BlueSelect Silver 1443V ($10 Labs / Adult Vision / Rewards)
Silver · EPO · Florida Blue (BlueCross BlueShield FL) · Florida
At age 40 it costs between $668.48 and $1,277.62 a month before any subsidy, depending on which county you live in — a marketplace plan is priced per rating area, not per state.
What this Silver plan costs if your income qualifies
Below certain incomes the marketplace improves a Silver plan's cost sharing automatically — you do not apply for it, and it happens on Silver and on no other metal level. The premium does not change; the deductible and what you pay at the doctor do.
| If your income is | Deductible | Most you could pay in a year | Primary care | Generic drugs |
|---|---|---|---|---|
| Above 250%, or not applied for | $4,000 | $8,100 | No Charge | $25 Copay after deductible |
| up to 150% of the federal poverty level | $0 | $2,600 | No Charge | No Charge |
| 150% to 200% | $0 | $3,350 | No Charge | $25 |
| 200% to 250% | $1,375 | $8,100 | No Charge | $25 |
CMS calls these cost-sharing reductions. The percentages are actuarial values, not discounts. HealthCare.gov works out which one you get from the income you report when you apply.
What CMS publishes about it
| Plan ID | 16842FL0310004 |
|---|---|
| Insurer | Florida Blue (BlueCross BlueShield FL) |
| Metal level | Silver |
| Plan type | EPO |
| Deductible (individual) | $4,000 |
| Deductible (family) | $8,000 |
| Drug deductible | Included in the medical deductible |
| Most you could pay in a year | $8,100 |
| Family maximum | $16,200 |
| Primary care visit | No Charge |
| Specialist visit | $100 Copay after deductible |
| Emergency room | $675 Copay after deductible |
| Inpatient stay | 50% Coinsurance after deductible |
| Generic drugs | $25 Copay after deductible |
| Preferred brand drugs | $55 Copay after deductible |
| Specialty drugs | 50% Coinsurance after deductible |
| Adult dental included | No |
| Child dental included | No |
| Share of premium buying essential health benefits | 99.57% |
| Network directory | Who is in network |
| Summary of benefits | Summary of benefits and coverage |
| Drug list | Formulary |
| Customer service | 1-800-352-2583 · TTY 1-800-955-8771 |
Where it is sold, and what it costs there
41 counties. The premium is the price before any tax credit; what you pay depends on your income.
| County | At 21 | At 30 | At 40 | At 50 | At 60 |
|---|---|---|---|---|---|
| Sumter County | $523.07 | $593.68 | $668.48 | $934.20 | $1,419.61 |
| Hernando County | $539.93 | $612.82 | $690.03 | $964.31 | $1,465.37 |
| Citrus County | $552.25 | $626.80 | $705.78 | $986.32 | $1,498.81 |
| Charlotte County | $556.71 | $631.87 | $711.48 | $994.28 | $1,510.91 |
| Lake County | $561.32 | $637.10 | $717.37 | $1,002.52 | $1,523.42 |
| Marion County | $567.28 | $643.86 | $724.98 | $1,013.16 | $1,539.60 |
| Brevard County | $571.02 | $648.11 | $729.76 | $1,019.84 | $1,549.75 |
| Sarasota County | $587.64 | $666.97 | $751 | $1,049.53 | $1,594.85 |
| Manatee County | $619.60 | $703.25 | $791.85 | $1,106.61 | $1,681.59 |
| Bay County | $621.91 | $705.87 | $794.80 | $1,110.73 | $1,687.86 |
| Escambia County | $622.71 | $706.78 | $795.82 | $1,112.16 | $1,690.03 |
| Gulf County | $623.34 | $707.49 | $796.63 | $1,113.29 | $1,691.74 |
| Hendry County | $643.86 | $730.78 | $822.85 | $1,149.93 | $1,747.44 |
| Saint Johns County | $650.30 | $738.09 | $831.08 | $1,161.44 | $1,764.91 |
| Okaloosa County | $662.86 | $752.35 | $847.14 | $1,183.87 | $1,799 |
| Santa Rosa County | $688.78 | $781.77 | $880.26 | $1,230.16 | $1,869.35 |
| Volusia County | $701.98 | $796.75 | $897.13 | $1,253.74 | $1,905.17 |
| Duval County | $719.32 | $816.43 | $919.29 | $1,284.71 | $1,952.23 |
| Clay County | $721.86 | $819.31 | $922.54 | $1,289.24 | $1,959.13 |
| Martin County | $725.60 | $823.56 | $927.32 | $1,295.92 | $1,969.28 |
| Walton County | $726.32 | $824.37 | $928.24 | $1,297.21 | $1,971.23 |
| Palm Beach County | $727.67 | $825.91 | $929.96 | $1,299.62 | $1,974.90 |
| Desoto County | $728.70 | $827.07 | $931.28 | $1,301.46 | $1,977.69 |
| Indian River County | $728.70 | $827.07 | $931.28 | $1,301.46 | $1,977.69 |
| Baker County | $729.98 | $828.53 | $932.91 | $1,303.74 | $1,981.17 |
| Pasco County | $731.41 | $830.15 | $934.74 | $1,306.30 | $1,985.05 |
| Highlands County | $733.47 | $832.49 | $937.37 | $1,309.98 | $1,990.64 |
| Polk County | $734.67 | $833.85 | $938.91 | $1,312.12 | $1,993.89 |
| Pinellas County | $749.14 | $850.27 | $957.40 | $1,337.96 | $2,033.17 |
| Flagler County | $749.46 | $850.64 | $957.81 | $1,338.54 | $2,034.03 |
| Hillsborough County | $752.16 | $853.70 | $961.26 | $1,343.36 | $2,041.36 |
| Lee County | $775.94 | $880.69 | $991.65 | $1,385.83 | $2,105.90 |
| Broward County | $788.18 | $894.58 | $1,007.29 | $1,407.69 | $2,139.12 |
| Columbia County | $788.18 | $894.58 | $1,007.29 | $1,407.69 | $2,139.12 |
| Orange County | $817.29 | $927.62 | $1,044.50 | $1,459.68 | $2,218.13 |
| Seminole County | $851.88 | $966.88 | $1,088.70 | $1,521.46 | $2,312 |
| Miami-Dade County | $885.11 | $1,004.60 | $1,131.17 | $1,580.81 | $2,402.19 |
| Hardee County | $898.31 | $1,019.58 | $1,148.04 | $1,604.38 | $2,438.01 |
| Osceola County | $935.53 | $1,061.83 | $1,195.61 | $1,670.86 | $2,539.03 |
| Hamilton County | $993.66 | $1,127.80 | $1,269.90 | $1,774.68 | $2,696.79 |
| Monroe County | $999.70 | $1,134.66 | $1,277.62 | $1,785.46 | $2,713.19 |
Open enrollment for 2026 coverage runs 1 November 2025 to 15 January 2026 in most states. Outside that window you need a qualifying life event — losing other coverage, moving, marrying, having a child — to enrol.
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Premiums, deductibles, out-of-pocket maximums and cost sharing are reproduced from the HealthCare.gov Qualified Health Plan landscape file published by the Centers for Medicare & Medicaid Services for plan year 2026. Nothing on this page is calculated by us. This is not a complete list of your options and it is not advice: to see every plan and to enrol, use HealthCare.gov or call 1-800-318-2596.