Gold plans in Deer Lodge County
9 Gold plans sold in Deer Lodge County, Montana, from 3 insurers, priced at age 21.
What people in Deer Lodge County actually paid
The prices below are the sticker price. Most people do not pay it. In 2026, the average plan in Deer Lodge County listed at $939 a month and the average person paid $212 after the advance premium tax credit.
138 of the 450 people who enrolled here — 30.7% — paid $10 a month or less.
What you pay depends on your income and your household, and only HealthCare.gov can work it out for you. These are the county's published averages, not a quote.
Premiums at age 21: 212730405060
| Plan | Metal | Type | Premium at 21 | Deductible | Max out of pocket |
|---|---|---|---|---|---|
| Core Gold 1500
PacificSource Health Plans |
Gold | EPO | $583 | $1,500 | $7,500 |
| Core Standard Gold
PacificSource Health Plans |
Gold | EPO | $604 | $2,000 | $8,200 |
| Blue Preferred Gold PPO℠ 204
Blue Cross and Blue Shield of Montana |
Gold | PPO | $654.40 | $1,500 | $9,950 |
| Blue Preferred Gold PPO℠ 901
Blue Cross and Blue Shield of Montana |
Gold | PPO | $663.91 | $1,400 | $9,200 |
| Blue Preferred Gold PPO℠ Standard
Blue Cross and Blue Shield of Montana |
Gold | PPO | $677.85 | $2,000 | $8,200 |
| Plus Gold
Mountain Health CO-OP |
Gold | PPO | $706.78 | $1,500 | $7,000 |
| Plus Gold Standard
Mountain Health CO-OP |
Gold | PPO | $708.19 | $2,000 | $8,200 |
| Peak PPO Gold
Mountain Health CO-OP |
Gold | PPO | $715.58 | $1,500 | $7,000 |
| Peak PPO Gold Standard
Mountain Health CO-OP |
Gold | PPO | $718.13 | $2,000 | $8,200 |
Open enrollment for 2026 coverage runs 1 November 2025 to 15 January 2026 in most states. Outside that window you need a qualifying life event — losing other coverage, moving, marrying, having a child — to enrol.
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When next year’s premiums are posted for Deer Lodge County, or an insurer arrives or leaves.
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Premiums, deductibles, out-of-pocket maximums and cost sharing are reproduced from the HealthCare.gov Qualified Health Plan landscape file published by the Centers for Medicare & Medicaid Services for plan year 2026. What people actually paid comes from the CMS open-enrollment county public use file for 2026. Nothing on this page is calculated by us. This is not a complete list of your options and it is not advice: to see every plan and to enrol, use HealthCare.gov or call 1-800-318-2596.