QHP Index

Connect Bronze RD 5000 Indiv Med Deductible

Expanded Bronze · HMO · Cigna Healthcare · North Carolina

At age 40 it costs between $722.03 and $833.68 a month before any subsidy, depending on which county you live in — a marketplace plan is priced per rating area, not per state.

What CMS publishes about it

Plan ID73943NC0070054
InsurerCigna Healthcare
Metal levelExpanded Bronze
Plan typeHMO
Deductible (individual)$5,000
Deductible (family)$10,000
Drug deductibleIncluded in the medical deductible
Most you could pay in a year$9,700
Family maximum$19,400
Primary care visit$15
Specialist visit$90
Emergency room50% Coinsurance after deductible
Inpatient stay50% Coinsurance after deductible
Generic drugs$3
Preferred brand drugs49% Coinsurance after deductible
Specialty drugs50% Coinsurance after deductible
Adult dental includedNo
Child dental includedNo
Share of premium buying essential health benefits100.00%
Network directoryWho is in network
Summary of benefitsSummary of benefits and coverage
Drug listFormulary
Customer service1-877-900-1237 · TTY 1-800-676-3777

Where it is sold, and what it costs there

13 counties. The premium is the price before any tax credit; what you pay depends on your income.

CountyAt 21At 30At 40At 50At 60
Franklin County $564.97$641.24 $722.03$1,009.04 $1,533.33
Johnston County $564.97$641.24 $722.03$1,009.04 $1,533.33
Wake County $564.97$641.24 $722.03$1,009.04 $1,533.33
Alamance County $636.47$722.39 $813.41$1,136.74 $1,727.38
Caswell County $636.47$722.39 $813.41$1,136.74 $1,727.38
Chatham County $636.47$722.39 $813.41$1,136.74 $1,727.38
Durham County $636.47$722.39 $813.41$1,136.74 $1,727.38
Lee County $636.47$722.39 $813.41$1,136.74 $1,727.38
Orange County $636.47$722.39 $813.41$1,136.74 $1,727.38
Person County $636.47$722.39 $813.41$1,136.74 $1,727.38
Granville County $652.33$740.39 $833.68$1,165.06 $1,770.42
Vance County $652.33$740.39 $833.68$1,165.06 $1,770.42
Warren County $652.33$740.39 $833.68$1,165.06 $1,770.42

Open enrollment for 2026 coverage runs 1 November 2025 to 15 January 2026 in most states. Outside that window you need a qualifying life event — losing other coverage, moving, marrying, having a child — to enrol.

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Premiums, deductibles, out-of-pocket maximums and cost sharing are reproduced from the HealthCare.gov Qualified Health Plan landscape file published by the Centers for Medicare & Medicaid Services for plan year 2026. Nothing on this page is calculated by us. This is not a complete list of your options and it is not advice: to see every plan and to enrol, use HealthCare.gov or call 1-800-318-2596.