Gold plans in Vernon Parish
9 Gold plans sold in Vernon Parish, Louisiana, from 3 insurers, priced at age 27.
What people in Vernon Parish actually paid
The prices below are the sticker price. Most people do not pay it. In 2026, the average plan in Vernon Parish listed at $866 a month and the average person paid $169 after the advance premium tax credit.
315 of the 1,406 people who enrolled here — 22.4% — paid $10 a month or less.
What you pay depends on your income and your household, and only HealthCare.gov can work it out for you. These are the county's published averages, not a quote.
Premiums at age 27: 212730405060
| Plan | Metal | Type | Premium at 27 | Deductible | Max out of pocket |
|---|---|---|---|---|---|
| Blue POS Copay (PCP) 80/60 $1000 with 2 $0 PCP Virtual Visits
HMO Louisiana |
Gold | POS | $638.39 | $1,000 | $9,700 |
| CHRISTUS Gold Essential
CHRISTUS Health Plan |
Gold | HMO | $651.65 | $3,750 | $9,200 |
| Blue POS Copay (PCP) 75/55 $2000 Standardized
HMO Louisiana |
Gold | POS | $667.58 | $2,000 | $8,300 |
| CHRISTUS Gold Essential Plus
CHRISTUS Health Plan |
Gold | HMO | $668.85 | $3,750 | $9,200 |
| CHRISTUS Standard Gold
CHRISTUS Health Plan |
Gold | HMO | $674.10 | $2,000 | $8,300 |
| CHRISTUS Gold
CHRISTUS Health Plan |
Gold | HMO | $686.22 | $0 | $9,200 |
| CHRISTUS Gold Plus
CHRISTUS Health Plan |
Gold | HMO | $703.40 | $0 | $9,200 |
| Blue Max 80/60 $1500 with 2 $0 PCP Virtual Visits
Blue Cross and Blue Shield of Louisiana |
Gold | PPO | $825.50 | $1,500 | $9,900 |
| Blue Max Copay (PCP) 75/55 $2000 Standardized
Blue Cross and Blue Shield of Louisiana |
Gold | PPO | $877.01 | $2,000 | $8,300 |
Open enrollment for 2026 coverage runs 1 November 2025 to 15 January 2026 in most states. Outside that window you need a qualifying life event — losing other coverage, moving, marrying, having a child — to enrol.
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When next year’s premiums are posted for Vernon Parish, or an insurer arrives or leaves.
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Premiums, deductibles, out-of-pocket maximums and cost sharing are reproduced from the HealthCare.gov Qualified Health Plan landscape file published by the Centers for Medicare & Medicaid Services for plan year 2026. What people actually paid comes from the CMS open-enrollment county public use file for 2026. Nothing on this page is calculated by us. This is not a complete list of your options and it is not advice: to see every plan and to enrol, use HealthCare.gov or call 1-800-318-2596.