ConnectPlus Standard $7500 HSA Eligible HDHP
Expanded Bronze · PPO · Avera Health Plans · Iowa
At age 40 it costs between $417.21 and $423.18 a month before any subsidy, depending on which county you live in — a marketplace plan is priced per rating area, not per state.
What CMS publishes about it
| Plan ID | 74980IA0020031 |
|---|---|
| Insurer | Avera Health Plans |
| Metal level | Expanded Bronze |
| Plan type | PPO |
| Standardised design | Design 1 — a plan CMS defined the benefits of, so it can be compared like for like |
| Deductible (individual) | $7,500 |
| Deductible (family) | $15,000 |
| Drug deductible | Included in the medical deductible |
| Most you could pay in a year | $10,000 |
| Family maximum | $20,000 |
| Primary care visit | $50 |
| Specialist visit | $100 |
| Emergency room | 50% Coinsurance after deductible |
| Inpatient stay | 50% Coinsurance after deductible |
| Generic drugs | $25 |
| Preferred brand drugs | $50 Copay after deductible |
| Specialty drugs | $500 Copay after deductible |
| Adult dental included | No |
| Child dental included | Yes |
| Share of premium buying essential health benefits | 100.00% |
| Network directory | Who is in network |
| Summary of benefits | Summary of benefits and coverage |
| Drug list | Formulary |
| Customer service | 1-888-322-2115 |
Where it is sold, and what it costs there
7 counties. The premium is the price before any tax credit; what you pay depends on your income.
| County | At 21 | At 30 | At 40 | At 50 | At 60 |
|---|---|---|---|---|---|
| Clay County | $326.46 | $370.53 | $417.21 | $583.05 | $886.01 |
| Dickinson County | $326.46 | $370.53 | $417.21 | $583.05 | $886.01 |
| Lyon County | $326.46 | $370.53 | $417.21 | $583.05 | $886.01 |
| O'Brien County | $326.46 | $370.53 | $417.21 | $583.05 | $886.01 |
| Osceola County | $326.46 | $370.53 | $417.21 | $583.05 | $886.01 |
| Sioux County | $326.46 | $370.53 | $417.21 | $583.05 | $886.01 |
| Emmet County | $331.13 | $375.83 | $423.18 | $591.39 | $898.68 |
Open enrollment for 2026 coverage runs 1 November 2025 to 15 January 2026 in most states. Outside that window you need a qualifying life event — losing other coverage, moving, marrying, having a child — to enrol.
Get told when this changes
When this plan’s price or benefits change.
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Premiums, deductibles, out-of-pocket maximums and cost sharing are reproduced from the HealthCare.gov Qualified Health Plan landscape file published by the Centers for Medicare & Medicaid Services for plan year 2026. Nothing on this page is calculated by us. This is not a complete list of your options and it is not advice: to see every plan and to enrol, use HealthCare.gov or call 1-800-318-2596.