BlueCare Silver 24K01-06 ($50 PCP Visits / Rewards)
Silver · POS · Florida Blue HMO (a BlueCross BlueShield FL company) · Florida
At age 40 it costs between $904.01 and $1,379.46 a month before any subsidy, depending on which county you live in — a marketplace plan is priced per rating area, not per state.
What this Silver plan costs if your income qualifies
Below certain incomes the marketplace improves a Silver plan's cost sharing automatically — you do not apply for it, and it happens on Silver and on no other metal level. The premium does not change; the deductible and what you pay at the doctor do.
| If your income is | Deductible | Most you could pay in a year | Primary care | Generic drugs |
|---|---|---|---|---|
| Above 250%, or not applied for | $3,125 | $8,100 | No Charge | $10 |
| up to 150% of the federal poverty level | $0 | $1,275 | No Charge | $2 |
| 150% to 200% | $250 | $3,350 | No Charge | $8 |
| 200% to 250% | $3,125 | $8,100 | No Charge | $8 |
CMS calls these cost-sharing reductions. The percentages are actuarial values, not discounts. HealthCare.gov works out which one you get from the income you report when you apply.
What CMS publishes about it
| Plan ID | 30252FL0140006 |
|---|---|
| Insurer | Florida Blue HMO (a BlueCross BlueShield FL company) |
| Metal level | Silver |
| Plan type | POS |
| Deductible (individual) | $3,125 |
| Deductible (family) | $6,250 |
| Drug deductible | $3,000 |
| Most you could pay in a year | $8,100 |
| Family maximum | $16,200 |
| Primary care visit | No Charge |
| Specialist visit | $100 |
| Emergency room | $350 Copay after deductible |
| Inpatient stay | $600 Copay per Stay after deductible |
| Generic drugs | $10 |
| Preferred brand drugs | $67 Copay after deductible |
| Specialty drugs | 50% Coinsurance after deductible |
| Adult dental included | No |
| Child dental included | No |
| Share of premium buying essential health benefits | 100.00% |
| Network directory | Who is in network |
| Summary of benefits | Summary of benefits and coverage |
| Drug list | Formulary |
| Customer service | 1-800-352-2583 · TTY 1-800-955-8771 |
Where it is sold, and what it costs there
35 counties. The premium is the price before any tax credit; what you pay depends on your income.
| County | At 21 | At 30 | At 40 | At 50 | At 60 |
|---|---|---|---|---|---|
| Escambia County | $707.36 | $802.85 | $904.01 | $1,263.34 | $1,919.78 |
| Bay County | $722.69 | $820.25 | $923.60 | $1,290.72 | $1,961.38 |
| Polk County | $732.94 | $831.89 | $936.70 | $1,309.03 | $1,989.20 |
| Hernando County | $735.92 | $835.27 | $940.51 | $1,314.35 | $1,997.29 |
| Sumter County | $740.39 | $840.34 | $946.22 | $1,322.34 | $2,009.42 |
| Citrus County | $746.87 | $847.70 | $954.50 | $1,333.91 | $2,027.01 |
| Manatee County | $748.88 | $849.98 | $957.07 | $1,337.50 | $2,032.46 |
| Clay County | $752.30 | $853.86 | $961.44 | $1,343.61 | $2,041.74 |
| Walton County | $756.59 | $858.73 | $966.92 | $1,351.27 | $2,053.39 |
| Saint Johns County | $765.18 | $868.48 | $977.90 | $1,366.61 | $2,076.70 |
| Okaloosa County | $765.53 | $868.88 | $978.35 | $1,367.24 | $2,077.65 |
| Hendry County | $767.10 | $870.66 | $980.35 | $1,370.04 | $2,081.91 |
| Martin County | $769.47 | $873.35 | $983.38 | $1,374.27 | $2,088.34 |
| Alachua County | $773.15 | $877.53 | $988.09 | $1,380.85 | $2,098.33 |
| Charlotte County | $782.61 | $888.26 | $1,000.18 | $1,397.74 | $2,124 |
| Levy County | $782.78 | $888.46 | $1,000.39 | $1,398.05 | $2,124.46 |
| Bradford County | $792.42 | $899.40 | $1,012.71 | $1,415.26 | $2,150.63 |
| Baker County | $797.50 | $905.16 | $1,019.21 | $1,424.34 | $2,164.42 |
| Santa Rosa County | $798.03 | $905.76 | $1,019.88 | $1,425.28 | $2,165.85 |
| Sarasota County | $800.48 | $908.54 | $1,023.01 | $1,429.66 | $2,172.50 |
| Collier County | $802.84 | $911.22 | $1,026.03 | $1,433.87 | $2,178.91 |
| Suwannee County | $813.44 | $923.25 | $1,039.58 | $1,452.80 | $2,207.68 |
| Columbia County | $818.88 | $929.43 | $1,046.53 | $1,462.52 | $2,222.44 |
| Dixie County | $823.08 | $934.20 | $1,051.90 | $1,470.02 | $2,233.84 |
| Okeechobee County | $823.78 | $934.99 | $1,052.79 | $1,471.27 | $2,235.74 |
| Gilchrist County | $828.95 | $940.86 | $1,059.40 | $1,480.50 | $2,249.77 |
| Saint Lucie County | $829.65 | $941.65 | $1,060.29 | $1,481.75 | $2,251.67 |
| Lake County | $839.99 | $953.39 | $1,073.51 | $1,500.22 | $2,279.73 |
| Desoto County | $848.13 | $962.63 | $1,083.91 | $1,514.76 | $2,301.82 |
| Nassau County | $859.26 | $975.26 | $1,098.13 | $1,534.64 | $2,332.03 |
| Marion County | $861.71 | $978.04 | $1,101.27 | $1,539.01 | $2,338.68 |
| Lee County | $902.62 | $1,024.47 | $1,153.55 | $1,612.08 | $2,449.71 |
| Brevard County | $1,026.75 | $1,165.36 | $1,312.19 | $1,833.78 | $2,786.60 |
| Volusia County | $1,051.80 | $1,193.79 | $1,344.20 | $1,878.51 | $2,854.59 |
| Flagler County | $1,079.39 | $1,225.11 | $1,379.46 | $1,927.79 | $2,929.46 |
Open enrollment for 2026 coverage runs 1 November 2025 to 15 January 2026 in most states. Outside that window you need a qualifying life event — losing other coverage, moving, marrying, having a child — to enrol.
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Premiums, deductibles, out-of-pocket maximums and cost sharing are reproduced from the HealthCare.gov Qualified Health Plan landscape file published by the Centers for Medicare & Medicaid Services for plan year 2026. Nothing on this page is calculated by us. This is not a complete list of your options and it is not advice: to see every plan and to enrol, use HealthCare.gov or call 1-800-318-2596.