QHP Index

Gold plans in Ottawa County

14 Gold plans sold in Ottawa County, Oklahoma, from 4 insurers, priced at age 21.

What people in Ottawa County actually paid

The prices below are the sticker price. Most people do not pay it. In 2026, the average plan in Ottawa County listed at $768 a month and the average person paid $148 after the advance premium tax credit.

671 of the 2,116 people who enrolled here — 31.7% — paid $10 a month or less.

What you pay depends on your income and your household, and only HealthCare.gov can work it out for you. These are the county's published averages, not a quote.

Premiums at age 21: 212730405060

PlanMetalType Premium at 21DeductibleMax out of pocket
CommunityCare Gold L21
CommunityCare
GoldHMO $496.88 $3,800 $7,500
CommunityCare Gold Standardized
CommunityCare
GoldHMO $497.28 $2,000 $8,200
CommunityCare Gold IH221
CommunityCare
GoldHMO $499.95 $1,100 $8,500
Harmony by Medica Gold $0 Copay PCP Visits
Medica
GoldPPO $521.37 $1,500 $8,800
Harmony by Medica Gold Share
Medica
GoldPPO $527.97 $2,500 $5,900
Harmony by Medica Gold Standard
Medica
GoldPPO $570.49 $2,000 $8,200
Blue Advantage Gold PPO℠ 309
Blue Cross and Blue Shield of Oklahoma
GoldPPO $590.70 $1,050 $10,600
Blue Advantage Gold PPO℠ 604
Blue Cross and Blue Shield of Oklahoma
GoldPPO $607.34 $1,100 $8,600
UHC Gold Standard (No Referrals)
UnitedHealthcare
GoldHMO $610.25 $2,000 $8,200
UHC Gold Advantage ($0 Virtual Urgent Care, No Referrals)
UnitedHealthcare
GoldHMO $616.40 $2,000 $7,000
Blue Advantage Gold PPO℠ Standard
Blue Cross and Blue Shield of Oklahoma
GoldPPO $628.56 $2,000 $8,200
UHC Gold Advantage+ ($0 Virtual Urgent Care, Dental + Vision, No Referrals)
UnitedHealthcare
GoldHMO $635.40 $2,000 $7,000
UHC Gold Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care, $5 Tier 2 Rx, No Referrals)
UnitedHealthcare
GoldHMO $644.22 $0 $7,000
Blue Preferred Gold PPO℠ Standard
Blue Cross and Blue Shield of Oklahoma
GoldPPO $894.36 $2,000 $8,200

Open enrollment for 2026 coverage runs 1 November 2025 to 15 January 2026 in most states. Outside that window you need a qualifying life event — losing other coverage, moving, marrying, having a child — to enrol.

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When next year’s premiums are posted for Ottawa County, or an insurer arrives or leaves.

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Premiums, deductibles, out-of-pocket maximums and cost sharing are reproduced from the HealthCare.gov Qualified Health Plan landscape file published by the Centers for Medicare & Medicaid Services for plan year 2026. What people actually paid comes from the CMS open-enrollment county public use file for 2026. Nothing on this page is calculated by us. This is not a complete list of your options and it is not advice: to see every plan and to enrol, use HealthCare.gov or call 1-800-318-2596.