Marketplace health plans in Saint Clair County

Name: Marketplace health plans in Saint Clair County, MO: all 43
Creator: Centers for Medicare & Medicaid Services
License: https://www.usa.gov/publicdomain/label/1.0/

43 plans sold in Saint Clair County, Missouri, from 4 insurers, priced at age 40.

What people in Saint Clair County actually paid

The prices below are the sticker price. Most people do not pay it. In 2026, the average plan in Saint Clair County listed at $892 a month and the average person paid $159 after the advance premium tax credit.

151 of the 629 people who enrolled here — 24.0% — paid $10 a month or less.

What you pay depends on your income and your household, and only HealthCare.gov can work it out for you. These are the county's published averages, not a quote.

Premiums at age 40: 21 27 30 40 50 60

Plan	Metal	Type	Premium at 40	Deductible	Max out of pocket
Standard Expanded Bronze Ambetter Health	Expanded Bronze	EPO	$529.81	$7,500	$10,000
Everyday Bronze Ambetter Health	Expanded Bronze	EPO	$530.98	$8,450	$10,150
UHC Bronze Essential (No Referrals) UnitedHealthcare	Bronze	EPO	$531.83	$10,600	$10,600
Standard Expanded Bronze + Vision + Adult Dental Ambetter Health	Expanded Bronze	EPO	$545.83	$7,500	$10,000
Everyday Bronze + Vision + Adult Dental Ambetter Health	Expanded Bronze	EPO	$547.03	$8,450	$10,150
UHC Bronze Standard (No Referrals) UnitedHealthcare	Expanded Bronze	EPO	$565.02	$7,500	$10,000
Elite Bronze Ambetter Health	Expanded Bronze	EPO	$574.81	$0	$10,500
UHC Bronze Standard+ (Dental + Vision, No Referrals) UnitedHealthcare	Expanded Bronze	EPO	$583.33	$7,500	$10,000
Elite Bronze + Vision + Adult Dental Ambetter Health	Expanded Bronze	EPO	$592.18	$0	$10,500
UHC Bronze Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care, No Referrals) UnitedHealthcare	Expanded Bronze	EPO	$596.14	$0	$10,600
Balance by Medica Bronze $0 Copay PCP Visits Medica	Expanded Bronze	EPO	$657.56	$7,500	$10,600
Balance by Medica Expanded Bronze Standard Medica	Expanded Bronze	EPO	$663.15	$7,500	$10,000
Balance by Medica Bronze Premier Medica	Expanded Bronze	EPO	$669.52	$2,000	$10,600
Standard Gold Ambetter Health	Gold	EPO	$670.27	$2,000	$8,200
Blue KC First Bronze Preferred-Care Blue EPO Blue Cross and Blue Shield of Kansas City	Expanded Bronze	EPO	$671.06	$7,000	$10,600
Blue KC Standard Bronze Preferred-Care Blue EPO Blue Cross and Blue Shield of Kansas City	Expanded Bronze	EPO	$675.68	$7,500	$10,000
Everyday Gold Ambetter Health	Gold	EPO	$678.12	$800	$7,250
Standard Silver Ambetter Health	Silver	EPO	$684.98	$6,000	$8,900
Standard Gold + Vision + Adult Dental Ambetter Health	Gold	EPO	$690.53	$2,000	$8,200
UHC Gold Standard (No Referrals) UnitedHealthcare	Gold	EPO	$690.75	$2,000	$8,200
UHC Gold Advantage ($0 Virtual Urgent Care, No Referrals) UnitedHealthcare	Gold	EPO	$694.58	$1,500	$8,100
Complete Silver Ambetter Health	Silver	EPO	$695.76	$5,950	$8,850
Everyday Gold + Vision + Adult Dental Ambetter Health	Gold	EPO	$698.62	$800	$7,250
Complete Gold Ambetter Health	Gold	EPO	$700.95	$1,450	$7,700
Standard Silver + Vision + Adult Dental Ambetter Health	Silver	EPO	$705.69	$6,000	$8,900
UHC Gold Advantage+ ($0 Virtual Urgent Care, Dental + Vision, No Referrals) UnitedHealthcare	Gold	EPO	$712.90	$1,500	$8,100
Complete Silver + Vision + Adult Dental Ambetter Health	Silver	EPO	$716.79	$5,950	$8,850
UHC Gold Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care, $8 Tier 2 Rx, No Referrals) UnitedHealthcare	Gold	EPO	$718.95	$0	$8,000
UHC Silver Standard (No Referrals) UnitedHealthcare	Silver	EPO	$721.50	$6,000	$8,900
UHC Silver Advantage ($0 Virtual Urgent Care, No Referrals) UnitedHealthcare	Silver	EPO	$721.59	$3,500	$10,300
Complete Gold + Vision + Adult Dental Ambetter Health	Gold	EPO	$722.13	$1,450	$7,700
UHC Silver Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care, No Referrals) UnitedHealthcare	Silver	EPO	$736.02	$0	$10,600
UHC Silver Standard+ (Dental + Vision, No Referrals) UnitedHealthcare	Silver	EPO	$739.81	$6,000	$8,900
UHC Silver Advantage+ ($0 Virtual Urgent Care, Dental + Vision, No Referrals) UnitedHealthcare	Silver	EPO	$739.90	$3,500	$10,300
Balance by Medica Gold $0 Copay PCP Visits Medica	Gold	EPO	$779.55	$1,500	$8,800
Balance by Medica Gold Share Medica	Gold	EPO	$783.40	$2,500	$5,900
Balance by Medica Gold Standard Medica	Gold	EPO	$795.10	$2,000	$8,200
Balance by Medica Silver $0 Copay PCP Visits Medica	Silver	EPO	$843.48	$3,500	$10,450
Balance by Medica Silver Share Medica	Silver	EPO	$846.97	$3,525	$8,850
Balance by Medica Silver Standard Medica	Silver	EPO	$855.26	$6,000	$8,900
Blue KC Standard Silver Preferred-Care Blue EPO Blue Cross and Blue Shield of Kansas City	Silver	EPO	$862.17	$6,000	$8,900
Blue KC Community Silver Preferred-Care Blue EPO Blue Cross and Blue Shield of Kansas City	Silver	EPO	$871.83	$6,000	$8,175
Blue KC Standard Gold Preferred-Care Blue EPO Blue Cross and Blue Shield of Kansas City	Gold	EPO	$893.84	$2,000	$8,200

Open enrollment for 2026 coverage runs 1 November 2025 to 15 January 2026 in most states. Outside that window you need a qualifying life event — losing other coverage, moving, marrying, having a child — to enrol.

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When next year’s premiums are posted for Saint Clair County, or an insurer arrives or leaves.

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Premiums, deductibles, out-of-pocket maximums and cost sharing are reproduced from the HealthCare.gov Qualified Health Plan landscape file published by the Centers for Medicare & Medicaid Services for plan year 2026. What people actually paid comes from the CMS open-enrollment county public use file for 2026. Nothing on this page is calculated by us. This is not a complete list of your options and it is not advice: to see every plan and to enrol, use HealthCare.gov or call 1-800-318-2596.