BlueSelect Gold 1835 ($40 PCP Visits / $75 Specialist Visits / $15 Labs / Rewards)
Gold · EPO · Florida Blue (BlueCross BlueShield FL) · Florida
At age 40 it costs between $766.17 and $1,464.33 a month before any subsidy, depending on which county you live in — a marketplace plan is priced per rating area, not per state.
What CMS publishes about it
| Plan ID | 16842FL0120086 |
|---|---|
| Insurer | Florida Blue (BlueCross BlueShield FL) |
| Metal level | Gold |
| Plan type | EPO |
| Deductible (individual) | $1,500 |
| Deductible (family) | $3,000 |
| Drug deductible | $0 |
| Most you could pay in a year | $6,450 |
| Family maximum | $12,900 |
| Primary care visit | No Charge |
| Specialist visit | $75 |
| Emergency room | $500 |
| Inpatient stay | 20% Coinsurance after deductible |
| Generic drugs | $20 |
| Preferred brand drugs | $65 |
| Specialty drugs | 50% |
| Adult dental included | No |
| Child dental included | No |
| Share of premium buying essential health benefits | 100.00% |
| Network directory | Who is in network |
| Summary of benefits | Summary of benefits and coverage |
| Drug list | Formulary |
| Customer service | 1-800-352-2583 · TTY 1-800-955-8771 |
Where it is sold, and what it costs there
41 counties. The premium is the price before any tax credit; what you pay depends on your income.
| County | At 21 | At 30 | At 40 | At 50 | At 60 |
|---|---|---|---|---|---|
| Sumter County | $599.51 | $680.44 | $766.17 | $1,070.72 | $1,627.07 |
| Hernando County | $618.83 | $702.37 | $790.86 | $1,105.23 | $1,679.50 |
| Citrus County | $632.96 | $718.41 | $808.92 | $1,130.47 | $1,717.85 |
| Charlotte County | $638.06 | $724.20 | $815.44 | $1,139.58 | $1,731.69 |
| Lake County | $643.35 | $730.20 | $822.20 | $1,149.02 | $1,746.05 |
| Marion County | $650.19 | $737.97 | $830.94 | $1,161.24 | $1,764.62 |
| Brevard County | $654.47 | $742.82 | $836.41 | $1,168.88 | $1,776.23 |
| Sarasota County | $673.52 | $764.45 | $860.76 | $1,202.91 | $1,827.93 |
| Manatee County | $710.16 | $806.03 | $907.58 | $1,268.35 | $1,927.37 |
| Bay County | $712.80 | $809.03 | $910.96 | $1,273.06 | $1,934.54 |
| Escambia County | $713.71 | $810.06 | $912.12 | $1,274.69 | $1,937.01 |
| Gulf County | $714.44 | $810.89 | $913.05 | $1,275.99 | $1,938.99 |
| Hendry County | $737.95 | $837.57 | $943.10 | $1,317.98 | $2,002.80 |
| Saint Johns County | $745.33 | $845.95 | $952.53 | $1,331.16 | $2,022.83 |
| Okaloosa County | $759.73 | $862.29 | $970.93 | $1,356.88 | $2,061.91 |
| Santa Rosa County | $789.45 | $896.03 | $1,008.92 | $1,409.96 | $2,142.57 |
| Volusia County | $804.58 | $913.20 | $1,028.25 | $1,436.98 | $2,183.63 |
| Duval County | $824.44 | $935.74 | $1,053.63 | $1,472.45 | $2,237.53 |
| Clay County | $827.36 | $939.05 | $1,057.37 | $1,477.66 | $2,245.46 |
| Martin County | $831.64 | $943.91 | $1,062.84 | $1,485.31 | $2,257.07 |
| Walton County | $832.46 | $944.84 | $1,063.88 | $1,486.77 | $2,259.30 |
| Palm Beach County | $834.01 | $946.60 | $1,065.86 | $1,489.54 | $2,263.50 |
| Desoto County | $835.20 | $947.95 | $1,067.39 | $1,491.67 | $2,266.73 |
| Indian River County | $835.20 | $947.95 | $1,067.39 | $1,491.67 | $2,266.73 |
| Baker County | $836.66 | $949.61 | $1,069.25 | $1,494.27 | $2,270.70 |
| Pasco County | $838.30 | $951.47 | $1,071.35 | $1,497.20 | $2,275.15 |
| Highlands County | $840.67 | $954.16 | $1,074.38 | $1,501.44 | $2,281.58 |
| Polk County | $842.03 | $955.70 | $1,076.11 | $1,503.87 | $2,285.27 |
| Pinellas County | $858.62 | $974.53 | $1,097.32 | $1,533.50 | $2,330.29 |
| Flagler County | $858.99 | $974.95 | $1,097.79 | $1,534.16 | $2,331.30 |
| Hillsborough County | $862.08 | $978.46 | $1,101.74 | $1,539.67 | $2,339.69 |
| Lee County | $889.33 | $1,009.39 | $1,136.56 | $1,588.34 | $2,413.64 |
| Broward County | $903.37 | $1,025.32 | $1,154.51 | $1,613.42 | $2,451.75 |
| Columbia County | $903.37 | $1,025.32 | $1,154.51 | $1,613.42 | $2,451.75 |
| Orange County | $936.73 | $1,063.19 | $1,197.14 | $1,673 | $2,542.29 |
| Seminole County | $976.37 | $1,108.18 | $1,247.80 | $1,743.80 | $2,649.87 |
| Miami-Dade County | $1,014.47 | $1,151.42 | $1,296.49 | $1,811.84 | $2,753.27 |
| Hardee County | $1,029.60 | $1,168.60 | $1,315.83 | $1,838.87 | $2,794.33 |
| Osceola County | $1,072.25 | $1,217 | $1,370.34 | $1,915.04 | $2,910.09 |
| Hamilton County | $1,138.87 | $1,292.62 | $1,455.48 | $2,034.02 | $3,090.89 |
| Monroe County | $1,145.80 | $1,300.48 | $1,464.33 | $2,046.40 | $3,109.70 |
Open enrollment for 2026 coverage runs 1 November 2025 to 15 January 2026 in most states. Outside that window you need a qualifying life event — losing other coverage, moving, marrying, having a child — to enrol.
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Premiums, deductibles, out-of-pocket maximums and cost sharing are reproduced from the HealthCare.gov Qualified Health Plan landscape file published by the Centers for Medicare & Medicaid Services for plan year 2026. Nothing on this page is calculated by us. This is not a complete list of your options and it is not advice: to see every plan and to enrol, use HealthCare.gov or call 1-800-318-2596.