BlueSelect Platinum 1457 ($0 Deductible / $0 Labs / $15 PCP Visits / $25 Specialist Visits / Rewards)
Platinum · EPO · Florida Blue (BlueCross BlueShield FL) · Florida
At age 40 it costs between $1,007.63 and $1,925.79 a month before any subsidy, depending on which county you live in — a marketplace plan is priced per rating area, not per state.
What CMS publishes about it
| Plan ID | 16842FL0120070 |
|---|---|
| Insurer | Florida Blue (BlueCross BlueShield FL) |
| Metal level | Platinum |
| Plan type | EPO |
| Deductible (individual) | $0 |
| Deductible (family) | $0 |
| Drug deductible | $0 |
| Most you could pay in a year | $2,525 |
| Family maximum | $5,050 |
| Primary care visit | No Charge |
| Specialist visit | $25 |
| Emergency room | $75 |
| Inpatient stay | $350 Copay per Day |
| Generic drugs | $10 |
| Preferred brand drugs | $40 |
| Specialty drugs | 50% |
| Adult dental included | No |
| Child dental included | No |
| Share of premium buying essential health benefits | 100.00% |
| Network directory | Who is in network |
| Summary of benefits | Summary of benefits and coverage |
| Drug list | Formulary |
| Customer service | 1-800-352-2583 · TTY 1-800-955-8771 |
Where it is sold, and what it costs there
41 counties. The premium is the price before any tax credit; what you pay depends on your income.
| County | At 21 | At 30 | At 40 | At 50 | At 60 |
|---|---|---|---|---|---|
| Sumter County | $788.44 | $894.88 | $1,007.63 | $1,408.15 | $2,139.83 |
| Hernando County | $813.85 | $923.72 | $1,040.10 | $1,453.54 | $2,208.79 |
| Citrus County | $832.43 | $944.81 | $1,063.85 | $1,486.72 | $2,259.22 |
| Charlotte County | $839.14 | $952.42 | $1,072.42 | $1,498.70 | $2,277.43 |
| Lake County | $846.09 | $960.31 | $1,081.30 | $1,511.12 | $2,296.29 |
| Marion County | $855.08 | $970.52 | $1,092.79 | $1,527.17 | $2,320.69 |
| Brevard County | $860.71 | $976.91 | $1,099.99 | $1,537.23 | $2,335.97 |
| Sarasota County | $885.77 | $1,005.35 | $1,132.01 | $1,581.99 | $2,403.98 |
| Manatee County | $933.95 | $1,060.03 | $1,193.59 | $1,668.03 | $2,534.74 |
| Bay County | $937.43 | $1,063.98 | $1,198.04 | $1,674.25 | $2,544.19 |
| Escambia County | $938.62 | $1,065.33 | $1,199.56 | $1,676.38 | $2,547.41 |
| Gulf County | $939.58 | $1,066.42 | $1,200.78 | $1,678.09 | $2,550.02 |
| Hendry County | $970.51 | $1,101.53 | $1,240.31 | $1,733.33 | $2,633.96 |
| Saint Johns County | $980.22 | $1,112.55 | $1,252.72 | $1,750.67 | $2,660.32 |
| Okaloosa County | $999.15 | $1,134.04 | $1,276.91 | $1,784.48 | $2,711.69 |
| Santa Rosa County | $1,038.23 | $1,178.39 | $1,326.86 | $1,854.28 | $2,817.76 |
| Volusia County | $1,058.12 | $1,200.97 | $1,352.28 | $1,889.80 | $2,871.74 |
| Duval County | $1,084.25 | $1,230.62 | $1,385.67 | $1,936.47 | $2,942.65 |
| Clay County | $1,088.09 | $1,234.98 | $1,390.58 | $1,943.33 | $2,953.08 |
| Martin County | $1,093.72 | $1,241.37 | $1,397.77 | $1,953.38 | $2,968.36 |
| Walton County | $1,094.80 | $1,242.60 | $1,399.15 | $1,955.31 | $2,971.29 |
| Palm Beach County | $1,096.84 | $1,244.91 | $1,401.76 | $1,958.96 | $2,976.82 |
| Desoto County | $1,098.40 | $1,246.68 | $1,403.76 | $1,961.74 | $2,981.06 |
| Indian River County | $1,098.40 | $1,246.68 | $1,403.76 | $1,961.74 | $2,981.06 |
| Baker County | $1,100.31 | $1,248.85 | $1,406.20 | $1,965.15 | $2,986.24 |
| Pasco County | $1,102.47 | $1,251.30 | $1,408.96 | $1,969.01 | $2,992.10 |
| Highlands County | $1,105.59 | $1,254.84 | $1,412.94 | $1,974.58 | $3,000.57 |
| Polk County | $1,107.39 | $1,256.89 | $1,415.24 | $1,977.80 | $3,005.46 |
| Pinellas County | $1,129.20 | $1,281.64 | $1,443.12 | $2,016.75 | $3,064.65 |
| Flagler County | $1,129.68 | $1,282.19 | $1,443.73 | $2,017.61 | $3,065.95 |
| Hillsborough County | $1,133.76 | $1,286.82 | $1,448.95 | $2,024.90 | $3,077.02 |
| Lee County | $1,169.59 | $1,327.48 | $1,494.74 | $2,088.89 | $3,174.27 |
| Broward County | $1,188.05 | $1,348.44 | $1,518.33 | $2,121.86 | $3,224.37 |
| Columbia County | $1,188.05 | $1,348.44 | $1,518.33 | $2,121.86 | $3,224.37 |
| Orange County | $1,231.92 | $1,398.23 | $1,574.39 | $2,200.21 | $3,343.43 |
| Seminole County | $1,284.06 | $1,457.41 | $1,641.03 | $2,293.33 | $3,484.94 |
| Miami-Dade County | $1,334.16 | $1,514.27 | $1,705.06 | $2,382.81 | $3,620.91 |
| Hardee County | $1,354.06 | $1,536.86 | $1,730.49 | $2,418.35 | $3,674.92 |
| Osceola County | $1,410.15 | $1,600.52 | $1,802.17 | $2,518.53 | $3,827.15 |
| Hamilton County | $1,497.77 | $1,699.97 | $1,914.15 | $2,675.02 | $4,064.95 |
| Monroe County | $1,506.88 | $1,710.31 | $1,925.79 | $2,691.29 | $4,089.67 |
Open enrollment for 2026 coverage runs 1 November 2025 to 15 January 2026 in most states. Outside that window you need a qualifying life event — losing other coverage, moving, marrying, having a child — to enrol.
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Premiums, deductibles, out-of-pocket maximums and cost sharing are reproduced from the HealthCare.gov Qualified Health Plan landscape file published by the Centers for Medicare & Medicaid Services for plan year 2026. Nothing on this page is calculated by us. This is not a complete list of your options and it is not advice: to see every plan and to enrol, use HealthCare.gov or call 1-800-318-2596.