	HMO	$617.05	$6,000	$8,900
Standard Gold with Atrium Health Ambetter of North Carolina	Gold	HMO	$617.13	$2,000	$8,200
Blue Home Gold Standard A \| with Novant Health Blue Cross and Blue Shield of NC	Gold	EPO	$620.88	$2,000	$8,200
Focused Silver with Atrium Health + Vision + Adult Dental Ambetter of North Carolina	Silver	HMO	$623.37	$6,300	$8,400
Gold Classic Standard \| with Atrium Health Oscar Health Plan of North Carolina, Inc	Gold	HMO	$627.54	$2,000	$8,200
UHC Bronze Essential ($0 Virtual Urgent Care, No Referrals UnitedHealthcare	Bronze	HMO	$631.36	$10,600	$10,600
Standard Gold with Atrium Health + Vision + Adult Dental Ambetter of North Carolina	Gold	HMO	$637.89	$2,000	$8,200
Complete Gold with Atrium Health Ambetter of North Carolina	Gold	HMO	$645.16	$1,450	$7,500
Blue Care Bronze Basic \| 3 Free PCP \| $25 Tier 1 Rx \| Integrated \| Statewide Doctors Blue Cross and Blue Shield of NC	Expanded Bronze	HMO	$654.86	$7,000	$10,600
Complete Gold with Atrium Health + Vision + Adult Dental Ambetter of North Carolina	Gold	HMO	$666.87	$1,450	$7,500
UHC Bronze Standard (No Referrals) UnitedHealthcare	Expanded Bronze	HMO	$666.88	$7,500	$10,000
Blue Advantage Bronze Basic \| 3 Free PCP \| $25 Tier 1 Rx \| Integrated \| Nationwide Doctors Blue Cross and Blue Shield of NC	Expanded Bronze	PPO	$675.03	$7,000	$10,600
Connect Silver 5000 Indiv Med Deductible Cigna Healthcare	Silver	HMO	$681.94	$5,000	$8,850
Blue Care Bronze Standard \| Statewide Doctors Blue Cross and Blue Shield of NC	Expanded Bronze	HMO	$682.82	$7,500	$10,000
Connect Silver 3600 Indiv Med Deductible Cigna Healthcare	Silver	HMO	$683.23	$3,600	$9,150
Connect Silver CMS Standard Cigna Healthcare	Silver	HMO	$683.47	$6,000	$8,900
Blue Care Bronze Complete \| $60 PCP \| $20 Tier 1 Rx \| Statewide Doctors Blue Cross and Blue Shield of NC	Expanded Bronze	HMO	$690.72	$4,000	$10,600
Connect myDiabetesCare Silver Cigna Healthcare	Silver	HMO	$691.24	$4,300	$9,200
UHC Bronze Standard+ Dental + Vision (No Referrals) UnitedHealthcare	Expanded Bronze	HMO	$691.77	$7,500	$10,000
UHC Bronze Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care, No Referrals) UnitedHealthcare	Expanded Bronze	HMO	$693.41	$0	$10,600
Blue Advantage Bronze Standard \| Nationwide Doctors Blue Cross and Blue Shield of NC	Expanded Bronze	PPO	$701.97	$7,500	$10,000
Blue Care Bronze HSA Eligible \| Integrated \| Statewide Doctors Blue Cross and Blue Shield of NC	Expanded Bronze	HMO	$708.02	$8,500	$8,500
Blue Advantage Bronze Complete \| $60 PCP \| $20 Tier 1 Rx \| Nationwide Doctors Blue Cross and Blue Shield of NC	Expanded Bronze	PPO	$711.83	$4,000	$10,600
Blue Local Silver Preferred \| 3 Free PCP \| $10 Tier 1 Rx \| Integrated \| with Atrium Health Blue Cross and Blue Shield of NC	Silver	EPO	$727.40	$2,800	$10,600
Blue Advantage Bronze HSA Eligible \| Integrated \| Nationwide Doctors Blue Cross and Blue Shield of NC	Expanded Bronze	PPO	$729.73	$8,500	$8,500
Blue Local Silver Standard \| with Atrium Health Blue Cross and Blue Shield of NC	Silver	EPO	$735.36	$6,000	$8,900
Blue Local Gold Premier A \| 3 Free PCP \| $10 Tier 1 Rx \| with Atrium Health Blue Cross and Blue Shield of NC	Gold	EPO	$763.26	$1,800	$10,600
Blue Local Gold Standard A \| with Atrium Health Blue Cross and Blue Shield of NC	Gold	EPO	$770.97	$2,000	$8,200
Connect Gold CMS Standard Cigna Healthcare	Gold	HMO	$822.47	$2,000	$8,200
Connect Gold 1500 Indiv Med Deductible Cigna Healthcare	Gold	HMO	$823.85	$1,500	$9,950
Blue Care Silver Preferred \| 3 Free PCP \| $10 Tier 1 Rx \| Integrated \| Statewide Doctors Blue Cross and Blue Shield of NC	Silver	HMO	$858.20	$2,800	$10,600
Blue Care Silver Standard \| Statewide Doctors Blue Cross and Blue Shield of NC	Silver	HMO	$869.78	$6,000	$8,900
Blue Advantage Silver Preferred \| 3 Free PCP \| $10 Tier 1 Rx \| Integrated \| Nationwide Doctors Blue Cross and Blue Shield of NC	Silver	PPO	$884.58	$2,800	$10,600
Blue Care Silver Choice A \| 3 Free PCP \| $15 Tier 1 Rx \| Statewide Doctors Blue Cross and Blue Shield of NC	Silver	HMO	$887.19	$3,000	$10,600
Blue Advantage Silver Standard \| Nationwide Doctors Blue Cross and Blue Shield of NC	Silver	PPO	$894.15	$6,000	$8,900
Blue Care Gold Premier A \| 3 Free PCP \| $10 Tier 1 Rx \| Statewide Doctors Blue Cross and Blue Shield of NC	Gold	HMO	$900.61	$1,800	$10,600
Blue Care Gold Standard A \| Statewide Doctors Blue Cross and Blue Shield of NC	Gold	HMO	$911.88	$2,000	$8,200
Blue Advantage Silver Choice A \| 3 Free PCP \| $15 Tier 1 Rx \| Nationwide Doctors Blue Cross and Blue Shield of NC	Silver	PPO	$914.42	$3,000	$10,600
UHC Silver Value ($0 Virtual Urgent Care, No Referrals) UnitedHealthcare	Silver	HMO	$920.20	$3,550	$10,000
UHC Silver Standard (No Referrals) UnitedHealthcare	Silver	HMO	$921.92	$6,000	$8,900
Blue Advantage Gold Premier A \| 3 Free PCP \| $10 Tier 1 Rx \| Nationwide Doctors Blue Cross and Blue Shield of NC	Gold	PPO	$928.26	$1,800	$10,600
UHC Silver Advantage ($0 Virtual Urgent Care, $3 Tier 2 Rx, No Referrals) UnitedHealthcare	Silver	HMO	$932.92	$2,500	$10,150
Blue Advantage Gold Standard A \| Nationwide Doctors Blue Cross and Blue Shield of NC	Gold	PPO	$937.50	$2,000	$8,200
UHC Silver Value + ($0 Virtual Urgent Care, Dental + Vision, No Referrals) UnitedHealthcare	Silver	HMO	$945.09	$3,550	$10,000
UHC Silver Advantage + ($0 Virtual Urgent Care, $3 Tier 2 Rx, Dental + Vision, No Referrals) UnitedHealthcare	Silver	HMO	$957.81	$2,500	$10,150
UHC Gold Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care, No Referrals) UnitedHealthcare	Gold	HMO	$1,020.52	$0	$10,600
UHC Gold Standard (No Referrals) UnitedHealthcare	Gold	HMO	$1,025.68	$2,000	$8,200
UHC Gold Advantage ($0 Virtual Urgent Care, $1 Tier 2 Rx, No Referrals) UnitedHealthcare	Gold	HMO	$1,050.13	$750	$9,200
UHC Gold Advantage + ($0 Virtual Urgent Care, $1 Tier 2 Rx, Dental + Vision, No Referrals) UnitedHealthcare	Gold	HMO	$1,075.02	$750	$9,200

Open enrollment for 2026 coverage runs 1 November 2025 to 15 January 2026 in most states. Outside that window you need a qualifying life event — losing other coverage, moving, marrying, having a child — to enrol.

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When next year’s premiums are posted for Mecklenburg County, or an insurer arrives or leaves.

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Premiums, deductibles, out-of-pocket maximums and cost sharing are reproduced from the HealthCare.gov Qualified Health Plan landscape file published by the Centers for Medicare & Medicaid Services for plan year 2026. What people actually paid comes from the CMS open-enrollment county public use file for 2026. Nothing on this page is calculated by us. This is not a complete list of your options and it is not advice: to see every plan and to enrol, use HealthCare.gov or call 1-800-318-2596.