Connect myDiabetesCare Silver
Silver · HMO · Cigna Healthcare · North Carolina
At age 40 it costs between $691.24 and $1,128.24 a month before any subsidy, depending on which county you live in — a marketplace plan is priced per rating area, not per state.
What this Silver plan costs if your income qualifies
Below certain incomes the marketplace improves a Silver plan's cost sharing automatically — you do not apply for it, and it happens on Silver and on no other metal level. The premium does not change; the deductible and what you pay at the doctor do.
| If your income is | Deductible | Most you could pay in a year | Primary care | Generic drugs |
|---|---|---|---|---|
| Above 250%, or not applied for | $4,300 | $9,200 | $10 | $3 |
| up to 150% of the federal poverty level | $100 | $1,600 | No Charge | No Charge |
| 150% to 200% | $700 | $3,100 | $5 | No Charge |
| 200% to 250% | $3,300 | $7,500 | $10 | $3 |
CMS calls these cost-sharing reductions. The percentages are actuarial values, not discounts. HealthCare.gov works out which one you get from the income you report when you apply.
What CMS publishes about it
| Plan ID | 73943NC0070052 |
|---|---|
| Insurer | Cigna Healthcare |
| Metal level | Silver |
| Plan type | HMO |
| Deductible (individual) | $4,300 |
| Deductible (family) | $8,600 |
| Drug deductible | Included in the medical deductible |
| Most you could pay in a year | $9,200 |
| Family maximum | $18,400 |
| Primary care visit | $10 |
| Specialist visit | $60 |
| Emergency room | 25% Coinsurance after deductible |
| Inpatient stay | 25% Coinsurance after deductible |
| Generic drugs | $3 |
| Preferred brand drugs | $90 |
| Specialty drugs | 50% Coinsurance after deductible |
| Adult dental included | No |
| Child dental included | No |
| Share of premium buying essential health benefits | 100.00% |
| Network directory | Who is in network |
| Summary of benefits | Summary of benefits and coverage |
| Drug list | Formulary |
| Customer service | 1-877-900-1237 · TTY 1-800-676-3777 |
Where it is sold, and what it costs there
74 counties. The premium is the price before any tax credit; what you pay depends on your income.
| County | At 21 | At 30 | At 40 | At 50 | At 60 |
|---|---|---|---|---|---|
| Anson County | $540.88 | $613.90 | $691.24 | $966.01 | $1,467.95 |
| Cabarrus County | $540.88 | $613.90 | $691.24 | $966.01 | $1,467.95 |
| Mecklenburg County | $540.88 | $613.90 | $691.24 | $966.01 | $1,467.95 |
| Rowan County | $540.88 | $613.90 | $691.24 | $966.01 | $1,467.95 |
| Union County | $540.88 | $613.90 | $691.24 | $966.01 | $1,467.95 |
| Gaston County | $555.80 | $630.83 | $710.31 | $992.66 | $1,508.44 |
| Guilford County | $568.86 | $645.66 | $727 | $1,015.98 | $1,543.89 |
| Randolph County | $568.86 | $645.66 | $727 | $1,015.98 | $1,543.89 |
| Rockingham County | $568.86 | $645.66 | $727 | $1,015.98 | $1,543.89 |
| Davidson County | $571.97 | $649.19 | $730.98 | $1,021.54 | $1,552.33 |
| Davie County | $571.97 | $649.19 | $730.98 | $1,021.54 | $1,552.33 |
| Forsyth County | $571.97 | $649.19 | $730.98 | $1,021.54 | $1,552.33 |
| Stokes County | $571.97 | $649.19 | $730.98 | $1,021.54 | $1,552.33 |
| Yadkin County | $571.97 | $649.19 | $730.98 | $1,021.54 | $1,552.33 |
| Bertie County | $683.87 | $776.19 | $873.99 | $1,221.39 | $1,856.02 |
| Camden County | $683.87 | $776.19 | $873.99 | $1,221.39 | $1,856.02 |
| Chowan County | $683.87 | $776.19 | $873.99 | $1,221.39 | $1,856.02 |
| Currituck County | $683.87 | $776.19 | $873.99 | $1,221.39 | $1,856.02 |
| Gates County | $683.87 | $776.19 | $873.99 | $1,221.39 | $1,856.02 |
| Halifax County | $683.87 | $776.19 | $873.99 | $1,221.39 | $1,856.02 |
| Hertford County | $683.87 | $776.19 | $873.99 | $1,221.39 | $1,856.02 |
| Martin County | $683.87 | $776.19 | $873.99 | $1,221.39 | $1,856.02 |
| Northampton County | $683.87 | $776.19 | $873.99 | $1,221.39 | $1,856.02 |
| Pasquotank County | $683.87 | $776.19 | $873.99 | $1,221.39 | $1,856.02 |
| Perquimans County | $683.87 | $776.19 | $873.99 | $1,221.39 | $1,856.02 |
| Montgomery County | $708.74 | $804.42 | $905.77 | $1,265.81 | $1,923.52 |
| Moore County | $708.74 | $804.42 | $905.77 | $1,265.81 | $1,923.52 |
| Bladen County | $721.18 | $818.54 | $921.67 | $1,288.03 | $1,957.28 |
| Cumberland County | $721.18 | $818.54 | $921.67 | $1,288.03 | $1,957.28 |
| Harnett County | $721.18 | $818.54 | $921.67 | $1,288.03 | $1,957.28 |
| Hoke County | $721.18 | $818.54 | $921.67 | $1,288.03 | $1,957.28 |
| Richmond County | $721.18 | $818.54 | $921.67 | $1,288.03 | $1,957.28 |
| Robeson County | $721.18 | $818.54 | $921.67 | $1,288.03 | $1,957.28 |
| Sampson County | $721.18 | $818.54 | $921.67 | $1,288.03 | $1,957.28 |
| Scotland County | $721.18 | $818.54 | $921.67 | $1,288.03 | $1,957.28 |
| Beaufort County | $742.94 | $843.24 | $949.48 | $1,326.89 | $2,016.34 |
| Carteret County | $742.94 | $843.24 | $949.48 | $1,326.89 | $2,016.34 |
| Craven County | $742.94 | $843.24 | $949.48 | $1,326.89 | $2,016.34 |
| Dare County | $742.94 | $843.24 | $949.48 | $1,326.89 | $2,016.34 |
| Hyde County | $742.94 | $843.24 | $949.48 | $1,326.89 | $2,016.34 |
| Jones County | $742.94 | $843.24 | $949.48 | $1,326.89 | $2,016.34 |
| Lenoir County | $742.94 | $843.24 | $949.48 | $1,326.89 | $2,016.34 |
| Pamlico County | $742.94 | $843.24 | $949.48 | $1,326.89 | $2,016.34 |
| Tyrrell County | $742.94 | $843.24 | $949.48 | $1,326.89 | $2,016.34 |
| Washington County | $742.94 | $843.24 | $949.48 | $1,326.89 | $2,016.34 |
| Brunswick County | $788.63 | $895.10 | $1,007.87 | $1,408.49 | $2,140.34 |
| Columbus County | $788.63 | $895.10 | $1,007.87 | $1,408.49 | $2,140.34 |
| Duplin County | $788.63 | $895.10 | $1,007.87 | $1,408.49 | $2,140.34 |
| New Hanover County | $788.63 | $895.10 | $1,007.87 | $1,408.49 | $2,140.34 |
| Onslow County | $788.63 | $895.10 | $1,007.87 | $1,408.49 | $2,140.34 |
| Pender County | $788.63 | $895.10 | $1,007.87 | $1,408.49 | $2,140.34 |
| Edgecombe County | $845.52 | $959.67 | $1,080.57 | $1,510.10 | $2,294.74 |
| Greene County | $845.52 | $959.67 | $1,080.57 | $1,510.10 | $2,294.74 |
| Nash County | $845.52 | $959.67 | $1,080.57 | $1,510.10 | $2,294.74 |
| Pitt County | $845.52 | $959.67 | $1,080.57 | $1,510.10 | $2,294.74 |
| Wayne County | $845.52 | $959.67 | $1,080.57 | $1,510.10 | $2,294.74 |
| Wilson County | $845.52 | $959.67 | $1,080.57 | $1,510.10 | $2,294.74 |
| Avery County | $882.82 | $1,002 | $1,128.24 | $1,576.72 | $2,395.97 |
| Buncombe County | $882.82 | $1,002 | $1,128.24 | $1,576.72 | $2,395.97 |
| Cherokee County | $882.82 | $1,002 | $1,128.24 | $1,576.72 | $2,395.97 |
| Clay County | $882.82 | $1,002 | $1,128.24 | $1,576.72 | $2,395.97 |
| Graham County | $882.82 | $1,002 | $1,128.24 | $1,576.72 | $2,395.97 |
| Haywood County | $882.82 | $1,002 | $1,128.24 | $1,576.72 | $2,395.97 |
| Henderson County | $882.82 | $1,002 | $1,128.24 | $1,576.72 | $2,395.97 |
| Jackson County | $882.82 | $1,002 | $1,128.24 | $1,576.72 | $2,395.97 |
| Macon County | $882.82 | $1,002 | $1,128.24 | $1,576.72 | $2,395.97 |
| Madison County | $882.82 | $1,002 | $1,128.24 | $1,576.72 | $2,395.97 |
| McDowell County | $882.82 | $1,002 | $1,128.24 | $1,576.72 | $2,395.97 |
| Mitchell County | $882.82 | $1,002 | $1,128.24 | $1,576.72 | $2,395.97 |
| Polk County | $882.82 | $1,002 | $1,128.24 | $1,576.72 | $2,395.97 |
| Rutherford County | $882.82 | $1,002 | $1,128.24 | $1,576.72 | $2,395.97 |
| Swain County | $882.82 | $1,002 | $1,128.24 | $1,576.72 | $2,395.97 |
| Transylvania County | $882.82 | $1,002 | $1,128.24 | $1,576.72 | $2,395.97 |
| Yancey County | $882.82 | $1,002 | $1,128.24 | $1,576.72 | $2,395.97 |
Open enrollment for 2026 coverage runs 1 November 2025 to 15 January 2026 in most states. Outside that window you need a qualifying life event — losing other coverage, moving, marrying, having a child — to enrol.
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Premiums, deductibles, out-of-pocket maximums and cost sharing are reproduced from the HealthCare.gov Qualified Health Plan landscape file published by the Centers for Medicare & Medicaid Services for plan year 2026. Nothing on this page is calculated by us. This is not a complete list of your options and it is not advice: to see every plan and to enrol, use HealthCare.gov or call 1-800-318-2596.