Gold plans in Clare County
7 Gold plans sold in Clare County, Michigan, from 4 insurers, priced at age 30.
What people in Clare County actually paid
The prices below are the sticker price. Most people do not pay it. In 2026, the average plan in Clare County listed at $921 a month and the average person paid $138 after the advance premium tax credit.
438 of the 1,318 people who enrolled here — 33.2% — paid $10 a month or less.
What you pay depends on your income and your household, and only HealthCare.gov can work it out for you. These are the county's published averages, not a quote.
Premiums at age 30: 212730405060
| Plan | Metal | Type | Premium at 30 | Deductible | Max out of pocket |
|---|---|---|---|---|---|
| MHP Gold
McLaren Health Plan Community |
Gold | HMO | $716.79 | $2,100 | $8,000 |
| MHP Gold Standard
McLaren Health Plan Community |
Gold | HMO | $723.35 | $2,000 | $8,200 |
| Blue Cross® Preferred HMO Gold
Blue Care Network of Michigan |
Gold | HMO | $739.54 | $2,050 | $8,800 |
| Blue Cross® Premier PPO Gold
Blue Cross Blue Shield of Michigan Mutual Insurance Company |
Gold | PPO | $742.30 | $1,450 | $9,000 |
| Blue Cross® Preferred HMO Gold Extra
Blue Care Network of Michigan |
Gold | HMO | $767.80 | $2,000 | $8,200 |
| MyPriority Standard Gold
Priority Health |
Gold | HMO | $800.14 | $2,000 | $8,200 |
| Blue Cross® Premier PPO Gold Extra
Blue Cross Blue Shield of Michigan Mutual Insurance Company |
Gold | PPO | $828.11 | $2,000 | $8,200 |
Open enrollment for 2026 coverage runs 1 November 2025 to 15 January 2026 in most states. Outside that window you need a qualifying life event — losing other coverage, moving, marrying, having a child — to enrol.
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When next year’s premiums are posted for Clare County, or an insurer arrives or leaves.
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Premiums, deductibles, out-of-pocket maximums and cost sharing are reproduced from the HealthCare.gov Qualified Health Plan landscape file published by the Centers for Medicare & Medicaid Services for plan year 2026. What people actually paid comes from the CMS open-enrollment county public use file for 2026. Nothing on this page is calculated by us. This is not a complete list of your options and it is not advice: to see every plan and to enrol, use HealthCare.gov or call 1-800-318-2596.