Silver plans in Luce County
4 Silver plans sold in Luce County, Michigan, from 2 insurers, priced at age 50.
What people in Luce County actually paid
The prices below are the sticker price. Most people do not pay it. In 2026, the average plan in Luce County listed at $1,068 a month and the average person paid $130 after the advance premium tax credit.
147 of the 236 people who enrolled here — 62.3% — paid $10 a month or less.
What you pay depends on your income and your household, and only HealthCare.gov can work it out for you. These are the county's published averages, not a quote.
Premiums at age 50: 212730405060
| Plan | Metal | Type | Premium at 50 | Deductible | Max out of pocket |
|---|---|---|---|---|---|
| Blue Cross® Preferred HMO Silver Saver
Blue Care Network of Michigan |
Silver | HMO | $1,074.80 | $5,800 | $7,650 |
| Blue Cross® Preferred HMO Silver Extra
Blue Care Network of Michigan |
Silver | HMO | $1,271.76 | $6,000 | $8,900 |
| Blue Cross® Premier PPO Silver Saver HSA
Blue Cross Blue Shield of Michigan Mutual Insurance Company |
Silver | PPO | $1,277.74 | $3,900 | $7,700 |
| Blue Cross® Premier PPO Silver Extra
Blue Cross Blue Shield of Michigan Mutual Insurance Company |
Silver | PPO | $1,386.60 | $6,000 | $8,900 |
Silver is the only level that carries cost-sharing reductions. If your income is under 250% of the federal poverty level, a Silver plan’s deductible and copays drop automatically — often far below what Gold offers for more money. Each plan’s page shows exactly what it becomes.
Open enrollment for 2026 coverage runs 1 November 2025 to 15 January 2026 in most states. Outside that window you need a qualifying life event — losing other coverage, moving, marrying, having a child — to enrol.
Get told when this changes
When next year’s premiums are posted for Luce County, or an insurer arrives or leaves.
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Premiums, deductibles, out-of-pocket maximums and cost sharing are reproduced from the HealthCare.gov Qualified Health Plan landscape file published by the Centers for Medicare & Medicaid Services for plan year 2026. What people actually paid comes from the CMS open-enrollment county public use file for 2026. Nothing on this page is calculated by us. This is not a complete list of your options and it is not advice: to see every plan and to enrol, use HealthCare.gov or call 1-800-318-2596.