Imperial Preferred Silver
Silver · HMO · Imperial Insurance Companies, Inc. · Arizona
At age 40 it costs between $448.94 and $923.58 a month before any subsidy, depending on which county you live in — a marketplace plan is priced per rating area, not per state.
What this Silver plan costs if your income qualifies
Below certain incomes the marketplace improves a Silver plan's cost sharing automatically — you do not apply for it, and it happens on Silver and on no other metal level. The premium does not change; the deductible and what you pay at the doctor do.
| If your income is | Deductible | Most you could pay in a year | Primary care | Generic drugs |
|---|---|---|---|---|
| Above 250%, or not applied for | $7,500 | $9,500 | $10 | No Charge |
| up to 150% of the federal poverty level | $250 | $1,500 | No Charge | No Charge |
| 150% to 200% | $1,500 | $3,000 | $5 | No Charge |
| 200% to 250% | $7,500 | $8,100 | $10 | No Charge |
CMS calls these cost-sharing reductions. The percentages are actuarial values, not discounts. HealthCare.gov works out which one you get from the income you report when you apply.
What CMS publishes about it
| Plan ID | 85533AZ0020001 |
|---|---|
| Insurer | Imperial Insurance Companies, Inc. |
| Metal level | Silver |
| Plan type | HMO |
| Deductible (individual) | $7,500 |
| Deductible (family) | $15,000 |
| Drug deductible | Included in the medical deductible |
| Most you could pay in a year | $9,500 |
| Family maximum | $19,000 |
| Primary care visit | $10 |
| Specialist visit | $20 |
| Emergency room | 40% Coinsurance after deductible |
| Inpatient stay | 40% Coinsurance after deductible |
| Generic drugs | No Charge |
| Preferred brand drugs | 40% Coinsurance after deductible |
| Specialty drugs | 50% Coinsurance after deductible |
| Adult dental included | No |
| Child dental included | Yes |
| Share of premium buying essential health benefits | 100.00% |
| Network directory | Who is in network |
| Summary of benefits | Summary of benefits and coverage |
| Drug list | Formulary |
| Customer service | 1-800-595-0619 · TTY 1-800-595-0619 |
Where it is sold, and what it costs there
10 counties. The premium is the price before any tax credit; what you pay depends on your income.
| County | At 21 | At 30 | At 40 | At 50 | At 60 |
|---|---|---|---|---|---|
| Pima County | $351.28 | $398.70 | $448.94 | $627.39 | $953.37 |
| Santa Cruz County | $351.28 | $398.70 | $448.94 | $627.39 | $953.37 |
| Maricopa County | $378.64 | $429.76 | $483.90 | $676.26 | $1,027.64 |
| Gila County | $402.38 | $456.70 | $514.25 | $718.66 | $1,092.07 |
| Pinal County | $402.38 | $456.70 | $514.25 | $718.66 | $1,092.07 |
| Navajo County | $523.10 | $593.72 | $668.52 | $934.25 | $1,419.69 |
| Graham County | $525.14 | $596.04 | $671.13 | $937.90 | $1,425.23 |
| Yavapai County | $684.45 | $776.85 | $874.73 | $1,222.43 | $1,857.61 |
| La Paz County | $722.68 | $820.24 | $923.58 | $1,290.71 | $1,961.35 |
| Yuma County | $722.68 | $820.24 | $923.58 | $1,290.71 | $1,961.35 |
Open enrollment for 2026 coverage runs 1 November 2025 to 15 January 2026 in most states. Outside that window you need a qualifying life event — losing other coverage, moving, marrying, having a child — to enrol.
Get told when this changes
When this plan’s price or benefits change.
Double opt-in, one click to unsubscribe. We never sell or share the list, and we are not an insurance agent or broker: this is a notification about published data, not a sales call. Privacy.
Premiums, deductibles, out-of-pocket maximums and cost sharing are reproduced from the HealthCare.gov Qualified Health Plan landscape file published by the Centers for Medicare & Medicaid Services for plan year 2026. Nothing on this page is calculated by us. This is not a complete list of your options and it is not advice: to see every plan and to enrol, use HealthCare.gov or call 1-800-318-2596.