BlueSelect Platinum 1451 ($0 Labs / $15 PCP Visits / $35 Specialist Visits / Rewards)
Platinum · EPO · Florida Blue (BlueCross BlueShield FL) · Florida
At age 40 it costs between $980.43 and $1,873.82 a month before any subsidy, depending on which county you live in — a marketplace plan is priced per rating area, not per state.
What CMS publishes about it
| Plan ID | 16842FL0120062 |
|---|---|
| Insurer | Florida Blue (BlueCross BlueShield FL) |
| Metal level | Platinum |
| Plan type | EPO |
| Deductible (individual) | $1,000 |
| Deductible (family) | $2,000 |
| Drug deductible | $0 |
| Most you could pay in a year | $4,000 |
| Family maximum | $8,000 |
| Primary care visit | No Charge |
| Specialist visit | $35 |
| Emergency room | 10% Coinsurance after deductible |
| Inpatient stay | 10% Coinsurance after deductible |
| Generic drugs | $15 |
| Preferred brand drugs | $45 |
| Specialty drugs | 50% |
| Adult dental included | No |
| Child dental included | No |
| Share of premium buying essential health benefits | 100.00% |
| Network directory | Who is in network |
| Summary of benefits | Summary of benefits and coverage |
| Drug list | Formulary |
| Customer service | 1-800-352-2583 · TTY 1-800-955-8771 |
Where it is sold, and what it costs there
41 counties. The premium is the price before any tax credit; what you pay depends on your income.
| County | At 21 | At 30 | At 40 | At 50 | At 60 |
|---|---|---|---|---|---|
| Sumter County | $767.16 | $870.73 | $980.43 | $1,370.15 | $2,082.07 |
| Hernando County | $791.88 | $898.78 | $1,012.02 | $1,414.30 | $2,149.16 |
| Citrus County | $809.96 | $919.30 | $1,035.13 | $1,446.59 | $2,198.23 |
| Charlotte County | $816.49 | $926.72 | $1,043.47 | $1,458.25 | $2,215.95 |
| Lake County | $823.26 | $934.40 | $1,052.13 | $1,470.34 | $2,234.33 |
| Marion County | $832 | $944.32 | $1,063.30 | $1,485.95 | $2,258.05 |
| Brevard County | $837.48 | $950.54 | $1,070.30 | $1,495.74 | $2,272.92 |
| Sarasota County | $861.86 | $978.21 | $1,101.46 | $1,539.28 | $2,339.09 |
| Manatee County | $908.74 | $1,031.42 | $1,161.37 | $1,623.01 | $2,466.32 |
| Bay County | $912.12 | $1,035.26 | $1,165.69 | $1,629.05 | $2,475.49 |
| Escambia County | $913.29 | $1,036.58 | $1,167.18 | $1,631.14 | $2,478.67 |
| Gulf County | $914.22 | $1,037.64 | $1,168.37 | $1,632.80 | $2,481.19 |
| Hendry County | $944.31 | $1,071.79 | $1,206.83 | $1,686.54 | $2,562.86 |
| Saint Johns County | $953.76 | $1,082.52 | $1,218.91 | $1,703.42 | $2,588.50 |
| Okaloosa County | $972.19 | $1,103.44 | $1,242.46 | $1,736.33 | $2,638.52 |
| Santa Rosa County | $1,010.21 | $1,146.59 | $1,291.05 | $1,804.24 | $2,741.71 |
| Volusia County | $1,029.57 | $1,168.56 | $1,315.79 | $1,838.81 | $2,794.25 |
| Duval County | $1,054.99 | $1,197.41 | $1,348.28 | $1,884.21 | $2,863.24 |
| Clay County | $1,058.72 | $1,201.65 | $1,353.04 | $1,890.87 | $2,873.37 |
| Martin County | $1,064.20 | $1,207.87 | $1,360.05 | $1,900.66 | $2,888.24 |
| Walton County | $1,065.25 | $1,209.06 | $1,361.39 | $1,902.54 | $2,891.09 |
| Palm Beach County | $1,067.24 | $1,211.32 | $1,363.93 | $1,906.09 | $2,896.49 |
| Desoto County | $1,068.75 | $1,213.03 | $1,365.86 | $1,908.79 | $2,900.59 |
| Indian River County | $1,068.75 | $1,213.03 | $1,365.86 | $1,908.79 | $2,900.59 |
| Baker County | $1,070.62 | $1,215.15 | $1,368.25 | $1,912.13 | $2,905.66 |
| Pasco County | $1,072.72 | $1,217.54 | $1,370.94 | $1,915.88 | $2,911.36 |
| Highlands County | $1,075.75 | $1,220.98 | $1,374.81 | $1,921.29 | $2,919.59 |
| Polk County | $1,077.50 | $1,222.96 | $1,377.05 | $1,924.42 | $2,924.34 |
| Pinellas County | $1,098.72 | $1,247.05 | $1,404.16 | $1,962.31 | $2,981.93 |
| Flagler County | $1,099.19 | $1,247.58 | $1,404.76 | $1,963.15 | $2,983.20 |
| Hillsborough County | $1,103.16 | $1,252.09 | $1,409.84 | $1,970.24 | $2,993.98 |
| Lee County | $1,138.03 | $1,291.66 | $1,454.40 | $2,032.52 | $3,088.61 |
| Broward County | $1,155.99 | $1,312.05 | $1,477.36 | $2,064.60 | $3,137.36 |
| Columbia County | $1,155.99 | $1,312.05 | $1,477.36 | $2,064.60 | $3,137.36 |
| Orange County | $1,198.67 | $1,360.49 | $1,531.90 | $2,140.82 | $3,253.19 |
| Seminole County | $1,249.40 | $1,418.07 | $1,596.73 | $2,231.43 | $3,390.87 |
| Miami-Dade County | $1,298.15 | $1,473.40 | $1,659.04 | $2,318.50 | $3,523.18 |
| Hardee County | $1,317.51 | $1,495.37 | $1,683.78 | $2,353.07 | $3,575.72 |
| Osceola County | $1,372.09 | $1,557.32 | $1,753.53 | $2,450.55 | $3,723.85 |
| Hamilton County | $1,457.35 | $1,654.09 | $1,862.49 | $2,602.83 | $3,955.25 |
| Monroe County | $1,466.21 | $1,664.15 | $1,873.82 | $2,618.65 | $3,979.29 |
Open enrollment for 2026 coverage runs 1 November 2025 to 15 January 2026 in most states. Outside that window you need a qualifying life event — losing other coverage, moving, marrying, having a child — to enrol.
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Premiums, deductibles, out-of-pocket maximums and cost sharing are reproduced from the HealthCare.gov Qualified Health Plan landscape file published by the Centers for Medicare & Medicaid Services for plan year 2026. Nothing on this page is calculated by us. This is not a complete list of your options and it is not advice: to see every plan and to enrol, use HealthCare.gov or call 1-800-318-2596.