BlueSelect Silver 1456 ($50 PCP Visits / Rewards)
Silver · EPO · Florida Blue (BlueCross BlueShield FL) · Florida
At age 40 it costs between $684.22 and $1,307.70 a month before any subsidy, depending on which county you live in — a marketplace plan is priced per rating area, not per state.
What this Silver plan costs if your income qualifies
Below certain incomes the marketplace improves a Silver plan's cost sharing automatically — you do not apply for it, and it happens on Silver and on no other metal level. The premium does not change; the deductible and what you pay at the doctor do.
| If your income is | Deductible | Most you could pay in a year | Primary care | Generic drugs |
|---|---|---|---|---|
| Above 250%, or not applied for | $3,125 | $8,100 | No Charge | $10 |
| up to 150% of the federal poverty level | $0 | $1,275 | No Charge | $2 |
| 150% to 200% | $250 | $3,350 | No Charge | $8 |
| 200% to 250% | $3,125 | $8,100 | No Charge | $8 |
CMS calls these cost-sharing reductions. The percentages are actuarial values, not discounts. HealthCare.gov works out which one you get from the income you report when you apply.
What CMS publishes about it
| Plan ID | 16842FL0120033 |
|---|---|
| Insurer | Florida Blue (BlueCross BlueShield FL) |
| Metal level | Silver |
| Plan type | EPO |
| Deductible (individual) | $3,125 |
| Deductible (family) | $6,250 |
| Drug deductible | $3,000 |
| Most you could pay in a year | $8,100 |
| Family maximum | $16,200 |
| Primary care visit | No Charge |
| Specialist visit | $100 |
| Emergency room | $350 Copay after deductible |
| Inpatient stay | $600 Copay per Stay after deductible |
| Generic drugs | $10 |
| Preferred brand drugs | $67 Copay after deductible |
| Specialty drugs | 50% Coinsurance after deductible |
| Adult dental included | No |
| Child dental included | No |
| Share of premium buying essential health benefits | 100.00% |
| Network directory | Who is in network |
| Summary of benefits | Summary of benefits and coverage |
| Drug list | Formulary |
| Customer service | 1-800-352-2583 · TTY 1-800-955-8771 |
Where it is sold, and what it costs there
41 counties. The premium is the price before any tax credit; what you pay depends on your income.
| County | At 21 | At 30 | At 40 | At 50 | At 60 |
|---|---|---|---|---|---|
| Sumter County | $535.38 | $607.66 | $684.22 | $956.19 | $1,453.02 |
| Hernando County | $552.64 | $627.25 | $706.27 | $987.02 | $1,499.86 |
| Citrus County | $565.25 | $641.56 | $722.39 | $1,009.54 | $1,534.09 |
| Charlotte County | $569.81 | $646.73 | $728.22 | $1,017.68 | $1,546.46 |
| Lake County | $574.53 | $652.09 | $734.25 | $1,026.11 | $1,559.27 |
| Marion County | $580.64 | $659.03 | $742.06 | $1,037.02 | $1,575.86 |
| Brevard County | $584.46 | $663.36 | $746.94 | $1,043.85 | $1,586.22 |
| Sarasota County | $601.47 | $682.67 | $768.68 | $1,074.23 | $1,632.39 |
| Manatee County | $634.19 | $719.81 | $810.49 | $1,132.66 | $1,721.19 |
| Bay County | $636.55 | $722.48 | $813.51 | $1,136.88 | $1,727.60 |
| Escambia County | $637.37 | $723.41 | $814.56 | $1,138.34 | $1,729.82 |
| Gulf County | $638.02 | $724.15 | $815.39 | $1,139.50 | $1,731.59 |
| Hendry County | $659.01 | $747.98 | $842.21 | $1,176.99 | $1,788.55 |
| Saint Johns County | $665.61 | $755.47 | $850.65 | $1,188.78 | $1,806.47 |
| Okaloosa County | $678.47 | $770.06 | $867.08 | $1,211.75 | $1,841.37 |
| Santa Rosa County | $705 | $800.18 | $900.99 | $1,259.13 | $1,913.37 |
| Volusia County | $718.51 | $815.51 | $918.26 | $1,283.26 | $1,950.04 |
| Duval County | $736.25 | $835.64 | $940.93 | $1,314.94 | $1,998.18 |
| Clay County | $738.86 | $838.61 | $944.26 | $1,319.60 | $2,005.27 |
| Martin County | $742.68 | $842.94 | $949.15 | $1,326.43 | $2,015.63 |
| Walton County | $743.42 | $843.78 | $950.09 | $1,327.75 | $2,017.64 |
| Palm Beach County | $744.80 | $845.35 | $951.85 | $1,330.21 | $2,021.39 |
| Desoto County | $745.86 | $846.55 | $953.21 | $1,332.11 | $2,024.26 |
| Indian River County | $745.86 | $846.55 | $953.21 | $1,332.11 | $2,024.26 |
| Baker County | $747.16 | $848.03 | $954.87 | $1,334.43 | $2,027.79 |
| Pasco County | $748.63 | $849.70 | $956.75 | $1,337.05 | $2,031.78 |
| Highlands County | $750.74 | $852.09 | $959.45 | $1,340.82 | $2,037.51 |
| Polk County | $751.96 | $853.47 | $961 | $1,343 | $2,040.82 |
| Pinellas County | $766.78 | $870.30 | $979.94 | $1,369.47 | $2,081.04 |
| Flagler County | $767.10 | $870.66 | $980.35 | $1,370.04 | $2,081.91 |
| Hillsborough County | $769.87 | $873.80 | $983.89 | $1,374.99 | $2,089.43 |
| Lee County | $794.20 | $901.42 | $1,014.99 | $1,418.44 | $2,155.46 |
| Broward County | $806.74 | $915.65 | $1,031.01 | $1,440.84 | $2,189.49 |
| Columbia County | $806.74 | $915.65 | $1,031.01 | $1,440.84 | $2,189.49 |
| Orange County | $836.53 | $949.46 | $1,069.09 | $1,494.04 | $2,270.34 |
| Seminole County | $871.93 | $989.64 | $1,114.33 | $1,557.27 | $2,366.42 |
| Miami-Dade County | $905.95 | $1,028.25 | $1,157.80 | $1,618.03 | $2,458.75 |
| Hardee County | $919.46 | $1,043.59 | $1,175.07 | $1,642.16 | $2,495.41 |
| Osceola County | $957.55 | $1,086.82 | $1,223.75 | $1,710.18 | $2,598.79 |
| Hamilton County | $1,017.05 | $1,154.35 | $1,299.79 | $1,816.45 | $2,760.27 |
| Monroe County | $1,023.24 | $1,161.38 | $1,307.70 | $1,827.51 | $2,777.07 |
Open enrollment for 2026 coverage runs 1 November 2025 to 15 January 2026 in most states. Outside that window you need a qualifying life event — losing other coverage, moving, marrying, having a child — to enrol.
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Premiums, deductibles, out-of-pocket maximums and cost sharing are reproduced from the HealthCare.gov Qualified Health Plan landscape file published by the Centers for Medicare & Medicaid Services for plan year 2026. Nothing on this page is calculated by us. This is not a complete list of your options and it is not advice: to see every plan and to enrol, use HealthCare.gov or call 1-800-318-2596.