Imperial Preferred Gold
Gold · HMO · Imperial Insurance Companies, Inc. · Arizona
At age 40 it costs between $523.04 and $1,076.04 a month before any subsidy, depending on which county you live in — a marketplace plan is priced per rating area, not per state.
What CMS publishes about it
| Plan ID | 85533AZ0020002 |
|---|---|
| Insurer | Imperial Insurance Companies, Inc. |
| Metal level | Gold |
| Plan type | HMO |
| Deductible (individual) | $1,000 |
| Deductible (family) | $2,000 |
| Drug deductible | Included in the medical deductible |
| Most you could pay in a year | $8,000 |
| Family maximum | $16,000 |
| Primary care visit | $20 |
| Specialist visit | $40 |
| Emergency room | 35% Coinsurance after deductible |
| Inpatient stay | 35% Coinsurance after deductible |
| Generic drugs | $5 |
| Preferred brand drugs | $60 |
| Specialty drugs | 50% Coinsurance after deductible |
| Adult dental included | No |
| Child dental included | Yes |
| Share of premium buying essential health benefits | 100.00% |
| Network directory | Who is in network |
| Summary of benefits | Summary of benefits and coverage |
| Drug list | Formulary |
| Customer service | 1-800-595-0619 · TTY 1-800-595-0619 |
Where it is sold, and what it costs there
10 counties. The premium is the price before any tax credit; what you pay depends on your income.
| County | At 21 | At 30 | At 40 | At 50 | At 60 |
|---|---|---|---|---|---|
| Pima County | $409.26 | $464.52 | $523.04 | $730.95 | $1,110.74 |
| Santa Cruz County | $409.26 | $464.52 | $523.04 | $730.95 | $1,110.74 |
| Maricopa County | $441.14 | $500.70 | $563.78 | $787.88 | $1,197.26 |
| Gila County | $468.80 | $532.09 | $599.13 | $837.28 | $1,272.33 |
| Pinal County | $468.80 | $532.09 | $599.13 | $837.28 | $1,272.33 |
| Navajo County | $609.44 | $691.72 | $778.87 | $1,088.47 | $1,654.03 |
| Graham County | $611.82 | $694.42 | $781.91 | $1,092.72 | $1,660.49 |
| Yavapai County | $797.43 | $905.09 | $1,019.12 | $1,424.22 | $2,164.23 |
| La Paz County | $841.97 | $955.64 | $1,076.04 | $1,503.76 | $2,285.11 |
| Yuma County | $841.97 | $955.64 | $1,076.04 | $1,503.76 | $2,285.11 |
Open enrollment for 2026 coverage runs 1 November 2025 to 15 January 2026 in most states. Outside that window you need a qualifying life event — losing other coverage, moving, marrying, having a child — to enrol.
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When this plan’s price or benefits change.
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Premiums, deductibles, out-of-pocket maximums and cost sharing are reproduced from the HealthCare.gov Qualified Health Plan landscape file published by the Centers for Medicare & Medicaid Services for plan year 2026. Nothing on this page is calculated by us. This is not a complete list of your options and it is not advice: to see every plan and to enrol, use HealthCare.gov or call 1-800-318-2596.