UHC Bronze Standard (No Referrals)
Expanded Bronze · EPO · UnitedHealthcare · Missouri
At age 40 it costs between $480.04 and $631.21 a month before any subsidy, depending on which county you live in — a marketplace plan is priced per rating area, not per state.
What CMS publishes about it
| Plan ID | 95426MO0410013 |
|---|---|
| Insurer | UnitedHealthcare |
| Metal level | Expanded Bronze |
| Plan type | EPO |
| Standardised design | Design 1 — a plan CMS defined the benefits of, so it can be compared like for like |
| Deductible (individual) | $7,500 |
| Deductible (family) | $15,000 |
| Drug deductible | Included in the medical deductible |
| Most you could pay in a year | $10,000 |
| Family maximum | $20,000 |
| Primary care visit | $50 |
| Specialist visit | $100 |
| Emergency room | 50% Coinsurance after deductible |
| Inpatient stay | 50% Coinsurance after deductible |
| Generic drugs | $25 |
| Preferred brand drugs | $50 Copay after deductible |
| Specialty drugs | $500 Copay after deductible |
| Adult dental included | No |
| Child dental included | Yes |
| Share of premium buying essential health benefits | 100.00% |
| Network directory | Who is in network |
| Summary of benefits | Summary of benefits and coverage |
| Drug list | Formulary |
| Customer service | 1-877-940-4172 · TTY 1-877-940-4172 |
Where it is sold, and what it costs there
115 counties. The premium is the price before any tax credit; what you pay depends on your income.
| County | At 21 | At 30 | At 40 | At 50 | At 60 |
|---|---|---|---|---|---|
| Franklin County | $375.62 | $426.32 | $480.04 | $670.85 | $1,019.42 |
| Jefferson County | $375.62 | $426.32 | $480.04 | $670.85 | $1,019.42 |
| Lincoln County | $375.62 | $426.32 | $480.04 | $670.85 | $1,019.42 |
| Saint Charles County | $375.62 | $426.32 | $480.04 | $670.85 | $1,019.42 |
| Saint Francois County | $375.62 | $426.32 | $480.04 | $670.85 | $1,019.42 |
| Saint Louis County | $375.62 | $426.32 | $480.04 | $670.85 | $1,019.42 |
| Saint Louis City | $375.62 | $426.32 | $480.04 | $670.85 | $1,019.42 |
| Sainte Genevieve County | $375.62 | $426.32 | $480.04 | $670.85 | $1,019.42 |
| Warren County | $375.62 | $426.32 | $480.04 | $670.85 | $1,019.42 |
| Washington County | $375.62 | $426.32 | $480.04 | $670.85 | $1,019.42 |
| Barton County | $414.62 | $470.59 | $529.88 | $740.51 | $1,125.28 |
| Jasper County | $414.62 | $470.59 | $529.88 | $740.51 | $1,125.28 |
| McDonald County | $414.62 | $470.59 | $529.88 | $740.51 | $1,125.28 |
| Newton County | $414.62 | $470.59 | $529.88 | $740.51 | $1,125.28 |
| Cass County | $435.06 | $493.79 | $556 | $777.01 | $1,180.74 |
| Clay County | $435.06 | $493.79 | $556 | $777.01 | $1,180.74 |
| Jackson County | $435.06 | $493.79 | $556 | $777.01 | $1,180.74 |
| Platte County | $435.06 | $493.79 | $556 | $777.01 | $1,180.74 |
| Bates County | $442.11 | $501.80 | $565.02 | $789.61 | $1,199.89 |
| Benton County | $442.11 | $501.80 | $565.02 | $789.61 | $1,199.89 |
| Henry County | $442.11 | $501.80 | $565.02 | $789.61 | $1,199.89 |
| Johnson County | $442.11 | $501.80 | $565.02 | $789.61 | $1,199.89 |
| Lafayette County | $442.11 | $501.80 | $565.02 | $789.61 | $1,199.89 |
| Pettis County | $442.11 | $501.80 | $565.02 | $789.61 | $1,199.89 |
| Saint Clair County | $442.11 | $501.80 | $565.02 | $789.61 | $1,199.89 |
| Saline County | $442.11 | $501.80 | $565.02 | $789.61 | $1,199.89 |
| Vernon County | $442.11 | $501.80 | $565.02 | $789.61 | $1,199.89 |
| Barry County | $445.05 | $505.13 | $568.77 | $794.85 | $1,207.85 |
| Cedar County | $445.05 | $505.13 | $568.77 | $794.85 | $1,207.85 |
| Christian County | $445.05 | $505.13 | $568.77 | $794.85 | $1,207.85 |
| Dade County | $445.05 | $505.13 | $568.77 | $794.85 | $1,207.85 |
| Dallas County | $445.05 | $505.13 | $568.77 | $794.85 | $1,207.85 |
| Douglas County | $445.05 | $505.13 | $568.77 | $794.85 | $1,207.85 |
| Greene County | $445.05 | $505.13 | $568.77 | $794.85 | $1,207.85 |
| Hickory County | $445.05 | $505.13 | $568.77 | $794.85 | $1,207.85 |
| Laclede County | $445.05 | $505.13 | $568.77 | $794.85 | $1,207.85 |
| Lawrence County | $445.05 | $505.13 | $568.77 | $794.85 | $1,207.85 |
| Ozark County | $445.05 | $505.13 | $568.77 | $794.85 | $1,207.85 |
| Polk County | $445.05 | $505.13 | $568.77 | $794.85 | $1,207.85 |
| Stone County | $445.05 | $505.13 | $568.77 | $794.85 | $1,207.85 |
| Taney County | $445.05 | $505.13 | $568.77 | $794.85 | $1,207.85 |
| Webster County | $445.05 | $505.13 | $568.77 | $794.85 | $1,207.85 |
| Wright County | $445.05 | $505.13 | $568.77 | $794.85 | $1,207.85 |
| Carter County | $453.64 | $514.89 | $579.76 | $810.21 | $1,231.19 |
| Crawford County | $453.64 | $514.89 | $579.76 | $810.21 | $1,231.19 |
| Dent County | $453.64 | $514.89 | $579.76 | $810.21 | $1,231.19 |
| Howell County | $453.64 | $514.89 | $579.76 | $810.21 | $1,231.19 |
| Iron County | $453.64 | $514.89 | $579.76 | $810.21 | $1,231.19 |
| Oregon County | $453.64 | $514.89 | $579.76 | $810.21 | $1,231.19 |
| Phelps County | $453.64 | $514.89 | $579.76 | $810.21 | $1,231.19 |
| Pulaski County | $453.64 | $514.89 | $579.76 | $810.21 | $1,231.19 |
| Reynolds County | $453.64 | $514.89 | $579.76 | $810.21 | $1,231.19 |
| Ripley County | $453.64 | $514.89 | $579.76 | $810.21 | $1,231.19 |
| Shannon County | $453.64 | $514.89 | $579.76 | $810.21 | $1,231.19 |
| Texas County | $453.64 | $514.89 | $579.76 | $810.21 | $1,231.19 |
| Audrain County | $453.69 | $514.93 | $579.81 | $810.28 | $1,231.30 |
| Boone County | $453.69 | $514.93 | $579.81 | $810.28 | $1,231.30 |
| Callaway County | $453.69 | $514.93 | $579.81 | $810.28 | $1,231.30 |
| Camden County | $453.69 | $514.93 | $579.81 | $810.28 | $1,231.30 |
| Chariton County | $453.69 | $514.93 | $579.81 | $810.28 | $1,231.30 |
| Cole County | $453.69 | $514.93 | $579.81 | $810.28 | $1,231.30 |
| Cooper County | $453.69 | $514.93 | $579.81 | $810.28 | $1,231.30 |
| Gasconade County | $453.69 | $514.93 | $579.81 | $810.28 | $1,231.30 |
| Howard County | $453.69 | $514.93 | $579.81 | $810.28 | $1,231.30 |
| Maries County | $453.69 | $514.93 | $579.81 | $810.28 | $1,231.30 |
| Miller County | $453.69 | $514.93 | $579.81 | $810.28 | $1,231.30 |
| Moniteau County | $453.69 | $514.93 | $579.81 | $810.28 | $1,231.30 |
| Monroe County | $453.69 | $514.93 | $579.81 | $810.28 | $1,231.30 |
| Montgomery County | $453.69 | $514.93 | $579.81 | $810.28 | $1,231.30 |
| Morgan County | $453.69 | $514.93 | $579.81 | $810.28 | $1,231.30 |
| Osage County | $453.69 | $514.93 | $579.81 | $810.28 | $1,231.30 |
| Randolph County | $453.69 | $514.93 | $579.81 | $810.28 | $1,231.30 |
| Bollinger County | $479.19 | $543.88 | $612.41 | $855.84 | $1,300.53 |
| Butler County | $479.19 | $543.88 | $612.41 | $855.84 | $1,300.53 |
| Cape Girardeau County | $479.19 | $543.88 | $612.41 | $855.84 | $1,300.53 |
| Dunklin County | $479.19 | $543.88 | $612.41 | $855.84 | $1,300.53 |
| Madison County | $479.19 | $543.88 | $612.41 | $855.84 | $1,300.53 |
| Mississippi County | $479.19 | $543.88 | $612.41 | $855.84 | $1,300.53 |
| New Madrid County | $479.19 | $543.88 | $612.41 | $855.84 | $1,300.53 |
| Pemiscot County | $479.19 | $543.88 | $612.41 | $855.84 | $1,300.53 |
| Perry County | $479.19 | $543.88 | $612.41 | $855.84 | $1,300.53 |
| Scott County | $479.19 | $543.88 | $612.41 | $855.84 | $1,300.53 |
| Stoddard County | $479.19 | $543.88 | $612.41 | $855.84 | $1,300.53 |
| Wayne County | $479.19 | $543.88 | $612.41 | $855.84 | $1,300.53 |
| Adair County | $484.39 | $549.78 | $619.05 | $865.12 | $1,314.63 |
| Clark County | $484.39 | $549.78 | $619.05 | $865.12 | $1,314.63 |
| Knox County | $484.39 | $549.78 | $619.05 | $865.12 | $1,314.63 |
| Lewis County | $484.39 | $549.78 | $619.05 | $865.12 | $1,314.63 |
| Linn County | $484.39 | $549.78 | $619.05 | $865.12 | $1,314.63 |
| Macon County | $484.39 | $549.78 | $619.05 | $865.12 | $1,314.63 |
| Marion County | $484.39 | $549.78 | $619.05 | $865.12 | $1,314.63 |
| Pike County | $484.39 | $549.78 | $619.05 | $865.12 | $1,314.63 |
| Putnam County | $484.39 | $549.78 | $619.05 | $865.12 | $1,314.63 |
| Ralls County | $484.39 | $549.78 | $619.05 | $865.12 | $1,314.63 |
| Schuyler County | $484.39 | $549.78 | $619.05 | $865.12 | $1,314.63 |
| Scotland County | $484.39 | $549.78 | $619.05 | $865.12 | $1,314.63 |
| Shelby County | $484.39 | $549.78 | $619.05 | $865.12 | $1,314.63 |
| Sullivan County | $484.39 | $549.78 | $619.05 | $865.12 | $1,314.63 |
| Andrew County | $493.91 | $560.58 | $631.21 | $882.12 | $1,340.46 |
| Atchison County | $493.91 | $560.58 | $631.21 | $882.12 | $1,340.46 |
| Buchanan County | $493.91 | $560.58 | $631.21 | $882.12 | $1,340.46 |
| Caldwell County | $493.91 | $560.58 | $631.21 | $882.12 | $1,340.46 |
| Carroll County | $493.91 | $560.58 | $631.21 | $882.12 | $1,340.46 |
| Clinton County | $493.91 | $560.58 | $631.21 | $882.12 | $1,340.46 |
| Daviess County | $493.91 | $560.58 | $631.21 | $882.12 | $1,340.46 |
| DeKalb County | $493.91 | $560.58 | $631.21 | $882.12 | $1,340.46 |
| Gentry County | $493.91 | $560.58 | $631.21 | $882.12 | $1,340.46 |
| Grundy County | $493.91 | $560.58 | $631.21 | $882.12 | $1,340.46 |
| Harrison County | $493.91 | $560.58 | $631.21 | $882.12 | $1,340.46 |
| Holt County | $493.91 | $560.58 | $631.21 | $882.12 | $1,340.46 |
| Livingston County | $493.91 | $560.58 | $631.21 | $882.12 | $1,340.46 |
| Mercer County | $493.91 | $560.58 | $631.21 | $882.12 | $1,340.46 |
| Nodaway County | $493.91 | $560.58 | $631.21 | $882.12 | $1,340.46 |
| Ray County | $493.91 | $560.58 | $631.21 | $882.12 | $1,340.46 |
| Worth County | $493.91 | $560.58 | $631.21 | $882.12 | $1,340.46 |
Open enrollment for 2026 coverage runs 1 November 2025 to 15 January 2026 in most states. Outside that window you need a qualifying life event — losing other coverage, moving, marrying, having a child — to enrol.
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Premiums, deductibles, out-of-pocket maximums and cost sharing are reproduced from the HealthCare.gov Qualified Health Plan landscape file published by the Centers for Medicare & Medicaid Services for plan year 2026. Nothing on this page is calculated by us. This is not a complete list of your options and it is not advice: to see every plan and to enrol, use HealthCare.gov or call 1-800-318-2596.