BlueSelect Gold 2344S ($30 PCP Visits / $60 Specialist Visits / Rewards)
Gold · EPO · Florida Blue (BlueCross BlueShield FL) · Florida
At age 40 it costs between $748.46 and $1,430.48 a month before any subsidy, depending on which county you live in — a marketplace plan is priced per rating area, not per state.
What CMS publishes about it
| Plan ID | 16842FL0120095 |
|---|---|
| Insurer | Florida Blue (BlueCross BlueShield FL) |
| Metal level | Gold |
| Plan type | EPO |
| Standardised design | Design 1 — a plan CMS defined the benefits of, so it can be compared like for like |
| Deductible (individual) | $2,000 |
| Deductible (family) | $4,000 |
| Drug deductible | Included in the medical deductible |
| Most you could pay in a year | $8,200 |
| Family maximum | $16,400 |
| Primary care visit | $30 |
| Specialist visit | $60 |
| Emergency room | 25% Coinsurance after deductible |
| Inpatient stay | 25% Coinsurance after deductible |
| Generic drugs | $15 |
| Preferred brand drugs | $30 |
| Specialty drugs | $250 |
| Adult dental included | No |
| Child dental included | No |
| Share of premium buying essential health benefits | 100.00% |
| Network directory | Who is in network |
| Summary of benefits | Summary of benefits and coverage |
| Drug list | Formulary |
| Customer service | 1-800-352-2583 · TTY 1-800-955-8771 |
Where it is sold, and what it costs there
41 counties. The premium is the price before any tax credit; what you pay depends on your income.
| County | At 21 | At 30 | At 40 | At 50 | At 60 |
|---|---|---|---|---|---|
| Sumter County | $585.65 | $664.71 | $748.46 | $1,045.97 | $1,589.45 |
| Hernando County | $604.53 | $686.14 | $772.59 | $1,079.69 | $1,640.69 |
| Citrus County | $618.33 | $701.80 | $790.23 | $1,104.34 | $1,678.15 |
| Charlotte County | $623.31 | $707.46 | $796.59 | $1,113.23 | $1,691.66 |
| Lake County | $628.48 | $713.32 | $803.20 | $1,122.47 | $1,705.69 |
| Marion County | $635.15 | $720.90 | $811.72 | $1,134.38 | $1,723.80 |
| Brevard County | $639.34 | $725.65 | $817.08 | $1,141.86 | $1,735.17 |
| Sarasota County | $657.95 | $746.77 | $840.86 | $1,175.10 | $1,785.68 |
| Manatee County | $693.74 | $787.39 | $886.60 | $1,239.02 | $1,882.81 |
| Bay County | $696.32 | $790.32 | $889.90 | $1,243.63 | $1,889.81 |
| Escambia County | $697.21 | $791.33 | $891.03 | $1,245.22 | $1,892.23 |
| Gulf County | $697.92 | $792.14 | $891.94 | $1,246.49 | $1,894.15 |
| Hendry County | $720.89 | $818.21 | $921.30 | $1,287.51 | $1,956.50 |
| Saint Johns County | $728.10 | $826.39 | $930.51 | $1,300.39 | $1,976.06 |
| Okaloosa County | $742.17 | $842.36 | $948.49 | $1,325.52 | $2,014.25 |
| Santa Rosa County | $771.20 | $875.31 | $985.59 | $1,377.36 | $2,093.04 |
| Volusia County | $785.97 | $892.08 | $1,004.47 | $1,403.74 | $2,133.12 |
| Duval County | $805.38 | $914.11 | $1,029.28 | $1,438.41 | $2,185.80 |
| Clay County | $808.23 | $917.34 | $1,032.92 | $1,443.50 | $2,193.54 |
| Martin County | $812.42 | $922.10 | $1,038.27 | $1,450.98 | $2,204.91 |
| Walton County | $813.22 | $923 | $1,039.30 | $1,452.41 | $2,207.08 |
| Palm Beach County | $814.73 | $924.72 | $1,041.22 | $1,455.11 | $2,211.18 |
| Desoto County | $815.89 | $926.04 | $1,042.71 | $1,457.18 | $2,214.33 |
| Indian River County | $815.89 | $926.04 | $1,042.71 | $1,457.18 | $2,214.33 |
| Baker County | $817.31 | $927.65 | $1,044.52 | $1,459.72 | $2,218.18 |
| Pasco County | $818.92 | $929.47 | $1,046.58 | $1,462.59 | $2,222.55 |
| Highlands County | $821.23 | $932.10 | $1,049.53 | $1,466.72 | $2,228.82 |
| Polk County | $822.57 | $933.62 | $1,051.24 | $1,469.11 | $2,232.45 |
| Pinellas County | $838.77 | $952 | $1,071.95 | $1,498.04 | $2,276.42 |
| Flagler County | $839.13 | $952.41 | $1,072.41 | $1,498.69 | $2,277.40 |
| Hillsborough County | $842.15 | $955.84 | $1,076.27 | $1,504.08 | $2,285.60 |
| Lee County | $868.77 | $986.05 | $1,110.29 | $1,551.62 | $2,357.84 |
| Broward County | $882.49 | $1,001.63 | $1,127.82 | $1,576.13 | $2,395.08 |
| Columbia County | $882.49 | $1,001.63 | $1,127.82 | $1,576.13 | $2,395.08 |
| Orange County | $915.07 | $1,038.60 | $1,169.46 | $1,634.32 | $2,483.50 |
| Seminole County | $953.80 | $1,082.56 | $1,218.96 | $1,703.49 | $2,588.61 |
| Miami-Dade County | $991.02 | $1,124.81 | $1,266.52 | $1,769.96 | $2,689.63 |
| Hardee County | $1,005.79 | $1,141.57 | $1,285.40 | $1,796.34 | $2,729.71 |
| Osceola County | $1,047.46 | $1,188.87 | $1,338.65 | $1,870.76 | $2,842.81 |
| Hamilton County | $1,112.54 | $1,262.73 | $1,421.83 | $1,987 | $3,019.43 |
| Monroe County | $1,119.31 | $1,270.42 | $1,430.48 | $1,999.09 | $3,037.81 |
Open enrollment for 2026 coverage runs 1 November 2025 to 15 January 2026 in most states. Outside that window you need a qualifying life event — losing other coverage, moving, marrying, having a child — to enrol.
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Premiums, deductibles, out-of-pocket maximums and cost sharing are reproduced from the HealthCare.gov Qualified Health Plan landscape file published by the Centers for Medicare & Medicaid Services for plan year 2026. Nothing on this page is calculated by us. This is not a complete list of your options and it is not advice: to see every plan and to enrol, use HealthCare.gov or call 1-800-318-2596.