UHC Bronze Essential (No Referrals)
Bronze · EPO · UnitedHealthcare · Missouri
At age 40 it costs between $451.84 and $594.13 a month before any subsidy, depending on which county you live in — a marketplace plan is priced per rating area, not per state.
What CMS publishes about it
| Plan ID | 95426MO0410021 |
|---|---|
| Insurer | UnitedHealthcare |
| Metal level | Bronze |
| Plan type | EPO |
| Deductible (individual) | $10,600 |
| Deductible (family) | $21,200 |
| Drug deductible | Included in the medical deductible |
| Most you could pay in a year | $10,600 |
| Family maximum | $21,200 |
| Primary care visit | No Charge after Deductible |
| Specialist visit | No Charge after Deductible |
| Emergency room | No Charge after Deductible |
| Inpatient stay | No Charge after Deductible |
| Generic drugs | No Charge after Deductible |
| Preferred brand drugs | No Charge after Deductible |
| Specialty drugs | No Charge after Deductible |
| Adult dental included | No |
| Child dental included | Yes |
| Share of premium buying essential health benefits | 100.00% |
| Network directory | Who is in network |
| Summary of benefits | Summary of benefits and coverage |
| Drug list | Formulary |
| Customer service | 1-877-940-4172 · TTY 1-877-940-4172 |
Where it is sold, and what it costs there
115 counties. The premium is the price before any tax credit; what you pay depends on your income.
| County | At 21 | At 30 | At 40 | At 50 | At 60 |
|---|---|---|---|---|---|
| Franklin County | $353.55 | $401.28 | $451.84 | $631.44 | $959.54 |
| Jefferson County | $353.55 | $401.28 | $451.84 | $631.44 | $959.54 |
| Lincoln County | $353.55 | $401.28 | $451.84 | $631.44 | $959.54 |
| Saint Charles County | $353.55 | $401.28 | $451.84 | $631.44 | $959.54 |
| Saint Francois County | $353.55 | $401.28 | $451.84 | $631.44 | $959.54 |
| Saint Louis County | $353.55 | $401.28 | $451.84 | $631.44 | $959.54 |
| Saint Louis City | $353.55 | $401.28 | $451.84 | $631.44 | $959.54 |
| Sainte Genevieve County | $353.55 | $401.28 | $451.84 | $631.44 | $959.54 |
| Warren County | $353.55 | $401.28 | $451.84 | $631.44 | $959.54 |
| Washington County | $353.55 | $401.28 | $451.84 | $631.44 | $959.54 |
| Barton County | $390.26 | $442.95 | $498.76 | $697.01 | $1,059.17 |
| Jasper County | $390.26 | $442.95 | $498.76 | $697.01 | $1,059.17 |
| McDonald County | $390.26 | $442.95 | $498.76 | $697.01 | $1,059.17 |
| Newton County | $390.26 | $442.95 | $498.76 | $697.01 | $1,059.17 |
| Cass County | $409.50 | $464.78 | $523.34 | $731.36 | $1,111.38 |
| Clay County | $409.50 | $464.78 | $523.34 | $731.36 | $1,111.38 |
| Jackson County | $409.50 | $464.78 | $523.34 | $731.36 | $1,111.38 |
| Platte County | $409.50 | $464.78 | $523.34 | $731.36 | $1,111.38 |
| Bates County | $416.14 | $472.32 | $531.83 | $743.23 | $1,129.41 |
| Benton County | $416.14 | $472.32 | $531.83 | $743.23 | $1,129.41 |
| Henry County | $416.14 | $472.32 | $531.83 | $743.23 | $1,129.41 |
| Johnson County | $416.14 | $472.32 | $531.83 | $743.23 | $1,129.41 |
| Lafayette County | $416.14 | $472.32 | $531.83 | $743.23 | $1,129.41 |
| Pettis County | $416.14 | $472.32 | $531.83 | $743.23 | $1,129.41 |
| Saint Clair County | $416.14 | $472.32 | $531.83 | $743.23 | $1,129.41 |
| Saline County | $416.14 | $472.32 | $531.83 | $743.23 | $1,129.41 |
| Vernon County | $416.14 | $472.32 | $531.83 | $743.23 | $1,129.41 |
| Barry County | $418.90 | $475.45 | $535.36 | $748.16 | $1,136.90 |
| Cedar County | $418.90 | $475.45 | $535.36 | $748.16 | $1,136.90 |
| Christian County | $418.90 | $475.45 | $535.36 | $748.16 | $1,136.90 |
| Dade County | $418.90 | $475.45 | $535.36 | $748.16 | $1,136.90 |
| Dallas County | $418.90 | $475.45 | $535.36 | $748.16 | $1,136.90 |
| Douglas County | $418.90 | $475.45 | $535.36 | $748.16 | $1,136.90 |
| Greene County | $418.90 | $475.45 | $535.36 | $748.16 | $1,136.90 |
| Hickory County | $418.90 | $475.45 | $535.36 | $748.16 | $1,136.90 |
| Laclede County | $418.90 | $475.45 | $535.36 | $748.16 | $1,136.90 |
| Lawrence County | $418.90 | $475.45 | $535.36 | $748.16 | $1,136.90 |
| Ozark County | $418.90 | $475.45 | $535.36 | $748.16 | $1,136.90 |
| Polk County | $418.90 | $475.45 | $535.36 | $748.16 | $1,136.90 |
| Stone County | $418.90 | $475.45 | $535.36 | $748.16 | $1,136.90 |
| Taney County | $418.90 | $475.45 | $535.36 | $748.16 | $1,136.90 |
| Webster County | $418.90 | $475.45 | $535.36 | $748.16 | $1,136.90 |
| Wright County | $418.90 | $475.45 | $535.36 | $748.16 | $1,136.90 |
| Carter County | $426.99 | $484.64 | $545.70 | $762.61 | $1,158.86 |
| Crawford County | $426.99 | $484.64 | $545.70 | $762.61 | $1,158.86 |
| Dent County | $426.99 | $484.64 | $545.70 | $762.61 | $1,158.86 |
| Howell County | $426.99 | $484.64 | $545.70 | $762.61 | $1,158.86 |
| Iron County | $426.99 | $484.64 | $545.70 | $762.61 | $1,158.86 |
| Oregon County | $426.99 | $484.64 | $545.70 | $762.61 | $1,158.86 |
| Phelps County | $426.99 | $484.64 | $545.70 | $762.61 | $1,158.86 |
| Pulaski County | $426.99 | $484.64 | $545.70 | $762.61 | $1,158.86 |
| Reynolds County | $426.99 | $484.64 | $545.70 | $762.61 | $1,158.86 |
| Ripley County | $426.99 | $484.64 | $545.70 | $762.61 | $1,158.86 |
| Shannon County | $426.99 | $484.64 | $545.70 | $762.61 | $1,158.86 |
| Texas County | $426.99 | $484.64 | $545.70 | $762.61 | $1,158.86 |
| Audrain County | $427.03 | $484.68 | $545.75 | $762.68 | $1,158.97 |
| Boone County | $427.03 | $484.68 | $545.75 | $762.68 | $1,158.97 |
| Callaway County | $427.03 | $484.68 | $545.75 | $762.68 | $1,158.97 |
| Camden County | $427.03 | $484.68 | $545.75 | $762.68 | $1,158.97 |
| Chariton County | $427.03 | $484.68 | $545.75 | $762.68 | $1,158.97 |
| Cole County | $427.03 | $484.68 | $545.75 | $762.68 | $1,158.97 |
| Cooper County | $427.03 | $484.68 | $545.75 | $762.68 | $1,158.97 |
| Gasconade County | $427.03 | $484.68 | $545.75 | $762.68 | $1,158.97 |
| Howard County | $427.03 | $484.68 | $545.75 | $762.68 | $1,158.97 |
| Maries County | $427.03 | $484.68 | $545.75 | $762.68 | $1,158.97 |
| Miller County | $427.03 | $484.68 | $545.75 | $762.68 | $1,158.97 |
| Moniteau County | $427.03 | $484.68 | $545.75 | $762.68 | $1,158.97 |
| Monroe County | $427.03 | $484.68 | $545.75 | $762.68 | $1,158.97 |
| Montgomery County | $427.03 | $484.68 | $545.75 | $762.68 | $1,158.97 |
| Morgan County | $427.03 | $484.68 | $545.75 | $762.68 | $1,158.97 |
| Osage County | $427.03 | $484.68 | $545.75 | $762.68 | $1,158.97 |
| Randolph County | $427.03 | $484.68 | $545.75 | $762.68 | $1,158.97 |
| Bollinger County | $451.04 | $511.93 | $576.43 | $805.56 | $1,224.13 |
| Butler County | $451.04 | $511.93 | $576.43 | $805.56 | $1,224.13 |
| Cape Girardeau County | $451.04 | $511.93 | $576.43 | $805.56 | $1,224.13 |
| Dunklin County | $451.04 | $511.93 | $576.43 | $805.56 | $1,224.13 |
| Madison County | $451.04 | $511.93 | $576.43 | $805.56 | $1,224.13 |
| Mississippi County | $451.04 | $511.93 | $576.43 | $805.56 | $1,224.13 |
| New Madrid County | $451.04 | $511.93 | $576.43 | $805.56 | $1,224.13 |
| Pemiscot County | $451.04 | $511.93 | $576.43 | $805.56 | $1,224.13 |
| Perry County | $451.04 | $511.93 | $576.43 | $805.56 | $1,224.13 |
| Scott County | $451.04 | $511.93 | $576.43 | $805.56 | $1,224.13 |
| Stoddard County | $451.04 | $511.93 | $576.43 | $805.56 | $1,224.13 |
| Wayne County | $451.04 | $511.93 | $576.43 | $805.56 | $1,224.13 |
| Adair County | $455.93 | $517.48 | $582.68 | $814.30 | $1,237.40 |
| Clark County | $455.93 | $517.48 | $582.68 | $814.30 | $1,237.40 |
| Knox County | $455.93 | $517.48 | $582.68 | $814.30 | $1,237.40 |
| Lewis County | $455.93 | $517.48 | $582.68 | $814.30 | $1,237.40 |
| Linn County | $455.93 | $517.48 | $582.68 | $814.30 | $1,237.40 |
| Macon County | $455.93 | $517.48 | $582.68 | $814.30 | $1,237.40 |
| Marion County | $455.93 | $517.48 | $582.68 | $814.30 | $1,237.40 |
| Pike County | $455.93 | $517.48 | $582.68 | $814.30 | $1,237.40 |
| Putnam County | $455.93 | $517.48 | $582.68 | $814.30 | $1,237.40 |
| Ralls County | $455.93 | $517.48 | $582.68 | $814.30 | $1,237.40 |
| Schuyler County | $455.93 | $517.48 | $582.68 | $814.30 | $1,237.40 |
| Scotland County | $455.93 | $517.48 | $582.68 | $814.30 | $1,237.40 |
| Shelby County | $455.93 | $517.48 | $582.68 | $814.30 | $1,237.40 |
| Sullivan County | $455.93 | $517.48 | $582.68 | $814.30 | $1,237.40 |
| Andrew County | $464.89 | $527.65 | $594.13 | $830.30 | $1,261.71 |
| Atchison County | $464.89 | $527.65 | $594.13 | $830.30 | $1,261.71 |
| Buchanan County | $464.89 | $527.65 | $594.13 | $830.30 | $1,261.71 |
| Caldwell County | $464.89 | $527.65 | $594.13 | $830.30 | $1,261.71 |
| Carroll County | $464.89 | $527.65 | $594.13 | $830.30 | $1,261.71 |
| Clinton County | $464.89 | $527.65 | $594.13 | $830.30 | $1,261.71 |
| Daviess County | $464.89 | $527.65 | $594.13 | $830.30 | $1,261.71 |
| DeKalb County | $464.89 | $527.65 | $594.13 | $830.30 | $1,261.71 |
| Gentry County | $464.89 | $527.65 | $594.13 | $830.30 | $1,261.71 |
| Grundy County | $464.89 | $527.65 | $594.13 | $830.30 | $1,261.71 |
| Harrison County | $464.89 | $527.65 | $594.13 | $830.30 | $1,261.71 |
| Holt County | $464.89 | $527.65 | $594.13 | $830.30 | $1,261.71 |
| Livingston County | $464.89 | $527.65 | $594.13 | $830.30 | $1,261.71 |
| Mercer County | $464.89 | $527.65 | $594.13 | $830.30 | $1,261.71 |
| Nodaway County | $464.89 | $527.65 | $594.13 | $830.30 | $1,261.71 |
| Ray County | $464.89 | $527.65 | $594.13 | $830.30 | $1,261.71 |
| Worth County | $464.89 | $527.65 | $594.13 | $830.30 | $1,261.71 |
Open enrollment for 2026 coverage runs 1 November 2025 to 15 January 2026 in most states. Outside that window you need a qualifying life event — losing other coverage, moving, marrying, having a child — to enrol.
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Premiums, deductibles, out-of-pocket maximums and cost sharing are reproduced from the HealthCare.gov Qualified Health Plan landscape file published by the Centers for Medicare & Medicaid Services for plan year 2026. Nothing on this page is calculated by us. This is not a complete list of your options and it is not advice: to see every plan and to enrol, use HealthCare.gov or call 1-800-318-2596.