Imperial Standard Gold
Gold · HMO · Imperial Insurance Companies, Inc. · Arizona
At age 40 it costs between $516.16 and $1,061.89 a month before any subsidy, depending on which county you live in — a marketplace plan is priced per rating area, not per state.
What CMS publishes about it
| Plan ID | 85533AZ0010003 |
|---|---|
| Insurer | Imperial Insurance Companies, Inc. |
| Metal level | Gold |
| Plan type | HMO |
| Standardised design | Design 1 — a plan CMS defined the benefits of, so it can be compared like for like |
| Deductible (individual) | $2,000 |
| Deductible (family) | $4,000 |
| Drug deductible | Included in the medical deductible |
| Most you could pay in a year | $8,200 |
| Family maximum | $16,400 |
| Primary care visit | $30 |
| Specialist visit | $60 |
| Emergency room | 25% Coinsurance after deductible |
| Inpatient stay | 25% Coinsurance after deductible |
| Generic drugs | $15 |
| Preferred brand drugs | $30 |
| Specialty drugs | $250 |
| Adult dental included | No |
| Child dental included | Yes |
| Share of premium buying essential health benefits | 100.00% |
| Network directory | Who is in network |
| Summary of benefits | Summary of benefits and coverage |
| Drug list | Formulary |
| Customer service | 1-800-595-0619 · TTY 1-800-595-0619 |
Where it is sold, and what it costs there
10 counties. The premium is the price before any tax credit; what you pay depends on your income.
| County | At 21 | At 30 | At 40 | At 50 | At 60 |
|---|---|---|---|---|---|
| Pima County | $403.88 | $458.41 | $516.16 | $721.34 | $1,096.14 |
| Santa Cruz County | $403.88 | $458.41 | $516.16 | $721.34 | $1,096.14 |
| Maricopa County | $435.34 | $494.12 | $556.37 | $777.53 | $1,181.52 |
| Gila County | $462.64 | $525.10 | $591.25 | $826.28 | $1,255.61 |
| Pinal County | $462.64 | $525.10 | $591.25 | $826.28 | $1,255.61 |
| Navajo County | $601.43 | $682.63 | $768.63 | $1,074.16 | $1,632.29 |
| Graham County | $603.78 | $685.29 | $771.63 | $1,078.35 | $1,638.66 |
| Yavapai County | $786.95 | $893.19 | $1,005.72 | $1,405.49 | $2,135.78 |
| La Paz County | $830.90 | $943.07 | $1,061.89 | $1,483.99 | $2,255.07 |
| Yuma County | $830.90 | $943.07 | $1,061.89 | $1,483.99 | $2,255.07 |
Open enrollment for 2026 coverage runs 1 November 2025 to 15 January 2026 in most states. Outside that window you need a qualifying life event — losing other coverage, moving, marrying, having a child — to enrol.
Get told when this changes
When this plan’s price or benefits change.
Double opt-in, one click to unsubscribe. We never sell or share the list, and we are not an insurance agent or broker: this is a notification about published data, not a sales call. Privacy.
Premiums, deductibles, out-of-pocket maximums and cost sharing are reproduced from the HealthCare.gov Qualified Health Plan landscape file published by the Centers for Medicare & Medicaid Services for plan year 2026. Nothing on this page is calculated by us. This is not a complete list of your options and it is not advice: to see every plan and to enrol, use HealthCare.gov or call 1-800-318-2596.