BlueSelect Silver 1443E ($10 Labs / Adult Dental & Vision / Rewards)
Silver · EPO · Florida Blue (BlueCross BlueShield FL) · Florida
At age 40 it costs between $674.34 and $1,288.81 a month before any subsidy, depending on which county you live in — a marketplace plan is priced per rating area, not per state.
What this Silver plan costs if your income qualifies
Below certain incomes the marketplace improves a Silver plan's cost sharing automatically — you do not apply for it, and it happens on Silver and on no other metal level. The premium does not change; the deductible and what you pay at the doctor do.
| If your income is | Deductible | Most you could pay in a year | Primary care | Generic drugs |
|---|---|---|---|---|
| Above 250%, or not applied for | $4,000 | $8,100 | No Charge | $25 Copay after deductible |
| up to 150% of the federal poverty level | $0 | $2,600 | No Charge | No Charge |
| 150% to 200% | $0 | $3,350 | No Charge | $25 |
| 200% to 250% | $1,375 | $8,100 | No Charge | $25 |
CMS calls these cost-sharing reductions. The percentages are actuarial values, not discounts. HealthCare.gov works out which one you get from the income you report when you apply.
What CMS publishes about it
| Plan ID | 16842FL0320004 |
|---|---|
| Insurer | Florida Blue (BlueCross BlueShield FL) |
| Metal level | Silver |
| Plan type | EPO |
| Deductible (individual) | $4,000 |
| Deductible (family) | $8,000 |
| Drug deductible | Included in the medical deductible |
| Most you could pay in a year | $8,100 |
| Family maximum | $16,200 |
| Primary care visit | No Charge |
| Specialist visit | $100 Copay after deductible |
| Emergency room | $675 Copay after deductible |
| Inpatient stay | 50% Coinsurance after deductible |
| Generic drugs | $25 Copay after deductible |
| Preferred brand drugs | $55 Copay after deductible |
| Specialty drugs | 50% Coinsurance after deductible |
| Adult dental included | Yes |
| Child dental included | No |
| Share of premium buying essential health benefits | 98.71% |
| Network directory | Who is in network |
| Summary of benefits | Summary of benefits and coverage |
| Drug list | Formulary |
| Customer service | 1-800-352-2583 · TTY 1-800-955-8771 |
Where it is sold, and what it costs there
41 counties. The premium is the price before any tax credit; what you pay depends on your income.
| County | At 21 | At 30 | At 40 | At 50 | At 60 |
|---|---|---|---|---|---|
| Sumter County | $527.65 | $598.88 | $674.34 | $942.38 | $1,432.04 |
| Hernando County | $544.66 | $618.19 | $696.08 | $972.76 | $1,478.21 |
| Citrus County | $557.09 | $632.30 | $711.96 | $994.96 | $1,511.94 |
| Charlotte County | $561.59 | $637.40 | $717.71 | $1,003 | $1,524.16 |
| Lake County | $566.24 | $642.68 | $723.65 | $1,011.30 | $1,536.78 |
| Marion County | $572.25 | $649.50 | $731.34 | $1,022.04 | $1,553.09 |
| Brevard County | $576.02 | $653.78 | $736.15 | $1,028.77 | $1,563.32 |
| Sarasota County | $592.79 | $672.82 | $757.59 | $1,058.72 | $1,608.83 |
| Manatee County | $625.04 | $709.42 | $798.80 | $1,116.32 | $1,696.36 |
| Bay County | $627.36 | $712.05 | $801.77 | $1,120.46 | $1,702.66 |
| Escambia County | $628.16 | $712.96 | $802.79 | $1,121.89 | $1,704.83 |
| Gulf County | $628.81 | $713.70 | $803.62 | $1,123.05 | $1,706.59 |
| Hendry County | $649.50 | $737.18 | $830.06 | $1,160.01 | $1,762.74 |
| Saint Johns County | $656 | $744.56 | $838.37 | $1,171.62 | $1,780.38 |
| Okaloosa County | $668.67 | $758.94 | $854.56 | $1,194.24 | $1,814.77 |
| Santa Rosa County | $694.82 | $788.62 | $887.98 | $1,240.95 | $1,885.74 |
| Volusia County | $708.14 | $803.74 | $905 | $1,264.74 | $1,921.89 |
| Duval County | $725.62 | $823.58 | $927.34 | $1,295.96 | $1,969.33 |
| Clay County | $728.19 | $826.50 | $930.63 | $1,300.55 | $1,976.31 |
| Martin County | $731.96 | $830.77 | $935.44 | $1,307.28 | $1,986.54 |
| Walton County | $732.68 | $831.59 | $936.37 | $1,308.57 | $1,988.49 |
| Palm Beach County | $734.05 | $833.15 | $938.12 | $1,311.01 | $1,992.21 |
| Desoto County | $735.09 | $834.33 | $939.45 | $1,312.87 | $1,995.03 |
| Indian River County | $735.09 | $834.33 | $939.45 | $1,312.87 | $1,995.03 |
| Baker County | $736.37 | $835.78 | $941.08 | $1,315.16 | $1,998.51 |
| Pasco County | $737.82 | $837.43 | $942.93 | $1,317.75 | $2,002.44 |
| Highlands County | $739.90 | $839.79 | $945.59 | $1,321.46 | $2,008.09 |
| Polk County | $741.11 | $841.16 | $947.14 | $1,323.62 | $2,011.37 |
| Pinellas County | $755.71 | $857.73 | $965.80 | $1,349.70 | $2,051 |
| Flagler County | $756.03 | $858.09 | $966.21 | $1,350.27 | $2,051.87 |
| Hillsborough County | $758.75 | $861.18 | $969.68 | $1,355.13 | $2,059.25 |
| Lee County | $782.74 | $888.41 | $1,000.34 | $1,397.97 | $2,124.36 |
| Broward County | $795.09 | $902.43 | $1,016.13 | $1,420.03 | $2,157.87 |
| Columbia County | $795.09 | $902.43 | $1,016.13 | $1,420.03 | $2,157.87 |
| Orange County | $824.45 | $935.75 | $1,053.65 | $1,472.47 | $2,237.56 |
| Seminole County | $859.34 | $975.35 | $1,098.24 | $1,534.78 | $2,332.25 |
| Miami-Dade County | $892.87 | $1,013.41 | $1,141.09 | $1,594.67 | $2,423.25 |
| Hardee County | $906.19 | $1,028.53 | $1,158.11 | $1,618.46 | $2,459.40 |
| Osceola County | $943.73 | $1,071.13 | $1,206.09 | $1,685.50 | $2,561.28 |
| Hamilton County | $1,002.37 | $1,137.69 | $1,281.03 | $1,790.23 | $2,720.43 |
| Monroe County | $1,008.46 | $1,144.60 | $1,288.81 | $1,801.11 | $2,736.96 |
Open enrollment for 2026 coverage runs 1 November 2025 to 15 January 2026 in most states. Outside that window you need a qualifying life event — losing other coverage, moving, marrying, having a child — to enrol.
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Premiums, deductibles, out-of-pocket maximums and cost sharing are reproduced from the HealthCare.gov Qualified Health Plan landscape file published by the Centers for Medicare & Medicaid Services for plan year 2026. Nothing on this page is calculated by us. This is not a complete list of your options and it is not advice: to see every plan and to enrol, use HealthCare.gov or call 1-800-318-2596.