BlueSelect Gold 1535 ($0 Deductible / $15 PCP Visits / $75 Specialist Visits / $20 Labs / Rewards)
Gold · EPO · Florida Blue (BlueCross BlueShield FL) · Florida
At age 40 it costs between $786.39 and $1,502.95 a month before any subsidy, depending on which county you live in — a marketplace plan is priced per rating area, not per state.
What CMS publishes about it
| Plan ID | 16842FL0120076 |
|---|---|
| Insurer | Florida Blue (BlueCross BlueShield FL) |
| Metal level | Gold |
| Plan type | EPO |
| Deductible (individual) | $0 |
| Deductible (family) | $0 |
| Drug deductible | $0 |
| Most you could pay in a year | $6,250 |
| Family maximum | $12,500 |
| Primary care visit | No Charge |
| Specialist visit | $75 |
| Emergency room | $350 |
| Inpatient stay | $600 Copay per Day |
| Generic drugs | $15 |
| Preferred brand drugs | $50 |
| Specialty drugs | 50% |
| Adult dental included | No |
| Child dental included | No |
| Share of premium buying essential health benefits | 100.00% |
| Network directory | Who is in network |
| Summary of benefits | Summary of benefits and coverage |
| Drug list | Formulary |
| Customer service | 1-800-352-2583 · TTY 1-800-955-8771 |
Where it is sold, and what it costs there
41 counties. The premium is the price before any tax credit; what you pay depends on your income.
| County | At 21 | At 30 | At 40 | At 50 | At 60 |
|---|---|---|---|---|---|
| Sumter County | $615.33 | $698.40 | $786.39 | $1,098.98 | $1,670.01 |
| Hernando County | $635.16 | $720.91 | $811.73 | $1,134.40 | $1,723.82 |
| Citrus County | $649.66 | $737.36 | $830.27 | $1,160.29 | $1,763.18 |
| Charlotte County | $654.89 | $743.30 | $836.95 | $1,169.63 | $1,777.37 |
| Lake County | $660.32 | $749.46 | $843.89 | $1,179.33 | $1,792.11 |
| Marion County | $667.34 | $757.43 | $852.86 | $1,191.87 | $1,811.16 |
| Brevard County | $671.73 | $762.41 | $858.47 | $1,199.71 | $1,823.08 |
| Sarasota County | $691.28 | $784.60 | $883.46 | $1,234.63 | $1,876.13 |
| Manatee County | $728.89 | $827.29 | $931.52 | $1,301.80 | $1,978.21 |
| Bay County | $731.60 | $830.37 | $934.98 | $1,306.64 | $1,985.56 |
| Escambia County | $732.54 | $831.43 | $936.19 | $1,308.32 | $1,988.11 |
| Gulf County | $733.28 | $832.27 | $937.13 | $1,309.64 | $1,990.12 |
| Hendry County | $757.42 | $859.67 | $967.98 | $1,352.75 | $2,055.64 |
| Saint Johns County | $764.99 | $868.26 | $977.66 | $1,366.27 | $2,076.18 |
| Okaloosa County | $779.77 | $885.04 | $996.55 | $1,392.67 | $2,116.30 |
| Santa Rosa County | $810.27 | $919.66 | $1,035.53 | $1,447.14 | $2,199.07 |
| Volusia County | $825.80 | $937.28 | $1,055.37 | $1,474.88 | $2,241.22 |
| Duval County | $846.19 | $960.43 | $1,081.43 | $1,511.30 | $2,296.56 |
| Clay County | $849.18 | $963.82 | $1,085.25 | $1,516.64 | $2,304.67 |
| Martin County | $853.58 | $968.81 | $1,090.88 | $1,524.49 | $2,316.62 |
| Walton County | $854.42 | $969.77 | $1,091.95 | $1,525.99 | $2,318.90 |
| Palm Beach County | $856.01 | $971.57 | $1,093.98 | $1,528.83 | $2,323.21 |
| Desoto County | $857.23 | $972.96 | $1,095.54 | $1,531.01 | $2,326.52 |
| Indian River County | $857.23 | $972.96 | $1,095.54 | $1,531.01 | $2,326.52 |
| Baker County | $858.72 | $974.65 | $1,097.44 | $1,533.67 | $2,330.57 |
| Pasco County | $860.41 | $976.57 | $1,099.60 | $1,536.69 | $2,335.15 |
| Highlands County | $862.84 | $979.32 | $1,102.71 | $1,541.03 | $2,341.75 |
| Polk County | $864.24 | $980.91 | $1,104.50 | $1,543.53 | $2,345.55 |
| Pinellas County | $881.27 | $1,000.24 | $1,126.26 | $1,573.95 | $2,391.77 |
| Flagler County | $881.64 | $1,000.66 | $1,126.74 | $1,574.61 | $2,392.77 |
| Hillsborough County | $884.82 | $1,004.27 | $1,130.80 | $1,580.29 | $2,401.40 |
| Lee County | $912.79 | $1,036.02 | $1,166.55 | $1,630.24 | $2,477.31 |
| Broward County | $927.20 | $1,052.37 | $1,184.96 | $1,655.98 | $2,516.42 |
| Columbia County | $927.20 | $1,052.37 | $1,184.96 | $1,655.98 | $2,516.42 |
| Orange County | $961.43 | $1,091.22 | $1,228.71 | $1,717.11 | $2,609.32 |
| Seminole County | $1,002.13 | $1,137.42 | $1,280.72 | $1,789.80 | $2,719.78 |
| Miami-Dade County | $1,041.23 | $1,181.80 | $1,330.69 | $1,859.64 | $2,825.90 |
| Hardee County | $1,056.76 | $1,199.42 | $1,350.54 | $1,887.37 | $2,868.05 |
| Osceola County | $1,100.53 | $1,249.10 | $1,406.48 | $1,965.55 | $2,986.84 |
| Hamilton County | $1,168.91 | $1,326.71 | $1,493.87 | $2,087.67 | $3,172.42 |
| Monroe County | $1,176.02 | $1,334.78 | $1,502.95 | $2,100.37 | $3,191.72 |
Open enrollment for 2026 coverage runs 1 November 2025 to 15 January 2026 in most states. Outside that window you need a qualifying life event — losing other coverage, moving, marrying, having a child — to enrol.
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Premiums, deductibles, out-of-pocket maximums and cost sharing are reproduced from the HealthCare.gov Qualified Health Plan landscape file published by the Centers for Medicare & Medicaid Services for plan year 2026. Nothing on this page is calculated by us. This is not a complete list of your options and it is not advice: to see every plan and to enrol, use HealthCare.gov or call 1-800-318-2596.