Marketplace health plans in Wake County

Name: Marketplace health plans in Wake County, NC: all 44
Creator: Centers for Medicare & Medicaid Services
License: https://www.usa.gov/publicdomain/label/1.0/

44 plans sold in Wake County, North Carolina, from 4 insurers, priced at age 40.

What people in Wake County actually paid

The prices below are the sticker price. Most people do not pay it. In 2026, the average plan in Wake County listed at $669 a month and the average person paid $188 after the advance premium tax credit.

19,318 of the 82,129 people who enrolled here — 23.5% — paid $10 a month or less.

What you pay depends on your income and your household, and only HealthCare.gov can work it out for you. These are the county's published averages, not a quote.

Premiums at age 40: 21 27 30 40 50 60

Plan	Metal	Type	Premium at 40	Deductible	Max out of pocket
Blue Home Bronze Basic \| 3 Free PCP \| $25 Tier 1 Rx \| Integrated \| with UNC Health Alliance Blue Cross and Blue Shield of NC	Expanded Bronze	EPO	$445.74	$7,000	$10,600
Blue Home Bronze Standard \| with UNC Health Alliance Blue Cross and Blue Shield of NC	Expanded Bronze	EPO	$463.68	$7,500	$10,000
Blue Home Bronze Complete \| $60 PCP \| $20 Tier 1 Rx \| with UNC Health Alliance Blue Cross and Blue Shield of NC	Expanded Bronze	EPO	$469.93	$4,000	$10,600
Blue Home Bronze HSA Eligible \| Integrated \| with UNC Health Alliance Blue Cross and Blue Shield of NC	Expanded Bronze	EPO	$482.07	$8,500	$8,500
Everyday Bronze Ambetter of North Carolina	Expanded Bronze	HMO	$487.37	$8,450	$10,150
Standard Expanded Bronze Ambetter of North Carolina	Expanded Bronze	HMO	$489.26	$7,500	$10,000
Everyday Bronze + Vision + Adult Dental Ambetter of North Carolina	Expanded Bronze	HMO	$503.77	$8,450	$10,150
Standard Expanded Bronze + Vision + Adult Dental Ambetter of North Carolina	Expanded Bronze	HMO	$505.72	$7,500	$10,000
UHC Bronze Essential ($0 Virtual Urgent Care, No Referrals UnitedHealthcare	Bronze	HMO	$511.18	$10,600	$10,600
UHC Bronze Standard (No Referrals) UnitedHealthcare	Expanded Bronze	HMO	$539.94	$7,500	$10,000
Elite Bronze Ambetter of North Carolina	Expanded Bronze	HMO	$553.77	$0	$10,500
UHC Bronze Standard+ Dental + Vision (No Referrals) UnitedHealthcare	Expanded Bronze	HMO	$560.09	$7,500	$10,000
UHC Bronze Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care, No Referrals) UnitedHealthcare	Expanded Bronze	HMO	$561.42	$0	$10,600
Elite Bronze + Vision + Adult Dental Ambetter of North Carolina	Expanded Bronze	HMO	$572.40	$0	$10,500
Blue Home Silver Preferred \| 3 Free PCP \| $10 Tier 1 Rx \| Integrated \| with UNC Health Alliance Blue Cross and Blue Shield of NC	Silver	EPO	$584.30	$2,800	$10,600
Blue Home Silver Standard \| with UNC Health Alliance Blue Cross and Blue Shield of NC	Silver	EPO	$590.76	$6,000	$8,900
Blue Home Silver Choice A \| 3 Free PCP \| $15 Tier 1 Rx \| with UNC Health Alliance Blue Cross and Blue Shield of NC	Silver	EPO	$603.94	$3,000	$10,600
Blue Home Gold Premier A \| 3 Free PCP \| $10 Tier 1 Rx \| with UNC Health Alliance Blue Cross and Blue Shield of NC	Gold	EPO	$613.09	$1,800	$10,600
Blue Home Gold Standard A \| with UNC Health Alliance Blue Cross and Blue Shield of NC	Gold	EPO	$619.33	$2,000	$8,200
Clear Silver with $0 Insulin Options Ambetter of North Carolina	Silver	HMO	$626.39	$7,000	$7,000
Standard Silver Ambetter of North Carolina	Silver	HMO	$626.58	$6,000	$8,900
Enhanced Asthma/COPD Care Silver with $0 Drug Options Ambetter of North Carolina	Silver	HMO	$642.95	$5,900	$8,150
Standard Silver + Vision + Adult Dental Ambetter of North Carolina	Silver	HMO	$647.67	$6,000	$8,900
Standard Gold Ambetter of North Carolina	Gold	HMO	$647.74	$2,000	$8,200
Enhanced Asthma/COPD Care Silver with $0 Drug Options + Vision + Adult Dental Ambetter of North Carolina	Silver	HMO	$664.58	$5,900	$8,150
Standard Gold + Vision + Adult Dental Ambetter of North Carolina	Gold	HMO	$669.54	$2,000	$8,200
Complete Gold Ambetter of North Carolina	Gold	HMO	$677.17	$1,450	$7,500
Complete Gold + Vision + Adult Dental Ambetter of North Carolina	Gold	HMO	$699.95	$1,450	$7,500
Connect Bronze RD 6000 Indiv Med Deductible Cigna Healthcare	Expanded Bronze	HMO	$708.41	$6,000	$10,300
Connect Bronze RD CMS Standard Cigna Healthcare	Expanded Bronze	HMO	$709.76	$7,500	$10,000
Connect Bronze RD 5000 Indiv Med Deductible Cigna Healthcare	Expanded Bronze	HMO	$722.03	$5,000	$9,700
UHC Silver Value ($0 Virtual Urgent Care, No Referrals) UnitedHealthcare	Silver	HMO	$745.04	$3,550	$10,000
UHC Silver Standard (No Referrals) UnitedHealthcare	Silver	HMO	$746.43	$6,000	$8,900
UHC Silver Advantage ($0 Virtual Urgent Care, $3 Tier 2 Rx, No Referrals) UnitedHealthcare	Silver	HMO	$755.34	$2,500	$10,150
UHC Silver Value + ($0 Virtual Urgent Care, Dental + Vision, No Referrals) UnitedHealthcare	Silver	HMO	$765.19	$3,550	$10,000
UHC Silver Advantage + ($0 Virtual Urgent Care, $3 Tier 2 Rx, Dental + Vision, No Referrals) UnitedHealthcare	Silver	HMO	$775.50	$2,500	$10,150
UHC Gold Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care, No Referrals) UnitedHealthcare	Gold	HMO	$826.27	$0	$10,600
UHC Gold Standard (No Referrals) UnitedHealthcare	Gold	HMO	$830.45	$2,000	$8,200
UHC Gold Advantage ($0 Virtual Urgent Care, $1 Tier 2 Rx, No Referrals) UnitedHealthcare	Gold	HMO	$850.24	$750	$9,200
UHC Gold Advantage + ($0 Virtual Urgent Care, $1 Tier 2 Rx, Dental + Vision, No Referrals) UnitedHealthcare	Gold	HMO	$870.39	$750	$9,200
Connect Silver RD 5000 Indiv Med Deductible Cigna Healthcare	Silver	HMO	$880.01	$5,000	$9,250
Connect Silver RD CMS Standard Cigna Healthcare	Silver	HMO	$884.52	$6,000	$8,900
Connect Silver RD 3500 Indiv Med Deductible Cigna Healthcare	Silver	HMO	$887.02	$3,500	$9,000
Connect Gold RD CMS Standard Cigna Healthcare	Gold	HMO	$1,064.40	$2,000	$8,200

Open enrollment for 2026 coverage runs 1 November 2025 to 15 January 2026 in most states. Outside that window you need a qualifying life event — losing other coverage, moving, marrying, having a child — to enrol.

Get told when this changes

When next year’s premiums are posted for Wake County, or an insurer arrives or leaves.

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Premiums, deductibles, out-of-pocket maximums and cost sharing are reproduced from the HealthCare.gov Qualified Health Plan landscape file published by the Centers for Medicare & Medicaid Services for plan year 2026. What people actually paid comes from the CMS open-enrollment county public use file for 2026. Nothing on this page is calculated by us. This is not a complete list of your options and it is not advice: to see every plan and to enrol, use HealthCare.gov or call 1-800-318-2596.