Connect Gold CMS Standard
Gold · HMO · Cigna Healthcare · North Carolina
At age 40 it costs between $822.47 and $1,342.42 a month before any subsidy, depending on which county you live in — a marketplace plan is priced per rating area, not per state.
What CMS publishes about it
| Plan ID | 73943NC0070050 |
|---|---|
| Insurer | Cigna Healthcare |
| Metal level | Gold |
| Plan type | HMO |
| Standardised design | Design 1 — a plan CMS defined the benefits of, so it can be compared like for like |
| Deductible (individual) | $2,000 |
| Deductible (family) | $4,000 |
| Drug deductible | Included in the medical deductible |
| Most you could pay in a year | $8,200 |
| Family maximum | $16,400 |
| Primary care visit | $30 |
| Specialist visit | $60 |
| Emergency room | 25% Coinsurance after deductible |
| Inpatient stay | 25% Coinsurance after deductible |
| Generic drugs | $15 |
| Preferred brand drugs | $30 |
| Specialty drugs | $250 |
| Adult dental included | No |
| Child dental included | No |
| Share of premium buying essential health benefits | 100.00% |
| Network directory | Who is in network |
| Summary of benefits | Summary of benefits and coverage |
| Drug list | Formulary |
| Customer service | 1-877-900-1237 · TTY 1-800-676-3777 |
Where it is sold, and what it costs there
74 counties. The premium is the price before any tax credit; what you pay depends on your income.
| County | At 21 | At 30 | At 40 | At 50 | At 60 |
|---|---|---|---|---|---|
| Anson County | $643.56 | $730.44 | $822.47 | $1,149.40 | $1,746.62 |
| Cabarrus County | $643.56 | $730.44 | $822.47 | $1,149.40 | $1,746.62 |
| Mecklenburg County | $643.56 | $730.44 | $822.47 | $1,149.40 | $1,746.62 |
| Rowan County | $643.56 | $730.44 | $822.47 | $1,149.40 | $1,746.62 |
| Union County | $643.56 | $730.44 | $822.47 | $1,149.40 | $1,746.62 |
| Gaston County | $661.31 | $750.59 | $845.15 | $1,181.10 | $1,794.80 |
| Guilford County | $676.85 | $768.22 | $865.01 | $1,208.85 | $1,836.97 |
| Randolph County | $676.85 | $768.22 | $865.01 | $1,208.85 | $1,836.97 |
| Rockingham County | $676.85 | $768.22 | $865.01 | $1,208.85 | $1,836.97 |
| Davidson County | $680.55 | $772.42 | $869.74 | $1,215.46 | $1,847.01 |
| Davie County | $680.55 | $772.42 | $869.74 | $1,215.46 | $1,847.01 |
| Forsyth County | $680.55 | $772.42 | $869.74 | $1,215.46 | $1,847.01 |
| Stokes County | $680.55 | $772.42 | $869.74 | $1,215.46 | $1,847.01 |
| Yadkin County | $680.55 | $772.42 | $869.74 | $1,215.46 | $1,847.01 |
| Bertie County | $813.70 | $923.55 | $1,039.91 | $1,453.27 | $2,208.38 |
| Camden County | $813.70 | $923.55 | $1,039.91 | $1,453.27 | $2,208.38 |
| Chowan County | $813.70 | $923.55 | $1,039.91 | $1,453.27 | $2,208.38 |
| Currituck County | $813.70 | $923.55 | $1,039.91 | $1,453.27 | $2,208.38 |
| Gates County | $813.70 | $923.55 | $1,039.91 | $1,453.27 | $2,208.38 |
| Halifax County | $813.70 | $923.55 | $1,039.91 | $1,453.27 | $2,208.38 |
| Hertford County | $813.70 | $923.55 | $1,039.91 | $1,453.27 | $2,208.38 |
| Martin County | $813.70 | $923.55 | $1,039.91 | $1,453.27 | $2,208.38 |
| Northampton County | $813.70 | $923.55 | $1,039.91 | $1,453.27 | $2,208.38 |
| Pasquotank County | $813.70 | $923.55 | $1,039.91 | $1,453.27 | $2,208.38 |
| Perquimans County | $813.70 | $923.55 | $1,039.91 | $1,453.27 | $2,208.38 |
| Montgomery County | $843.29 | $957.13 | $1,077.72 | $1,506.12 | $2,288.69 |
| Moore County | $843.29 | $957.13 | $1,077.72 | $1,506.12 | $2,288.69 |
| Bladen County | $858.08 | $973.92 | $1,096.63 | $1,532.53 | $2,328.83 |
| Cumberland County | $858.08 | $973.92 | $1,096.63 | $1,532.53 | $2,328.83 |
| Harnett County | $858.08 | $973.92 | $1,096.63 | $1,532.53 | $2,328.83 |
| Hoke County | $858.08 | $973.92 | $1,096.63 | $1,532.53 | $2,328.83 |
| Richmond County | $858.08 | $973.92 | $1,096.63 | $1,532.53 | $2,328.83 |
| Robeson County | $858.08 | $973.92 | $1,096.63 | $1,532.53 | $2,328.83 |
| Sampson County | $858.08 | $973.92 | $1,096.63 | $1,532.53 | $2,328.83 |
| Scotland County | $858.08 | $973.92 | $1,096.63 | $1,532.53 | $2,328.83 |
| Beaufort County | $883.97 | $1,003.31 | $1,129.71 | $1,578.77 | $2,399.09 |
| Carteret County | $883.97 | $1,003.31 | $1,129.71 | $1,578.77 | $2,399.09 |
| Craven County | $883.97 | $1,003.31 | $1,129.71 | $1,578.77 | $2,399.09 |
| Dare County | $883.97 | $1,003.31 | $1,129.71 | $1,578.77 | $2,399.09 |
| Hyde County | $883.97 | $1,003.31 | $1,129.71 | $1,578.77 | $2,399.09 |
| Jones County | $883.97 | $1,003.31 | $1,129.71 | $1,578.77 | $2,399.09 |
| Lenoir County | $883.97 | $1,003.31 | $1,129.71 | $1,578.77 | $2,399.09 |
| Pamlico County | $883.97 | $1,003.31 | $1,129.71 | $1,578.77 | $2,399.09 |
| Tyrrell County | $883.97 | $1,003.31 | $1,129.71 | $1,578.77 | $2,399.09 |
| Washington County | $883.97 | $1,003.31 | $1,129.71 | $1,578.77 | $2,399.09 |
| Brunswick County | $938.34 | $1,065.02 | $1,199.20 | $1,675.88 | $2,546.65 |
| Columbus County | $938.34 | $1,065.02 | $1,199.20 | $1,675.88 | $2,546.65 |
| Duplin County | $938.34 | $1,065.02 | $1,199.20 | $1,675.88 | $2,546.65 |
| New Hanover County | $938.34 | $1,065.02 | $1,199.20 | $1,675.88 | $2,546.65 |
| Onslow County | $938.34 | $1,065.02 | $1,199.20 | $1,675.88 | $2,546.65 |
| Pender County | $938.34 | $1,065.02 | $1,199.20 | $1,675.88 | $2,546.65 |
| Edgecombe County | $1,006.03 | $1,141.84 | $1,285.71 | $1,796.77 | $2,730.37 |
| Greene County | $1,006.03 | $1,141.84 | $1,285.71 | $1,796.77 | $2,730.37 |
| Nash County | $1,006.03 | $1,141.84 | $1,285.71 | $1,796.77 | $2,730.37 |
| Pitt County | $1,006.03 | $1,141.84 | $1,285.71 | $1,796.77 | $2,730.37 |
| Wayne County | $1,006.03 | $1,141.84 | $1,285.71 | $1,796.77 | $2,730.37 |
| Wilson County | $1,006.03 | $1,141.84 | $1,285.71 | $1,796.77 | $2,730.37 |
| Avery County | $1,050.41 | $1,192.22 | $1,342.42 | $1,876.03 | $2,850.81 |
| Buncombe County | $1,050.41 | $1,192.22 | $1,342.42 | $1,876.03 | $2,850.81 |
| Cherokee County | $1,050.41 | $1,192.22 | $1,342.42 | $1,876.03 | $2,850.81 |
| Clay County | $1,050.41 | $1,192.22 | $1,342.42 | $1,876.03 | $2,850.81 |
| Graham County | $1,050.41 | $1,192.22 | $1,342.42 | $1,876.03 | $2,850.81 |
| Haywood County | $1,050.41 | $1,192.22 | $1,342.42 | $1,876.03 | $2,850.81 |
| Henderson County | $1,050.41 | $1,192.22 | $1,342.42 | $1,876.03 | $2,850.81 |
| Jackson County | $1,050.41 | $1,192.22 | $1,342.42 | $1,876.03 | $2,850.81 |
| Macon County | $1,050.41 | $1,192.22 | $1,342.42 | $1,876.03 | $2,850.81 |
| Madison County | $1,050.41 | $1,192.22 | $1,342.42 | $1,876.03 | $2,850.81 |
| McDowell County | $1,050.41 | $1,192.22 | $1,342.42 | $1,876.03 | $2,850.81 |
| Mitchell County | $1,050.41 | $1,192.22 | $1,342.42 | $1,876.03 | $2,850.81 |
| Polk County | $1,050.41 | $1,192.22 | $1,342.42 | $1,876.03 | $2,850.81 |
| Rutherford County | $1,050.41 | $1,192.22 | $1,342.42 | $1,876.03 | $2,850.81 |
| Swain County | $1,050.41 | $1,192.22 | $1,342.42 | $1,876.03 | $2,850.81 |
| Transylvania County | $1,050.41 | $1,192.22 | $1,342.42 | $1,876.03 | $2,850.81 |
| Yancey County | $1,050.41 | $1,192.22 | $1,342.42 | $1,876.03 | $2,850.81 |
Open enrollment for 2026 coverage runs 1 November 2025 to 15 January 2026 in most states. Outside that window you need a qualifying life event — losing other coverage, moving, marrying, having a child — to enrol.
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Premiums, deductibles, out-of-pocket maximums and cost sharing are reproduced from the HealthCare.gov Qualified Health Plan landscape file published by the Centers for Medicare & Medicaid Services for plan year 2026. Nothing on this page is calculated by us. This is not a complete list of your options and it is not advice: to see every plan and to enrol, use HealthCare.gov or call 1-800-318-2596.