QHP Index

Marketplace health plans in Harmon County

26 plans sold in Harmon County, Oklahoma, from 2 insurers, priced at age 27.

What people in Harmon County actually paid

The prices below are the sticker price. Most people do not pay it. In 2026, the average plan in Harmon County listed at $885 a month and the average person paid $144 after the advance premium tax credit.

78 of the 290 people who enrolled here — 26.9% — paid $10 a month or less.

What you pay depends on your income and your household, and only HealthCare.gov can work it out for you. These are the county's published averages, not a quote.

Premiums at age 27: 212730405060

PlanMetalType Premium at 27DeductibleMax out of pocket
UHC Bronze Essential (No Referrals)
UnitedHealthcare
BronzeHMO $450.17 $10,600 $10,600
UHC Bronze Standard (No Referrals)
UnitedHealthcare
Expanded BronzeHMO $466.57 $7,500 $10,000
Blue Advantage Bronze PPO℠ 202
Blue Cross and Blue Shield of Oklahoma
BronzePPO $471.59 $6,800 $10,600
UHC Bronze Standard+ (Dental + Vision, No Referrals)
UnitedHealthcare
Expanded BronzeHMO $486.48 $7,500 $10,000
UHC Bronze Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care, No Referrals)
UnitedHealthcare
Expanded BronzeHMO $490.67 $0 $10,600
Blue Advantage Bronze PPO℠ Standard
Blue Cross and Blue Shield of Oklahoma
Expanded BronzePPO $500.94 $7,500 $10,000
Blue Advantage Bronze PPO℠ 203
Blue Cross and Blue Shield of Oklahoma
Expanded BronzePPO $537.96 $4,500 $8,300
Blue Advantage Gold PPO℠ 309
Blue Cross and Blue Shield of Oklahoma
GoldPPO $619.05 $1,050 $10,600
Blue Advantage Gold PPO℠ 604
Blue Cross and Blue Shield of Oklahoma
GoldPPO $636.49 $1,100 $8,600
Blue Advantage Silver PPO℠ 501
Blue Cross and Blue Shield of Oklahoma
SilverPPO $636.87 $3,500 $10,600
UHC Silver Standard (No Referrals)
UnitedHealthcare
SilverHMO $638.15 $6,000 $8,900
UHC Gold Standard (No Referrals)
UnitedHealthcare
GoldHMO $639.54 $2,000 $8,200
UHC Silver Value ($0 Virtual Urgent Care, $5 Tier 2 Rx, No Referrals)
UnitedHealthcare
SilverHMO $643.21 $2,900 $9,500
UHC Gold Advantage ($0 Virtual Urgent Care, No Referrals)
UnitedHealthcare
GoldHMO $645.99 $2,000 $7,000
UHC Silver Advantage ($0 Virtual Urgent Care, $5 Tier 2 Rx, No Referrals)
UnitedHealthcare
SilverHMO $650.89 $2,600 $9,200
Blue Advantage Gold PPO℠ Standard
Blue Cross and Blue Shield of Oklahoma
GoldPPO $658.73 $2,000 $8,200
UHC Silver Value+ ($0 Virtual Urgent Care, $5 Tier 2 Rx, Dental + Vision, No Referrals)
UnitedHealthcare
SilverHMO $663.12 $2,900 $9,500
UHC Gold Advantage+ ($0 Virtual Urgent Care, Dental + Vision, No Referrals)
UnitedHealthcare
GoldHMO $665.90 $2,000 $7,000
Blue Advantage Silver PPO℠ Standard
Blue Cross and Blue Shield of Oklahoma
SilverPPO $670.54 $6,000 $8,900
UHC Silver Advantage+ ($0 Virtual Urgent Care, $5 Tier 2 Rx, Dental + Vision, No Referrals)
UnitedHealthcare
SilverHMO $670.80 $2,600 $9,200
Blue Preferred Security PPO℠ 200
Blue Cross and Blue Shield of Oklahoma
CatastrophicPPO $673.93 $10,600 $10,600
Blue Advantage Silver PPO℠ 204
Blue Cross and Blue Shield of Oklahoma
SilverPPO $674.55 $1,025 $10,150
UHC Gold Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care, $5 Tier 2 Rx, No Referrals)
UnitedHealthcare
GoldHMO $675.14 $0 $7,000
Blue Preferred Bronze PPO℠ Standard
Blue Cross and Blue Shield of Oklahoma
Expanded BronzePPO $731.88 $7,500 $10,000
Blue Preferred Gold PPO℠ Standard
Blue Cross and Blue Shield of Oklahoma
GoldPPO $937.29 $2,000 $8,200
Blue Preferred Silver PPO℠ Standard
Blue Cross and Blue Shield of Oklahoma
SilverPPO $965.25 $6,000 $8,900

Open enrollment for 2026 coverage runs 1 November 2025 to 15 January 2026 in most states. Outside that window you need a qualifying life event — losing other coverage, moving, marrying, having a child — to enrol.

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When next year’s premiums are posted for Harmon County, or an insurer arrives or leaves.

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Premiums, deductibles, out-of-pocket maximums and cost sharing are reproduced from the HealthCare.gov Qualified Health Plan landscape file published by the Centers for Medicare & Medicaid Services for plan year 2026. What people actually paid comes from the CMS open-enrollment county public use file for 2026. Nothing on this page is calculated by us. This is not a complete list of your options and it is not advice: to see every plan and to enrol, use HealthCare.gov or call 1-800-318-2596.