Gold plans in Stephens County
9 Gold plans sold in Stephens County, Oklahoma, from 3 insurers, priced at age 40.
What people in Stephens County actually paid
The prices below are the sticker price. Most people do not pay it. In 2026, the average plan in Stephens County listed at $880 a month and the average person paid $204 after the advance premium tax credit.
823 of the 2,696 people who enrolled here — 30.5% — paid $10 a month or less.
What you pay depends on your income and your household, and only HealthCare.gov can work it out for you. These are the county's published averages, not a quote.
Premiums at age 40: 212730405060
| Plan | Metal | Type | Premium at 40 | Deductible | Max out of pocket |
|---|---|---|---|---|---|
| Harmony by Medica Gold $0 Copay PCP Visits
Medica |
Gold | PPO | $666.31 | $1,500 | $8,800 |
| Harmony by Medica Gold Share
Medica |
Gold | PPO | $674.75 | $2,500 | $5,900 |
| Harmony by Medica Gold Standard
Medica |
Gold | PPO | $729.08 | $2,000 | $8,200 |
| MENDING Direct Primary Care Gold $0 Ded ($0 DPC $0 PCP + $0 Mental Health)
Mending Health |
Gold | HMO | $742.26 | $0 | $8,800 |
| Blue Advantage Gold PPO℠ 309
Blue Cross and Blue Shield of Oklahoma |
Gold | PPO | $754.91 | $1,050 | $10,600 |
| Blue Advantage Gold PPO℠ 604
Blue Cross and Blue Shield of Oklahoma |
Gold | PPO | $776.18 | $1,100 | $8,600 |
| Blue Advantage Gold PPO℠ Standard
Blue Cross and Blue Shield of Oklahoma |
Gold | PPO | $803.30 | $2,000 | $8,200 |
| MENDING Standard Gold (No Direct Primary Care, for DPC select DPC Gold)
Mending Health |
Gold | HMO | $839.38 | $2,000 | $8,200 |
| Blue Preferred Gold PPO℠ Standard
Blue Cross and Blue Shield of Oklahoma |
Gold | PPO | $1,142.99 | $2,000 | $8,200 |
Open enrollment for 2026 coverage runs 1 November 2025 to 15 January 2026 in most states. Outside that window you need a qualifying life event — losing other coverage, moving, marrying, having a child — to enrol.
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When next year’s premiums are posted for Stephens County, or an insurer arrives or leaves.
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Premiums, deductibles, out-of-pocket maximums and cost sharing are reproduced from the HealthCare.gov Qualified Health Plan landscape file published by the Centers for Medicare & Medicaid Services for plan year 2026. What people actually paid comes from the CMS open-enrollment county public use file for 2026. Nothing on this page is calculated by us. This is not a complete list of your options and it is not advice: to see every plan and to enrol, use HealthCare.gov or call 1-800-318-2596.